21/10/2026
Only about one in ten of the Xero files we look after have Automatic Bank Reconciliation switched on. We think that number should be much higher.
We understand why people turn it off. It codes something wrong, or it gets a regular supplier right one week and wrong the next. Fixing its mistakes feels slower than doing the bank rec yourself, so it gets switched off after a fortnight.
But Xero's own figures, shared through our Xero Partner support contact, show that around 95% of people who stick with it for at least a month decide it's worth keeping.
The feature is still in beta, and it learns from your corrections. Think of it like a new bookkeeper. You wouldn't give up on them in week one. You'd correct them, and they'd get to know your business.
It isn't set-and-forget, though. The work shifts from reconciling to reviewing, and for GST-registered businesses that review still matters.
Our suggestion is to pick one bank account, switch it on, and review everything it does for four weeks before you decide.
Read the full blog:https://www.livingbusiness.co.nz/blog/xero-auto-reconciliation
If you'd like a hand working out whether your file is a good candidate, or your team could use some Xero training and help, get in touch. Sometimes the systems you've already got are better than you might think!