Croys Accountants & Business Advisors

28/04/2026

Naomi had the opportunity to attend SIDE South Island Dairy Event a few weeks ago and spent Day 1 immersed in practical, future focused conversations for the dairy sector

From Cameron Bagrie’s economic update through to workshops on wealth creation, smart spending by top performers, and optimising farm systems in a high payout year, the day was full of relevant insights and real world perspectives. A valuable opportunity to step back, reflect, and bring fresh thinking into conversations with farming clients 🌱📊

22/04/2026

Early Finish ❌ Missing Lunch ✅

16/04/2026

Some exciting news in our office. We are excited to welcome Naomi to the team as a Client Advisor!

Naomi brings over 10 years of experience in the accounting industry, having worked across corporate and local accounting firms. She has a strong background in client advisory, business structuring, tax, and succession planning, with experience spanning a wide range of industries.

With an agricultural foundation from growing up on dairy farms in both Australia and New Zealand as well as studying at Lincoln University, Naomi has a genuine interest and understanding of rural and owner‑managed businesses.

Based in Ashburton, Naomi lives with her partner Jason and their two dogs. Outside of work, you’ll find her enjoying an active lifestyle on her mountain or road bike. When it’s time to unwind, she loves nothing more than relaxing in the sun with a good book and her dogs by her side.

Welcome to the team Naomi! 🌟

14/04/2026

What is everybody going to do with the $3.2 billion being distributed to Fonterra shareholders today? 🥛💰

It’s tax free and heading straight into shareholders’ hands, but if you’re thinking about moving it outside the shareholder structure, it’s important to plan how you do that

We’re seeing a real mix from clients. Some are paying down debt, others are investing in technology or putting money into opportunities off farm. And some are choosing to enjoy it by upgrading their lifestyle with holidays or family investments like a holiday home

If you want to chat about where to invest or what your next move should be, reach out and let’s see what we can make happen

31/03/2026

⏰ A friendly reminder!

Terminal tax is due to be paid to the IRD by the 7th of April. Make sure you get your payment sorted on time to avoid any penalties or interest.

If you’re unsure about anything or need help, now’s a good time to reach out to your accountant 📞

24/03/2026

Awesome to see the Ashburton community come together and create an incredible result from the Relay for Life. We were proud to be apart of it as a sponsor this year 💜

Mid Canterbury you DID IT! Saturday was the most amazing day in so many ways. We set an ambitious goal of $175k ..... you said, 'we got you'. Thank you thank you thank you.

24/03/2026

A reminder for employers that the minimum wage is increasing from 1 April 2026

The adult minimum wage will rise to $23.95 per hour, an increase of 45 cents from the current $23.50 rate.

The training and starting out minimum wages will also increase to $19.16 per hour, remaining at 80% of the adult minimum wage and up from $18.80.

If you employ staff, now is a good time to review your payroll and budget to ensure you are ready for the changes 💼

11/03/2026

KiwiSaver is increasing from 1 April 2026 📅

The default contribution rate for both employers and employees will rise from 3% to 3.5%, helping boost long term savings for New Zealanders 💰

If you are contributing at the default rate (3%), your personal contribution will increase by 0.5%, which means a slight reduction in your take home pay. If you are on a total remuneration package, the increased employer contribution will be adjusted within your total pay, which may also affect your cash salary.

From 1 April, eligible 16 and 17 year old KiwiSaver members will also start receiving employer contributions.

If you would like support reviewing your cashflow ahead of these changes, or want to make sure the new KiwiSaver rates are implemented correctly in your payroll, make sure to reach out to your accountant.

04/03/2026

Should I buy or lease a vehicle? 🚗

It's a great question and if you listen to lease companies they will always tell you to lease. But the reality is when you lease a vehicle you are paying someone else to own it and you are usually paying finance of more than 10%.

Sometimes leasing does make sense depending on your cashflow and how much you need the vehicle, but if you have a cashflow positive business then buying is often the better option. With some of the green loan options available from banks, there can be some very good interest rates out there.

Bottom line, make sure you think it through, maximise your cash and understand exactly what you are signing up for. If you want to know more give us a call 📞

24/02/2026

What an incredible result at the ANZ Business of the Year Awards for some or our clients! 🎉

We’re absolutely thrilled to congratulate our clients who took home awards on the night:

Molloy Agriculture Ltd - Excellence in Primary Industries
Fourflax Pet Supplements - Excellence in Export
Beckley Coachlines and Travel - Excellence in Customer Experience
RMF Silva Lawyers - Excellence in Workplace Wellbeing

Your hard work, innovation and commitment to excellence truly deserve this recognition, we couldn’t be prouder. 👏

A big congratulations to Anna Fit, Ashburton Eyecare and Engineering Repairs 2012 Ltd for being finalists in their categories. This is a huge achievement in itself.

It’s awesome to see so many of our clients recognised for the incredible work they do. 🌟