Money Mentalist

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Money Mentalist Accountant and Money Mentor in Motueka. I’m Lynda, the Money Mentalist. I started my career as an accountant when I was 17. I read them like others read novels.
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I help Tasman business owners sort their numbers and the money habits behind them, so money feels less like a worry.

🌐 https://moneymentalist.com/ I love numbers, to me they tell a story of your business and your life. I graduated from University with a B.Com. After working for several accounting firms, when I was 7 months pregnant with my daughter (now nearly 33), I began my own practice. I remained in Public Practice until 2010 when I sold my business to return to university to study Psychology. In the middle of all of this, my marriage ended. Anecdotally, 70-80% of relationships break up because of money and this was true in my situation. I was devastated, and an emotional wreck. Even though I was an accountant, which meant I had a sound knowledge of my own financial situation, that didn’t really help me going through my own breakup. Emotions completely took over. I felt I was completely on my own. I came out the other side servicing $600,000 of debt. It may seem a strange change in career path from accounting to Psychology, but it made complete sense to me. What I had realised in my years in practice, is that accounting (and money) isn’t just about the numbers, it is also about the emotions that go behind the numbers, it’s how we see the world and how we make decisions all stem from our relationship with money. I graduated again this time with a Post Graduate Diploma in Arts (Psych). I continued to specialise in Money Psychology by continuing my training with Professor David Krueger (author of the Book ‘The Secret Language of Money’) and became a certified Money Mentor Coach. What Changed?
• I learned the distinction between a budget and a money plan.
• I started saying No to myself and others about things that didn’t really matter to me. And saying Yes to what was important to me. This was when I really saw the impact of mindset on moving the numbers.
• I learned how to make the tough decisions that helped me turn my life around.
• I rewrote my own Money Story. The Money Mentalist was born, and I now spend my time working with individuals and couples helping them understand their relationship with money, how to communicate about money to each other and how to make better financial choices. I use my accounting expertise to help them build a Money Plan (I don’t use the term budget) which gives them the confidence to manage their money to reach their financial goals. Want to know more about the Money Mentalist and how I can help you? Visit my website at www.moneymentalist.com

Want to know what your money personality is? Then take the quiz here >> https://money-mentalist.involve.me/whats-your-money-personality

21/10/2026

Learning something new can be a little daunting. For dogs and for humans.

Huge thanks to Fern at Delightful Dogs for teaching us both.

What's something you've had to learn lately that felt daunting at first?

I’ve only ever been to one property investment seminar.I went along out of curiosity, with my accountant’s hat firmly on...
20/10/2026

I’ve only ever been to one property investment seminar.

I went along out of curiosity, with my accountant’s hat firmly on. 😄

The one piece of advice that stuck with me was: buy a property you could live in yourself, so if everything turns to custard, you can live in it!

It got me thinking about how easy it is to get caught up in the excitement of property investing.

But the mortgage is only part of the story. What about rates, insurance, maintenance, vacancies and those unexpected $4,000 repairs?

Before you fall in love with the property, fall in love with the numbers.

I’ve shared some of the things I think are worth considering before buying an investment property.

https://moneymentalist.com/2026/09/15/accountant-motueka-buying-investment-property/

Is your GST return sitting on your to-do list, quietly glaring at you?I get it. I've seen it hundreds of times, and I've...
19/10/2026

Is your GST return sitting on your to-do list, quietly glaring at you?

I get it. I've seen it hundreds of times, and I've felt it myself.

We rarely put off GST because it's hard. We put it off because of what we might find. A bigger bill than expected. A messy pile of receipts. The feeling of being behind.

So we leave it. And the dread grows bigger than the job ever was.

The return for September and October is due on Wednesday 28 October.

Here are three things to have ready this week:

1. Your sales for the period, invoiced or banked.
2. Your receipts for business costs, so you can claim the GST back.
3. Your bank account reconciled, so the numbers match what actually happened.

Then do one thing today. Not the whole return. Just one.

Are you an early filer, or 11pm on the due date?

16/10/2026

My money personality is a spender. So it's very easy for me to overspend, feel guilty and have buyers remorse.
Not anymore. I share my three tips to help you enjoy spending without the guilt.

16/10/2026

What would you do with five extra hours a week?

More time with family? More time growing your business? Or perhaps just a little breathing room?

As business owners, we can get caught up doing everything ourselves, even the jobs someone else could do just as well.

Bookkeeping is one example. You might be brilliant at what you do, but that doesn't mean you need to spend your time reconciling transactions and sorting out the numbers.

Sometimes, getting time back starts with looking at what you could hand over.

So, if you had five extra hours every week, what would you do with them?

I have a confession to make…I caught myself using my business bank account for more personal spending than I should.I ha...
13/10/2026

I have a confession to make…

I caught myself using my business bank account for more personal spending than I should.

I hadn’t really noticed it until I reviewed my accounts and looked at my drawings. Oh dear! 😬

It reminded me of something I see with clients all the time — when business and personal money get mixed together, it becomes very difficult to see what’s really happening.

Your business bank balance doesn’t necessarily tell you what you can spend.

I’ve written about why keeping the two separate matters, and what to do if they’ve already become a bit tangled.

Read the full article below 👇

https://moneymentalist.com/2026/09/08/accountant-motueka-business-personal-money/

13/10/2026

"I've come home."

That's what I said to myself as I walked down the main street of Motueka, about two weeks after moving here.

There's something special about finding a place where you feel you belong. For me, coming back to Motueka has been about more than a change of address. It's been about reconnecting with a place that feels like home.

Life has a way of taking us on unexpected journeys, both personally and professionally. Sometimes, the place we need to be is closer to where we started than we imagined.

These days, I'm enjoying this next chapter, building my business here and getting to know the community again. And, of course, Jett is never far away!

Where does home feel like home to you?

Do you know what your business made last month?Not roughly. Not "it felt like a good month."The number.If you don't, you...
12/10/2026

Do you know what your business made last month?

Not roughly. Not "it felt like a good month."

The number.

If you don't, you're not alone. Most business owners I meet avoid their numbers. Not because they can't read them, but because they're worried about what the numbers might say.

Avoiding them doesn't make the worry go away, though. It just makes it vaguer. And a vague worry is the most tiring kind.

That's why Clarity is the first step in my Financial Flow Formula.
Before you can plan anything, you need to see where you actually are.

Here's a simple place to start. Once a month, sit down for 20 minutes with three numbers:

What came in. What went out. What's left.

That's it. No judgement. Just looking.

So be honest: do you check your numbers monthly, yearly, or when the accountant rings?

Address

3 Saxon Street Motueka
Tasman
7120

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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