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Start Out Savvy

NZ accountants for sparkies, plumbers & HVAC businesses doing $500k+. Tired of being ignored by your accountant & blindsided by tax bills? Plain English. No BS.

Fast replies. From us or IRD Check out what's on offer now! https://linktr.ee/startout_savvy

20/10/2026

“Oh, I never got your invoice!”

Interesting... because Xero says the online invoice was VIEWED. 👀

Now, that doesn't prove your client read it, but it does make things a wee bit awkward.

L𝗲𝘀𝘀 𝗰𝗵𝗮𝘀𝗶𝗻𝗴. 𝗠𝗼𝗿𝗲 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝗽𝗮𝗶𝗱.

Because you've got a business to run, not a charity to fund.

Simple tweaks in Xero can drastically speed up the time it takes for you to get paid!

14/10/2026

Opened a new bank account and forgot to tell your accountant?
Cute.

We've just spent 3 hours playing CSI: Xero trying to find money we didn't know existed.

And then you wonder why your accounting bill went up.

𝗟𝗲𝘀𝘀 𝗱𝗲𝘁𝗲𝗰𝘁𝗶𝘃𝗲 𝘄𝗼𝗿𝗸. 𝗟𝗼𝘄𝗲𝗿 𝗳𝗲𝗲𝘀. 𝗧𝗲𝗹𝗹 𝘂𝘀 𝘄𝗵𝗲𝗻 𝘁𝗵𝗶𝗻𝗴𝘀 𝗰𝗵𝗮𝗻𝗴𝗲!
(𝘢𝘯𝘥 𝘪𝘧 𝘪𝘯 𝘥𝘰𝘶𝘣𝘵, 𝘵𝘦𝘭𝘭 𝘶𝘴 𝘢𝘯𝘺𝘸𝘢𝘺…)

14/10/2026

Being bloody good at your job doesn't automatically mean you're good at running a business.

And unfortunately, "she'll be right" isn't a legit business strategy.

If you need help, and are ready to invest in support, comment “ME” below and I’ll be in touch

10/10/2026

Your business probably doesn’t need another breakthrough.
It probably needs you to do the fu***ng work.

, ,

08/10/2026

Part One

Sh*t in Xero you should probably know how to do.

Watch, save, share with your biz bestie and try yourself.

Knowing your numbers means ACTUALLY opening up Xero and looking at them.

🖐 up below if you are giving this a go next time you log into Xero.

06/10/2026

Having an accountant does not mean you get to unsubscribe from your tax responsibilities

We’ll calculate it.

Tell you what to pay.

Tell you when it’s due.

Send you the details.

Remind you.

Possibly remind you again.

But at some point, someone still has to actually press 𝗣𝗔𝗬.

And here’s the other slightly uncomfortable bit...

If you want a super high-touch service where someone is constantly checking, chasing, reminding and following up with you personally?

That takes time.

And time costs money.

You can’t really have 𝗹𝗼𝘄 𝗰𝗼𝘀𝘁 + 𝗵𝗶𝗴𝗵 𝘁𝗼𝘂𝗰𝗵 + 𝘂𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴.

I’ve got a business to run too.

And I know my numbers

So yes, know what you’re paying your accountant for.

Know what THEY are responsible for.

Know what YOU are responsible for.

And if you can’t pay your tax?

Tell us. We can absolutely help with that.

But if you simply forgot to press pay?

Yeah... that one might be on you

03/10/2026

New month = Monthly Money Process.

Takes 60.mins MAX and is how you start to learn and read the numbers in your biz.

Avoidance is never a good money or biz strategy...

🖐if you're giving this a go

#

01/10/2026

YES. You might actually be able to claim part of your Fiji trip. 🌴

Now before everyone books flights and starts calling their poolside marg “market research”...

There are rules. Obviously.

If you’re genuinely traveling for business, some of those costs may be deductible.

But the key word here is genuinely.

Meeting clients? Yep.

Attending a conference? Sure.

Scoping venues for an actual retreat you’re planning? Potentially.

Lying beside the pool for four days because you opened your laptop once and replied to an email?

Ummmm……

The important bit is separating the business part from the holiday part and keeping records to back it up.

Because adding one supplier meeting to your itinerary does not magically make your entire tropical getaway tax deductible.

BUT...

Adding a couple of holiday days to a legitimate business trip doesn’t automatically make the whole thing unclaimable either.

And that’s where knowing the rules gets rather handy.

So before you decide IRD is shouting the cocktails...and reducing your next GST bill.
Ask your accountant.

Preferably before you book the swim-up bar. 🍹

And save this for the next time someone tells you “you can’t claim overseas travel.”
Because sometimes you actually can.

28/09/2026

Nails.

Glasses

Getting your hair done

Buying clothes

For "business use" won't cut it with the IRD.

Just because you are filming, hosting an event, or presenting does NOT mean you can go have a spa day and claim a chunk of it for tax & GST.

To be able to claim clothes as a business expense they must have logos on them and be for work use ONLY!

Nails - ❌️
Hair - ❌️
Glasses - ❌️
All deemed personal expenses.

Sorry not sorry.....

Double tap if you learnt something new today.

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