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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 4pm

My Two Cents Accounting & Advisory

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My Two Cents Accounting & Advisory

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Bookkeeping & accounting services, payroll, business advisory, software advisory, setup and training, Xero training, Tax planning.

ICNZB Certified Bookkeepers, ATAINZ Members, XERO Partner, and Xero Certified Advisors. Collaborating with small business owners to create success through exceptional business support. From sole traders to small businesses, we have you covered in Northland and throughout New Zealand. We have the skills and knowledge to help you run your business efficiently and effectively, saving you time and money so you can focus on what you do best – your business. We offer bookkeeping, accounting and taxation services. Business setup, planning, budgeting and advisory services. As well as Payroll and App advisory services to streamline your business systems. Specialising in Workflow Max, Projects, Vend, Stripe, Mechanics Desk, NextMinute, Receipt Stash, Thankyou Payroll, Smart Payroll, and Xero Payroll. Our bookkeepers are ICNZB Certified, our accountants are members of ATAINZ, and the team are all Xero Certified Advisors.

12/10/2026

If you invoice councils, government agencies or big corporates, eInvoicing is something you’ll want on your radar.

Unlike emailing a PDF, an eInvoice goes directly from your accounting software into your customer’s accounting system. And when a registered supplier sends one to you, it can arrive straight into Xero as a draft bill, ready to check and approve.

Less copying. Less manual entry. Less chance of an invoice disappearing into someone’s inbox.

If you use Xero, getting set up is fairly straightforward:

1. Make sure your NZBN is entered in your Xero organisation details.
2. Go to Business > Bills to pay > Automate Bill Entry > Register to receive eInvoices and register using your NZBN.
3. To send one, add your customer’s NZBN to their Xero contact. If they’re registered, Xero will give you the option to Send as an eInvoice.

No separate invoicing system required.

eInvoicing is becoming increasingly mainstream in NZ, particularly across government agencies and larger organisations, so if you regularly invoice them it’s worth getting familiar with it before someone asks.

Need a hand getting your head around it? Give us a call on 09 431 3068 or email [email protected] and we’ll help you get it sorted, preferably before the request lands at 4.45pm on a Friday.

11/10/2026

A big congratulations to the team at Kaipara Gymnastics on their move into a bigger, new home! 🤸‍♀️

We've been working with Kaipara Gymnastics since they first started, so it's great to see how far they've come.

Well done to everyone involved in making the move happen. We can't wait to see Kaipara Gymnastics making the most of their new space! 💛

07/10/2026

If you remember the old WorkflowMAX, you might have already made up your mind about it.

Fair enough. But it might be time for another look.

WorkflowMax has had a full rebuild and we’ve recently spent some time getting to know the new version and the team behind it. It’s come a long way, and the support has been particularly impressive.

What we like most isn’t a long list of shiny features. It’s that it can give job-based businesses a much clearer picture of what’s actually happening.

Because being busy and being profitable aren’t always the same thing.

When you’ve got multiple jobs running at once, it’s easy to know what’s been quoted and invoiced, but much harder to see how much time has gone into each job, what it has actually cost and whether the margin you expected is still there.

WorkflowMAX brings that information together as the job progresses, so you can spot when something is starting to go off track rather than finding out once it’s all over.

It also keeps quoting, scheduling, time tracking, costs and invoicing together, which can save a fair bit of spreadsheet wrangling along the way.

We’re not saying every business needs job management software. But if you run a lot of jobs or projects and feel like you’re missing part of the picture, the new WorkflowMAX is one we think is worth knowing about.

And yes, if it’s been a while since you looked at it, it really is a different beast now.

06/10/2026

This is a pretty special shout-out 🥰❤️
We've always been big on sharing what we know, helping other bookkeepers and making the complicated stuff a whole lot easier to understand.
Lovely to see that recognised alongside Louise Holmes. Thanks Thankyou Payroll for the kind words.

05/10/2026

An email from a supplier. The logo looks right. The wording sounds right. They’ve just changed their bank account details.

Would your team stop and check?
This week is Cyber Smart Week, and this year’s message is especially relevant for small businesses.

AI is helping scammers create emails, messages and websites that are faster, more convincing and harder to spot. Sadly, the dodgy spelling mistake isn’t always there to give the game away anymore.

That makes staff awareness pretty important.

Does your team know what to do if they receive an unexpected payment request? What if someone asks them to change bank details, click a link or share information?

Cyber Smart Week is a good excuse to have that conversation.

Own Your Online also has a free business resource pack with staff communications, activities and resources you can use with your team.

A good process helps. So does a team that knows when something doesn’t quite add up.

01/10/2026

Our bookkeeper Jo, one of the My Two Cents stars, recently pulled together some practical ways business owners can keep bookkeeping efficient and help keep costs down. The good news? None of them involve becoming a bookkeeping expert yourself.

1. Reply to questions promptly
That mystery $247 transaction from three months ago? Much easier to sort while it’s still fresh.

2. Send paperwork through as you go
Receipts, invoices, statements, asset purchases and finance agreements all help us code things correctly the first time.

3. Use tools that keep things tidy
Hubdoc and TaxSnaps can keep receipts and invoices in one place and save the end-of-year paperwork hunt.

4. Give us a little context
For entertainment expenses, tell us who it was for and why. For overseas travel, let us know if there’s a personal part to the trip.

5. Keep personal spending separate
Every personal transaction through the business account still needs to be checked and coded.

6. Tell us when something big changes
New staff, a loan, another bank account, a major purchase, a new revenue stream or a change in structure can all affect what happens behind the scenes.

7. Stick to a consistent system
Send paperwork to the same place, use the same process and keep subscriptions and expenses organised.

8. Keep Xero up to date
Stay on top of reconciliations, requested statements and approvals so small jobs don’t turn into bigger ones later.

9. Ask if you’re unsure
A simple checklist, template or quick question can save a lot of back-and-forth.

The theme is simple: the less time your bookkeeper spends chasing, guessing and untangling, the more efficient your bookkeeping becomes.

And that’s good news for your accounts and your bill. 😉

24/09/2026

Meet Natalie’s business advisor and biggest fan, Mr Puss.

He’s very hands-on, very invested in her work and takes his advisory role pretty seriously, mostly from her lap.

No reports. No meetings. Just moral support, close supervision and the occasional stolen drink.

22/09/2026

If you’ve ever nodded along to your accountant and hoped it would make sense later, this one’s for you.

Our latest blog answers the small business accounting and bookkeeping questions people often have, but don’t always know who to ask.

We cover things like how to choose the right accountant or bookkeeper, whether you actually need both, what you should expect for the fees you’re paying and when it might be time to get more help or make a change.

It’s especially useful if you’re starting a business, looking for a new accountant or bookkeeper, or wondering whether you’re getting the support your business actually needs.

You can read it here: https://www.mytwocents.nz/post/small-business-accountant-bookkeeping-faqs-nz

No accounting jargon. No digging through ten different websites. Just straightforward answers to help you make better decisions about the financial side of your business.

17/09/2026

We love hearing this kind of feedback from clients we’ve worked alongside for years.

Thanks for the kind words, Cam. We’re pretty stoked to be part of the team.

15/09/2026

Meet Jo Sawell, the newest addition to the MTC team 👋

Jo joined us in July and, because we already had a Jo, she has very quickly become known around here as New Jo. Efficient? Yes. Creative? Debatable.

Jo brings plenty of experience with her, including accounts, payroll, debt management and customer service. She has also owned two restaurants, so she knows exactly what it’s like to be on the business-owner side of the desk too.

A couple of years ago, she swapped Auckland for Mangawhai in search of a slightly slower pace and found bookkeeping was a pretty good match for her skills and her love of helping businesses stay on top of things.

Jo now lives in Mangawhai Heads with her husband on their lifestyle block. Outside work, she’s happiest in the garden or making the most of everything Mangawhai has to offer.

We’re very happy to have her with us.

Welcome to the team, New Jo 💛

Address

Mangawhai

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 4pm

Telephone

+6494313068

Website

http://www.mytwocents.nz/

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