Black & White Accounting Mortgages Insurance

Black & White Accounting Mortgages Insurance Accounting | Mortgages | Insurance - ONE STOP SHOP! Karrie has a great passion for the job, she enjoys helping new clients and taking care of existing ones.

At Black & White our goal is to provide you with complete certainty in all aspects of your accounting needs, complete certainty of our fees and complete certainty of delivery timeframes. The focus is on you – the client – and working in partnership with you to ensure the success of your business. The key to this relationship is gaining an understanding of your individual needs and tailoring our se

rvices to best meet these needs. We deliver the full spectrum of accounting services and are committed to providing these to our clients with enthusiasm, integrity and excellence. Since opening in 2010 the Black & White directors identified our clients increasingly asking for advice on mortgages and insurance. As such early in 2013 the Black & White Mortgages | Insurance division was launched in response to this client demand. This is a natural addition to the accounting services already provided and an opportunity to offer our clients a one-stop-shop approach to all their financial service needs. Black & White Mortgages | Insurance is a FREE service led by Karrie Stephens providing a full range of lending and personal insurance products. She can help you with all your mortgage requirements, insurance needs and debt consolidation. Black & White Mortgages | Insurance Publicly Available Information and Privacy Policy is available on request. Please contact Karrie directly at [email protected]. External Links

As a convenience to you this website may contain links to other sites independently maintained by others. Because we do not control these other sites, we cannot be responsible for the content or accuracy of the information or other material on these linked sites. The fact that we have provided a link to another website does not mean that we make a recommendation or give any endorsement or approval of any products or services contained in those other sites

Liability

Black & White Accounting Limited nor its representatives make any representation or warranty as to the accuracy, reliability or completeness of material in this site, or in sites linked to this site. Except to the extent that liability under any statute cannot be excluded, Black & White Accounting Limited nor its representatives do not accept any liability (in contract, tort, negligence or otherwise) for any error or omissions in this material or for any loss or for any loss or damage (direct, indirect, consequential or otherwise) suffered by any person.

This is a great summary of an interview with a crypto specialist on a NZ podcast.  It's a very tricky area of accounting...
01/06/2026

This is a great summary of an interview with a crypto specialist on a NZ podcast. It's a very tricky area of accounting and as you will see, IRD are enforcing the taxes associated, and even penalising those who are avoiding returning the income.

New powers and tougher penalties mean flying under the radar is getting harder.

A reminder as IRD start finalising taxpayers earnings for the year to 31 March 2026, please be aware of scammers trying ...
17/05/2026

A reminder as IRD start finalising taxpayers earnings for the year to 31 March 2026, please be aware of scammers trying to take advantage. We are also aware of Tax Refund places advertising - IRD will automatically do this for you (if you are due a refund) so keep your well earned dollars in your pocket and don't employ these entities.
And if you are a client of ours we will do all of this for you as part of our service to you.

15 May 2026 Inland Revenue (IR) will soon start to send out tax assessments to salary and wage earners in New Zealand. And while people are looking out for that, they also need to watch out for scammers trying to rip people off. Tax assessments Individual Income Tax Assessments will go out in severa...

A great night at the basketball - with the hawks
23/04/2026

A great night at the basketball - with the hawks

20/04/2026

A number of our staff are on planned annual leave, and a few have taken the opportunity to take Friday 24th April off to have an extra long weekend.
We have made the choice to not open our office on Friday. We will be back open Tuesday 28th April, after Anzac Day observed.

Heading into half time for the Hawks 58-50 - 🎶 come on The Bay Proudly supported by Black & White Accounting
17/04/2026

Heading into half time for the Hawks 58-50 - 🎶 come on The Bay
Proudly supported by Black & White Accounting

And just like that..... Here we go again 😁Happy New Year 🎉🗂️
31/03/2026

And just like that..... Here we go again 😁
Happy New Year 🎉🗂️

30/03/2026

Are you all organised for your Stock Take and other end of financial year jobs tomorrow?!

2025 financial year tax returns are due by end of day tomorrow, 31 March. We have filed over 99% of our clients' returns, which is a great achievement. To celebrate, this Thursday 2 April we are closing the office for the afternoon to thank the team with a lovely lunch before the long Easter weekend.

The Inland Revenue does not look kindly on employers who deduct the required PAYE and other deductions from their staff ...
17/03/2026

The Inland Revenue does not look kindly on employers who deduct the required PAYE and other deductions from their staff but do not pass this on to the Inland Revenue. They have issued a stern warning, reminding employers that failing to do so is a criminal offence and they risk prison time.

The department has issued a "revenue alert" over the failure of some employers to pass on PAYE deductions.

Inland Revenue has a scheduled shutdown of their systems this weekend.  You won't be able to file your GST or other retu...
10/03/2026

Inland Revenue has a scheduled shutdown of their systems this weekend. You won't be able to file your GST or other returns during this time.

While we complete a system update over the weekend, our services will be unavailable.

Our online services (including myIR, SPK2IR, and submitting info via software providers) will be unavailable from 6am Saturday 14 March.

All services should reopen at 6pm on Sunday 15 March.

Saved drafts and web requests in myIR will not be affected by this outage.

Does the thought of filing your GST return give you a bit of a headache? 🤔 You're not alone. We've simplified the entire...
16/12/2025

Does the thought of filing your GST return give you a bit of a headache? 🤔 You're not alone. We've simplified the entire process in our latest blog post, perfect for Hawke's Bay businesses.

It's a step-by-step guide covering everything from gathering your records to filing online with myIR and avoiding common mistakes you need to watch out for.

Get your clear and simple walkthrough here:
https://www.bwaccounting.co.nz/filing-your-gst-return-in-nz-a-step-by-step-walkthrough

A guide for small businesses on how to file a GST return with the IRD via myIR. Learn how to charge and pay GST, file GST returns, and get a potential GST refund.

Address

5 Carlyle Street
Napier
4110

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 4pm

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