SHARE

17/07/2026

Money stress can be difficult to think about clearly, especially when several financial pressures are building at once.

Identifying the main source of concern, getting a clearer view of your finances and making a manageable plan can help you feel more in control.

This article looks at some practical steps that may help ease financial stress, and explains how advice can provide a clearer path forward. https://tinyurl.com/4rtyryt4

16/07/2026

Your home, car and KiwiSaver account may come to mind when you think about your financial assets. But your ability to earn an income could be the most valuable of all.

This article looks at why protecting your income may matter, how income protection can work alongside other types of insurance, and the options available to tailor cover to your circumstances and budget. https://tinyurl.com/3vku9j42

15/07/2026

Your KiwiSaver account may be with you for much of your working life, but it should not be something you simply set and forget.

Changes such as starting a new job, receiving a pay rise, buying a first home, having a child or approaching retirement can all be good reasons to review your contribution rate, fund choice and risk settings.

This article looks at the key times to check that your KiwiSaver investment still reflects your circumstances and longer-term goals: https://tinyurl.com/5c537tvn

09/07/2026

Rising everyday costs can make it harder to keep track of where your money is going.

A useful first step is to review your income, expenses, and regular payments. Even small changes can help create a bit more flexibility over time.

Sorted’s budget planner is a helpful free online tool that can help you map out your spending and get a clearer picture of your budget.

For support with your wider financial plan, including insurance, KiwiSaver, mortgages, or retirement planning, speak to a SHARE adviser.

Budgets are simple plans for your spending and saving, and this tool lets you easily chart your incomings and outgoings to get the most out of your money.

09/07/2026

Retirement planning does not always follow a straight line.

Career changes, time out of the workforce, relationship changes, business ownership, or income fluctuations can all affect how retirement savings build over time.

But being “off track” does not mean it is too late to make progress.

A SHARE adviser can help you look at where you are now, what income you may need in retirement, and what steps could help you move forward from here.

Read more: https://tinyurl.com/2kv8wetn

08/07/2026

If your home loan is coming up for refixing, it can be hard to know which term to choose.

A shorter fix may offer more flexibility, while a longer fix may give you more certainty around repayments. For some people, splitting a loan across different terms may also be worth considering.

The right option depends on your cashflow, future plans, and what is happening in your wider financial life.

A SHARE mortgage adviser can help you compare your options and choose a structure that works for your situation.

Read more: https://tinyurl.com/4h7uf6yt

03/07/2026

Your income helps keep life moving.

If you were unable to work for a period, would your current cover help protect the things that matter most?

Our article looks at how personal insurance may help support your lifestyle, family and financial commitments when the unexpected happens.

https://tinyurl.com/4yf37xcd

02/07/2026

Been told “no” on a home loan application?

It can feel discouraging, but one lender’s decision does not necessarily mean every lender will view your situation the same way.

Lending criteria can vary between banks and non-bank lenders. This can be particularly relevant for people with non-standard income, such as self-employed borrowers, contractors, or property investors.

A SHARE adviser can help you understand the options available, prepare the right supporting information, and identify lenders that may be a better fit for your circumstances and goals.

Read our article to learn why you may have more home loan options than you realise: https://tinyurl.com/29hzcvjh

01/07/2026

There are more investment options available than ever before, which can make it helpful to understand some of the basics.

This useful guide from Sorted covers general things to consider, including setting goals, understanding risk, diversification and taking a long-term approach.

Investing is all about buying things that put money back into your pocket. Read our guide to understand the basics and get tips for getting started.

26/06/2026

Retirement could last 20 years or more, which is why it can help to think beyond simply reaching retirement age.

The lifestyle you hope for, potential healthcare needs and how long your savings may need to last can all shape the planning process.

Our article explores some of the questions worth considering when planning for the years ahead: https://tinyurl.com/4mc7msay