09/09/2020
With interest rates at rock bottom and everyone deciding now's the time to buy, some banks are definitely struggling to keep up with demand.
On the other hand other banks are coping really well and we're getting approvals within 3-4 days. Since lockdown ended we're also negotiating bigger cash incentives, even for buyers with 10% deposit - some banks are very keen for your business!
If you're thinking about buying (or just want to know what you could afford), drop me a message or give me a call. We can work out
- how much you could potentially borrow (from 25 different lenders)
- which lender would be best for your situation, and what rates and cash incentives to expect
- if you're buying your first home, general advice on the process of buying a house and getting a mortgage
When you're ready to apply we'll also put together your application to get an approval for you as quickly as possible.
Our service is no cost to you (we are paid a commission by the bank when you purchase) and I'm more than happy to talk no matter what stage you are at.
If you want to get off the rent treadmill and spend summer relaxing in your own home give me a call!
Cheers
Gareth @ HomeBoost Mortgages
022 631 2689
Bank customers and mortgage brokers are facing long waits for home loan approvals in a booming housing market.