SHARE

23/10/2026

How well do you understand how KiwiSaver works?

From contributions and employer payments to investment options and withdrawals, there are a few important things worth knowing about your KiwiSaver account.

Sorted has put together a helpful guide covering the basics, including how KiwiSaver works, what to consider when choosing an investment fund and how your savings could support your future goals.

It's a useful read whether you're new to KiwiSaver or have been contributing for years.

Your complete KiwiSaver explainer from the team at Sorted. Learn everything you need to know about how it works and how to make it work for you.

22/10/2026

Does your workplace provide insurance as part of your employee benefits?

It can be a valuable benefit, but do you know exactly what you're covered for, and what happens to that cover if you change jobs?

Workplace insurance doesn't always provide the protection you might expect, so it's worth understanding how it fits alongside any personal insurance you already have.

Our article looks at some of the key things to consider, including cover amounts, policy conditions and potential gaps: https://tinyurl.com/5ae7wr99

Your SHARE insurance adviser can help you review your cover and see how it all fits together.

21/10/2026

When you're investing for retirement, market ups and downs are part of the journey. But once you start withdrawing money, the timing of those ups and downs can matter more than you might think.

Poor investment returns early in retirement can have a lasting impact on how long your savings may last.

This is known as sequence of returns risk, and it's an important consideration when planning your retirement income.

In our article, we explain how this risk works and some of the ways you can manage it: https://tinyurl.com/59hmnxxk

16/10/2026

There are more investment options available than ever before, which can make it helpful to understand some of the basics.

This useful guide from Sorted covers general things to consider, including setting goals, understanding risk, diversification and taking a long-term approach.

Investing is all about buying things that put money back into your pocket. Read our guide to understand the basics and get tips for getting started.

15/10/2026

Not every home loan application fits neatly into a lender's standard criteria.

If you're self-employed, earn variable income or have a more complex financial situation, finding the right lending option can take a little more work.

Different lenders have different criteria, and understanding those differences can open up options you may not have considered.

A SHARE adviser can help you navigate the lending landscape, understand what's available and explore options that suit your circumstances.

Our article explains how working with a mortgage adviser may help you find a way forward: https://tinyurl.com/29hzcvjh

08/10/2026

Thinking about switching your home loan to another lender?

A lower interest rate or an attractive cashback offer might catch your attention, but there's more to consider before making a move.

Break fees, legal costs, loan flexibility and the conditions attached to cashback offers can all influence whether switching lenders makes financial sense.

Your SHARE mortgage adviser can help you look beyond the headline offers, compare your options and understand whether changing lenders is the right move for your circumstances.

We've outlined some key things to consider before making a decision: https://tinyurl.com/ejrp273n

08/10/2026

Going through a separation or relationship change can mean adjusting to a whole new financial situation.

And while there may be plenty of things demanding your attention, your insurance cover is worth adding to the list.

Changes to your income, mortgage, financial responsibilities or even who owns your policies can all affect the protection you need.

It's also important to think carefully before reducing or cancelling existing cover, particularly if you're now relying on a single income.

In our article, we look at some key insurance considerations during separation and how getting advice can help you make informed decisions: https://tinyurl.com/24w23rs5

07/10/2026

When household budgets are under pressure, it’s natural to look for areas where costs could be reduced.

But when it comes to insurance, it’s important to make changes carefully.

Your cover is there to protect you and your family if something unexpected happens, and cancelling or reducing it too quickly could leave you exposed when you need support most.

The good news is, there may be ways to adjust your premiums without giving up important protection altogether.

In this article, we look at some of the options to consider, and why it’s worth speaking with your SHARE adviser before making any changes: https://tinyurl.com/7wj7fh64

02/10/2026

Past returns can be useful to look at, but they are only one part of the investment picture.

A strong period of performance does not guarantee future results, and weaker recent returns do not always tell the full story either.

When making investment decisions, it’s important to consider the bigger picture, including your goals, timeframe, risk appetite and how an investment fits within your wider portfolio.

Read more about the role past returns can play in investment decisions: https://tinyurl.com/5a424cn3

01/10/2026

An emergency fund is one of those simple financial habits that can make a big difference when life throws something unexpected your way.

This Sorted article shares some practical reasons why having a cash cushion can help, from reducing stress to keeping longer-term goals on track.

It’s a helpful reminder that building financial confidence often starts with small, steady habits.

Discover the top 10 reasons why having a rainy day fund has its benefits. Learn how emergency funds reduce anxiety, support goals, and build financial security.