Jagdip Randhawa - Mortgage Broker & Financial Advisor

Jagdip Randhawa - Mortgage Broker & Financial Advisor With 10+ years in banking, I now focus on mortgage broking and financial advice. I help clients make smart, confident decisions on home loans and finances.

Trusted, experienced, and here to support your journey every step of the way. Helping you with home loans, refinancing, and smart financial advice. Here to make your journey simple, clear, and stress-free

02/09/2026

The easiest way to understand Sum Insured 👇

Think of your property like a cup of coffee:
☕ The Cup = The Land (It doesn't burn down, get stolen, or blow away).
☕ The Coffee = The House (This is what actually costs money to replace).

When setting your house insurance, you ONLY need to insure the coffee—the actual cost to rebuild the structure, clear the site, and pay council fees.

Insuring for your total purchase price means you’re paying insurance on dirt! 💸

"Disclaimer: This post is for general information and educational purposes only and does not constitute personalized financial or insurance advice. Always consult a registered professional regarding your specific situation before making decisions."

31/08/2026

A quick reset and a good lunch before getting back to helping clients secure their next move. 🌿🍽️
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Based in Pokeno, working with clients across Waikato and beyond in English, Hindi or Punjabi, whatever's easiest for you...
30/08/2026

Based in Pokeno, working with clients across Waikato and beyond in English, Hindi or Punjabi, whatever's easiest for you.

If it's easier to talk through your situation in your first language, that's completely fine with me.

https://jagdiprandhawa.co.nz/contact/

25/08/2026

Still think you need 20% deposit to buy? Or that refinancing means starting all over again?

Most of what people assume about getting a mortgage sorted is out of date, or just wrong. Whatever you're working toward, the real answer is usually simpler than you'd think.

Free, no-obligation assessment, link in bio.

This is general information only, not personalised financial advice.

24/08/2026

My job isn't just to find you a rate it's to cut through the noise, spot the blind spots, and help you make confident decisions with your money.

20/08/2026

Half office, half sanctuary. Surrounded by green leaves, good reads, and the strategy required to get you into your next home. Welcome to my space. 🪴📚 buyer lover

18/08/2026

I spent over ten years working for the banks, so I know exactly what they look for in a borrower. Now, I operate as an independent broker, using that insider experience to cut through the noise and get my clients deals that the banks wouldn't offer them directly.

The First Home Grant was scrapped in May 2024 , but the Kāinga Ora First Home Loan is still active, letting eligible fir...
18/08/2026

The First Home Grant was scrapped in May 2024 , but the Kāinga Ora First Home Loan is still active, letting eligible first home buyers in with as little as a 5% deposit (income and price caps apply).

Full breakdown eligibility, deposit requirements, how to apply link in bio.

This is general information only, not personalised financial advice.

https://jagdiprandhawa.co.nz/blog/kainga-ora-first-home-loan-nz-what-you-need-to-know/

17/08/2026

The rate on the website isn't always the rate you get.

Deposit size, credit history, loan amount, even which bank — it all moves the number. I see this trip people up constantly, especially first home buyers who've already mentally spent based on what they saw online.

My job isn't finding "a" rate. It's finding yours, across multiple banks, not just one.

Got a rate quoted and want a second set of eyes on it? Send me a message, happy to have a look.

Address

99 Motions Road
Auckland
1022

Telephone

+6421827004

Website

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