Money, Knowledge & Tips

Money, Knowledge & Tips Financial Advisor

Serving Filipino families since 2020

Thank you, Sun Life Family!๐ŸŒž๐ŸŒž๐ŸŒžTo God be all the glory!๐Ÿ™Œ
09/10/2024

Thank you, Sun Life Family!๐ŸŒž๐ŸŒž๐ŸŒž

To God be all the glory!๐Ÿ™Œ




๐™‹๐™–๐™ฎ๐™™๐™–๐™ฎ ๐™๐™š๐™ข๐™ž๐™ฃ๐™™๐™š๐™ง!Alam kong marami kang bayarin. Pero pilitin magtabi para sa future self mo. A small amount wonโ€™t hurt. T...
30/08/2024

๐™‹๐™–๐™ฎ๐™™๐™–๐™ฎ ๐™๐™š๐™ข๐™ž๐™ฃ๐™™๐™š๐™ง!

Alam kong marami kang bayarin. Pero pilitin magtabi para sa future self mo. A small amount wonโ€™t hurt. Trust me! ๐Ÿ’›

If you donโ€™t know how to manage your finances. Start with the most basic which is the 50/30/20 RULE

๐Ÿ“Œ 50% NEEDS - Para sa mga bills, food, transpo, baon ng mga kids, and all the basics
๐Ÿ“Œ30% WANTS - Para sa Shopee, Lazada, Pangbook ng flight, pangkape at pang milk tea
๐Ÿ“Œ20% FUTURE - Para sa savings, insurance, retirement ๐Ÿฅฐ

ctto


๐—ฆ๐—ข๐— ๐—˜ ๐—Ÿ๐—˜๐—ฆ๐—ฆ๐—ข๐—ก๐—ฆ ๐—ข๐—ก ๐—™๐—œ๐—ก๐—”๐—ก๐—–๐—˜๐—ฆ ๐Ÿšข โš“๏ธ 1. Must have ๐—˜๐— ๐—˜๐—ฅ๐—š๐—˜๐—ก๐—–๐—ฌ ๐—™๐—จ๐—ก๐—— - enough for 6 months of expenses/current lifestyle. 2. ๐—ฆ๐—”๐—ฉ๐—˜ ๐— ...
29/08/2024

๐—ฆ๐—ข๐— ๐—˜ ๐—Ÿ๐—˜๐—ฆ๐—ฆ๐—ข๐—ก๐—ฆ ๐—ข๐—ก ๐—™๐—œ๐—ก๐—”๐—ก๐—–๐—˜๐—ฆ ๐Ÿšข โš“๏ธ

1. Must have ๐—˜๐— ๐—˜๐—ฅ๐—š๐—˜๐—ก๐—–๐—ฌ ๐—™๐—จ๐—ก๐—— - enough for 6 months of expenses/current lifestyle.

2. ๐—ฆ๐—”๐—ฉ๐—˜ ๐— ๐—ข๐—ก๐—˜๐—ฌ and ๐— ๐—ข๐—ก๐—˜๐—ฌ ๐—ช๐—œ๐—Ÿ๐—Ÿ ๐—ฆ๐—”๐—ฉ๐—˜ ๐—ฌ๐—ข๐—จ. Donโ€™t save what is left after spending. Only spend what is left after saving.

3. Best to have ๐—ญ๐—˜๐—ฅ๐—ข ๐——๐—˜๐—•๐—ง, if you canโ€™t pay cash, you ๐—–๐—”๐—กโ€™๐—ง ๐—”๐—™๐—™๐—ข๐—ฅ๐—— it, nothing beats ๐—ฃ๐—˜๐—”๐—–๐—˜ ๐—ข๐—™ ๐— ๐—œ๐—ก๐——.

4. Avoid unnecessary spending, forget the sale price, everything is 100% off when you donโ€™t buy it. Donโ€™t waste your money on things that you donโ€™t need, even if they are cheap. ๐—˜๐—ฉ๐—˜๐—ฅ๐—ฌ ๐—ฃ๐—˜๐—ฆ๐—ข ๐—–๐—ข๐—จ๐—ก๐—ง๐—ฆ!

5. Learn to ๐—•๐—จ๐——๐—š๐—˜๐—ง - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we donโ€™t need, we will have to ๐—ฆ๐—˜๐—Ÿ๐—Ÿ ๐—ง๐—›๐—œ๐—ก๐—š๐—ฆ ๐—ง๐—›๐—”๐—ง ๐—ช๐—˜ ๐—ก๐—˜๐—˜๐——.

7. ๐—ฃ๐—ฅ๐—˜๐—ง๐—˜๐—ก๐——๐—œ๐—ก๐—š ๐—ง๐—ข ๐—•๐—˜ ๐—ฅ๐—œ๐—–๐—› can make us poor. Must learn to live ๐—•๐—˜๐—Ÿ๐—ข๐—ช ๐— ๐—˜๐—”๐—ก๐—ฆ. Donโ€™t go broke trying to look rich. ๐—”๐—–๐—ง ๐—ฌ๐—ข๐—จ๐—ฅ ๐—ช๐—”๐—š๐—˜.

8. ๐— ๐—ข๐—ก๐—˜๐—ฌ ๐—œ๐—ฆ ๐—ก๐—ข๐—ง ๐—˜๐—ฉ๐—˜๐—ฅ๐—ฌ๐—ง๐—›๐—œ๐—ก๐—š, but we cannot deny the fact that we ๐—ก๐—˜๐—˜๐—— money for our ๐—™๐—”๐— ๐—œ๐—Ÿ๐—ฌ.

9. Always have a ๐—•๐—”๐—–๐—ž-๐—จ๐—ฃ ๐—ฃ๐—Ÿ๐—”๐—ก for life's uncertainties. Start having your personal ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ with ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐— ๐—˜๐—ก๐—ง.

10. Let's break the ๐—ง๐—ข๐—ซ๐—œ๐—– ๐—™๐—”๐— ๐—œ๐—Ÿ๐—ฌ ๐—–๐—จ๐—Ÿ๐—ง๐—จ๐—ฅ๐—˜ about ๐—™๐—œ๐—ก๐—”๐—ก๐—–๐—˜๐—ฆ. Your children are not your retirement fund, and your parents are not your emergency fund.

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29/08/2024

TRADITIONAL Plans.๐ŸŒž๐ŸŒž๐ŸŒž
Message me to know more.๐Ÿซถ

YOU are your greatest ASSET.Wag mong tipirin ang sarili mo.You deserve to be INSURED.๐Ÿ’›๐Ÿ’›๐Ÿ’›Message me.Tara kape!๐Ÿซถ
28/08/2024

YOU are your greatest ASSET.Wag mong tipirin ang sarili mo.
You deserve to be INSURED.๐Ÿ’›๐Ÿ’›๐Ÿ’›

Message me.Tara kape!๐Ÿซถ

28/08/2024

Do you know your investor personality type? ๐Ÿค”

The more you know yourself, the better decisions you make when it comes to investing!

Make the bright choice according to the risk that you want to take. Want to know more about investing? Visit โžก sunlifefunds.com or Talk to a Sun Life Advisor today.

26/08/2024

This National Heroes' Day, we honor our modern and everyday heroes for all of your hard work and dedication that made a huge impact to our daily lives! ๐Ÿ’›

Thank you for making our lives brighter. โœจ

๐Ÿ’›๐Ÿ’› BAKIT KA MANGHIHINAYANG, KUNG IKAW DIN NAMAN ANG MAKIKINABANG ๐Ÿ’›๐Ÿ’›-When you get sick, you get paid-When maconfine ka sa...
25/08/2024

๐Ÿ’›๐Ÿ’› BAKIT KA MANGHIHINAYANG, KUNG IKAW DIN NAMAN ANG MAKIKINABANG ๐Ÿ’›๐Ÿ’›

-When you get sick, you get paid
-When maconfine ka sa hospital, you get paid
-When you retire, you have a retirement fund
-When your children go to school, you can withdraw fund anytime
-When youโ€™re gone, your life insurance can give a financial freedom to your loved ones

Talk to a Sun Life Advisor today! ๐Ÿ“ฉ

Ikaw, anong mas pipiliin mo? โ˜บ๏ธWag nyo po kaming iwasan, ๐Ÿ™๐ŸปDahil hatid po namin ay kapalit ng mawawalang income. Financi...
25/08/2024

Ikaw, anong mas pipiliin mo? โ˜บ๏ธ
Wag nyo po kaming iwasan, ๐Ÿ™๐Ÿป
Dahil hatid po namin ay kapalit ng mawawalang income.

Financial advisor, kami hindi โ€œahente langโ€. โœจ

ctto

"๐—ง๐—ต๐—ฒ ๐—ฃ๐—ผ๐—ฐ๐—ธ๐—ฒ๐˜๐˜€ ๐—ง๐—ต๐—ฒ๐—ผ๐—ฟ๐˜†"If nagiipon ka let us say P5,000 monthly, try natin ilagay yan sa 2 pockets.๐—Ÿ๐—ฒ๐—ณ๐˜ ๐—ฝ๐—ผ๐—ฐ๐—ธ๐—ฒ๐˜ - 3,000 allo...
24/08/2024

"๐—ง๐—ต๐—ฒ ๐—ฃ๐—ผ๐—ฐ๐—ธ๐—ฒ๐˜๐˜€ ๐—ง๐—ต๐—ฒ๐—ผ๐—ฟ๐˜†"

If nagiipon ka let us say P5,000 monthly, try natin ilagay yan sa 2 pockets.

๐—Ÿ๐—ฒ๐—ณ๐˜ ๐—ฝ๐—ผ๐—ฐ๐—ธ๐—ฒ๐˜ - 3,000 allotted for Savings, Emergency Fund, Short term saving goals.

๐—ฅ๐—ถ๐—ด๐—ต๐˜ ๐—ฝ๐—ผ๐—ฐ๐—ธ๐—ฒ๐˜ - 2,000 allotted for Life or Health Insurance, income protection critical illness benefit, hospital income benefit, investment benefit.

Imagine, if you only have one pocket na 5,000 monthly savings, kapag nagkasakit ka ubos ang 5,000 diba? Madalas kulang pa..

Whereas if you have 2 pockets na pwedeng pagkuhanan -- at your P5,000 pwede ka kumuha either SAVINGS FUND mo or sa LIFE INSURANCE.

๐™‰๐™–๐™ฌ๐™–๐™ก๐™–๐™ฃ ๐™ ๐™– ๐™—๐™– ๐™ฃ๐™œ ๐™ฅ๐™š๐™ง๐™–? ๐™ƒ๐™„๐™‰๐˜ฟ๐™„

Hinati mo lang 5,000 mo, pero once na there will be an emergency, marami kang pagkukunan. Maximize your money. Your family and your future self will be protected when the unexpected time comes.

Thatโ€™s the value of financial literacy

Want to check a personal policy for you?
Send me a direct message to now. ๐Ÿ“ฉ

Ctto

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