Jenny Cheevers Mortgage Adviser

06/10/2026

Your trusted mortgage adviser. Making the process of arranging mortgage finance stress & hassle free. I am able to service your mortgage requirements in Wellington, Auckland and across New Zealand.

04/10/2026

Buying a home is exciting… but there’s a little more to budget for than just the purchase price. 🏡💰

When you’re getting ready to buy, it’s easy to focus on “How much can I spend on the house?” but there are a few other costs worth keeping in mind along the way.

Depending on your situation, you may need to allow for things like:

🏦 Lending and loan costs
⚖️ Legal or conveyancing costs
📋 Building reports and due diligence
🛡️ Insurance
🚚 Moving costs
🔧 Repairs, maintenance or those little things you suddenly realise you need!

And once you’re in your new home, there are the ongoing costs to think about too; rates, insurance, maintenance and your mortgage repayments.

It might seem like a lot to think about, but you don’t need to have it all worked out on your own. 😊

Having a good idea of the bigger picture from the beginning can help you feel more confident about what you can comfortably afford and make the whole home-buying journey feel a little less overwhelming.

Thinking about buying? Let’s have a chat about the numbers and get you ready for your next step.
📞027 244 6686 | 📩[email protected]

03/10/2026

I can't say it enough, this is exactly why I do what I do!

Helping make the mortgage process feel a little simpler and less stressful, while making sure my clients understand their options, is something I really value.

Thank you so much for taking the time to share such lovely feedback. It was a pleasure working with you, and I’m so pleased we were able to achieve an outcome you’re happy with.

Your trust and recommendation mean a lot to me!

24/09/2026

With over 28 years of experience in the finance and mortgage industry, I’ve helped people from all sorts of backgrounds and situations navigate their mortgage journey.

Whether you’re buying your first home, refinancing, purchasing an investment property, or working through a tricky financial situation, I’m here to help you understand your options, find solutions that work for you, and help you feel confident about your next step.

If you have questions and want to chat about your options, don't hesitate to get in touch!
📞027 244 6686 | 📩[email protected]

Your trusted mortgage adviser. Making the process of arranging mortgage finance stress & hassle free. I am able to service your mortgage requirements in Wellington, Auckland and across New Zealand.

22/09/2026

When you're looking at properties, it's easy to get caught up in the exciting things like the kitchen, bathrooms, the backyard and whether you can picture yourself living there.

It's also good to look at the bigger too. A few questions to ask yourself:

🔑 Location: Does it work for your lifestyle and commute?
🏡 Must-haves: What do you actually need from your next home?
🔨 Condition: Are there repairs or maintenance you'll need to allow for?
💰 Ongoing costs: What will rates, insurance and maintenance look like?
📍 Future plans: Will the property still work for you in a few years?
💵 Budget: And most importantly, does it fit comfortably within your financial position?

A beautiful house is great, but the right home needs to work for your life and your budget too.

Happy house hunting! 🌱🔑

18/09/2026

Not sure where to start. You're definitely not alone.

There can be a lot to think about. Deposits, lending, pre-approval, repayments, interest rates, lawyers, offers… and that's before you've even found a house! 😅

You don't need to know all the answers before you get started. A conversation can be a great first step. We can look at where you're at, talk through your goals and work out what your next steps could look like.

No house required. No silly questions. Just a chat about your options.

14/09/2026

If buying a home is something you're hoping to do in the future, you don't have to wait until you're ready to make an offer to start getting your finances in shape.

Spring can be a great reminder to have a look at where things are sitting:
✔️ Review your regular spending
✔️ Check your current debts and repayments
✔️ Look at your savings and deposit
✔️ Think about any big expenses coming up
✔️ Get a clearer idea of what you'd like to achieve

You don't need to have everything perfect. Even a little bit of preparation now can put you in a much better position when you're ready to buy.

And if you're not sure what you should be working on, that's something we can chat about too.
📞027 244 6686 | 📩[email protected]

10/09/2026

Buying a home can sometimes feel like a huge goal, but you don’t have to have everything sorted all at once.

Maybe today’s step is reviewing your budget.
Maybe it’s paying down a little more debt.
Maybe it’s having a conversation about what you could afford.

Whatever your starting point, each small step helps move you closer to where you want to be.

You don’t need to do everything today. You just need to keep moving forward.

08/09/2026

There's nothing quite like walking into an open home and suddenly picturing yourself living there. The excitement is part of the fun!

But knowing your financial position before you start house hunting can make the experience a whole lot easier. You'll have a better idea of what you can comfortably afford and can focus on the properties that are genuinely within reach.

Let’s have a chat so you can go to those open homes, dream a little and know what could be possible.
📞027 244 6686 | 📩[email protected]

06/09/2026

Spring can bring a fresh wave of properties onto the market, so if you’ve been thinking about making a move, now could be a good time to start getting organised.

Before you start booking open homes and scrolling through listings, it’s worth getting a clear picture of your finances.

A few things to think about:
🏦 How much could you potentially borrow?
💰 What deposit or equity do you have available?
📊 What repayments would fit comfortably within your budget?
🏡 Are you buying your first home, upsizing, downsizing or looking to move to a different area?
📋 Getting pre-approved to make the process smoother when you want to offer on a home?

Getting your finances sorted early can give you a clearer idea of what you can realistically look at, help you move more confidently when the right property comes along, and save you from falling in love with a home that may not fit your budget.

If a move is on your mind this spring, you don't have to have all the answers before you start. Let's have a chat about your options and get you one step closer to your next home. 💬🏡

Your trusted mortgage adviser. Making the process of arranging mortgage finance stress & hassle free. I am able to service your mortgage requirements in Wellington, Auckland and across New Zealand.