Morrison Creed Advisory Limited

26/10/2026

Fund
Trader
Event

Equipment failures, natural disasters, an unexpectedly large tax bill or a drop in customers: there are so many ways a business might suddenly find itself short on cash.
This is why having an emergency fund is so important for small business owners.

Starting your own self-employed business? Want to keep your finances on track and compliant? Here are 7 vital areas of financial management to focus on.

Early registrations are open for our Employment Law event. We are hosting Riverstone Law who will provide an insight into employment law updates followed by a Q+A session. Click on the link below to RSVP, places strictly limited.

Our weekly newsletter has an update on the following
• The important of creating an emergency fund for your business
• Getting the financial basics right as a sole trader
• Employment Law event 26 November 2026

NEWSLETTER Tips & Advice from Morrison Creed - Fund Trader Event

19/10/2026

Buy now, pay later can be highly appealing, especially when coupled with persistent cost-of-living pressures, so it's unsurprising that BNPL has become so popular. While it can be an attractive payment option there are a few downsides to keep in mind.

Why do you need an accountant when AI can do the basic accounting? We've outlined 5 vital ways that working with a human tax adviser adds value for your tax strategy.

Reminder - GST returns are due to be filed for two monthly and six monthly filers with March balance dates by 28 October. If you have a March balance date and are on the ratio basis your first instalment of 2027 provisional tax is also due for payment on 28 October.

Our weekly newsletter has an update on the following
• Buy now pay later: What are the benefits for your business?
• Why you need an accountant: navigating the world of tax and legislation
• GST and Provisional Tax payments due 28 October 2026

NEWSLETTER Tips & Advice from Morrison Creed -

12/10/2026

Day
Strategy
Flow

With Labour Day coming up on Monday 26 October, our office will be closed for the public holiday.

Signs of growth for NZ small businesses are a positive sign. But what do lenders look for when you apply for funding to finance your own growth strategy? We have the answers.

This time of year can be hard on small businesses. With a bit of pre-planning and being proactive, you can set yourself up for a financially stress-free holiday. Tak to us. We can help.

Our weekly newsletter has an update on the following
• Labour Day : Finding that Q4 balance
• Funding your growth strategy: what lenders look for
• Holiday cash flow for your small business

NEWSLETTER Tips & Advice from Morrison Creed - Day Strategy Flow

05/10/2026

Risk



Are you keeping pace with the evolution of technology? We highlight 5 risks of failing to embrace the available new tech, and how doing digital could give your business a boost.

The ABC analysis is a relatively simple, useful way to help a business manage its inventory. With ABC analysis, a business classifies its products into different categories (A, B and C), ranking them in order of the value they bring to the business.

Want to cut unnecessary costs, optimise the most profitable parts of the business and increase your overall return on investment?

Our weekly newsletter has an update on the following
• Managing Risk: Protecting your business against technological changes
• The benefits of ABC inventory analysis
• How can we support your business profitability?

NEWSLETTER Tips & Advice from Morrison Creed -

21/09/2026

The average NZ small business is paid 4.7 days late, beyond agreed payment terms. Here are 4 simple ways to speed up cash collection, reduce late payment and balance your cashflow.

Should you buy or lease your new equipment? Here are some pros and cons of each. We also can review your financial position, cashflow and cost base to decide whether buying or leasing is the right thing for your business.

A good pricing strategy is the foundation of any successful business. Not only can effective pricing build your customer base, but it can also build brand awareness while increasing your revenue.

Our weekly newsletter has an update on the following
• 4 key ways to improve your cash collection
• Should you buy or lease your business assets?
• 6 pricing strategies to boost revenue

NEWSLETTER Tips & Advice from Morrison Creed -

14/09/2026

Recent changes to the Research and Development Tax Incentive (RDTI) mean you could now get in-year payments against your R&D expenditure. We explain the main benefits.

The average NZ small business is paid 4.7 days late, beyond agreed payment terms. Here are 4 simple ways to speed up cash collection, reduce late payment and balance your cashflow.

If you’re only looking back at historic numbers, you limit the insights you’ll gain. Forecasting highlights your future threats and opportunities – and creates a proactive strategy for the future of your business.

Our weekly newsletter has an update on the following
• The Research and Development Tax Incentive (RDTI): how it benefits your business
• 4 key ways to improve your cash collection
• How to use forecasts and scenario-planning

NEWSLETTER Tips & Advice from Morrison Creed -

07/09/2026

&Loss



When you’re in control of your profit and loss (P&L), you have a tighter hold on the reins of your profitability. Read our Plain English guide to P&L and learn how to boost your profits.

Changes to the tax rules around charitable donations were announced in Budget 2026. We’ve highlighted the main changes your charity or non-profit should be aware of. Do they effect you?

Spring is here, and so is the next compliance cycle. A friendly reminder that both GST and your next Provisional Tax installment are due on 28 October.

Our weekly newsletter has an update on the following
• Plain English guide to profit and loss
• Amendments to charitable donation rules: what you need to know
• Spring Compliance: GST and Provisional Tax due

NEWSLETTER Tips & Advice from Morrison Creed - &Loss

31/08/2026

Working for yourself or running your own business? Setup robust systems for expenses & tax requirements so you can focus on your important tasks. We can help take the headaches out of your business accounting.

The Employment Leave Act comes into play from August 2028. Find out what the new annual and sick leave rules mean for your NZ business.

Micromanaging your team can be self-defeating. Let’s explore Steve Jobs’ 10-80-10 approach to people management and the freedom and innovation potential it can bring for your staff.

Our weekly newsletter has an update on the following
• Keeping your tax and expenses in check when you are self-employed
• Employment Leave Act: the impact for annual and sick leave entitlements
• How Steve Jobs 10/80/10 people-management style can help your business

24/08/2026

Reports

Structure

Making time to look over your financial reports each month is an important task for any business owner. We can give you an overview of what reports you'll need to help you build a thriving business.

41% of NZ businesses are thinking of raising prices to combat increased costs. But is an increased price point the silver bullet it appears to be? We explain the pros and cons.

Are you being a Director or a Leader? Director is a strategic role: Leadershp is an operational role. This distinction is key to the success of your business - need help? Get in touch.

Our weekly newsletter has an update on the following
• 6 powerful reasons to watch your financial reports
• Raising your prices: how to do it effectively
• The difference between directing and leading

NEWSLETTER Tips & Advice from Morrison Creed - Reports Structure

10/08/2026

A solid budget is the foundation for your company's financial management and success. Here are 4 detailed strategies to stay in control of your business budgeting.

Are you finding it difficult to raise capital? Here are four key ways to reduce your business risk and improve your chances of accessing funding and capital.

According to Paul Graham, "We'll increasingly be defined by what we say no to". Being clear on your vision, goals and priorities makes it much easier to say no to things that don't contribute to your plan - enabling you to say yes to the right things.

Our weekly newsletter has an update on the following
• Budgeting for success: the importance of good financial management
• Improving your chances of accessing capital
• How to say no if you're a yes person

NEWSLETTER Tips & Advice from Morrison Creed -