Joyce P. Pagulayan- Licensed Life Insurance Agent

Joyce P. Pagulayan- Licensed Life Insurance Agent Financial Consultant

๐˜ฟ๐™ž๐™™ ๐™ฎ๐™ค๐™ช ๐™ ๐™ฃ๐™ค๐™ฌ ๐™ฉ๐™๐™–๐™ฉ ๐™ฉ๐™๐™ž๐™จ ๐™ž๐™จ ๐™ฉ๐™๐™š ๐™—๐™š๐™จ๐™ฉ ๐™ฉ๐™ž๐™ข๐™š ๐™ฉ๐™ค ๐™ž๐™ฃ๐™ซ๐™š๐™จ๐™ฉ ๐™–๐™ฃ๐™™ ๐™œ๐™ง๐™ค๐™ฌ ๐™ฎ๐™ค๐™ช๐™ง ๐™ข๐™ค๐™ฃ๐™š๐™ฎ ๐™ฉ๐™๐™ง๐™ค๐™ช๐™œ๐™ ๐™ฉ๐™๐™š ๐™จ๐™ฉ๐™ค๐™˜๐™  ๐™ข๐™–๐™ง๐™ ๐™š๐™ฉ?Usually, after Christmas ...
26/02/2025

๐˜ฟ๐™ž๐™™ ๐™ฎ๐™ค๐™ช ๐™ ๐™ฃ๐™ค๐™ฌ ๐™ฉ๐™๐™–๐™ฉ ๐™ฉ๐™๐™ž๐™จ ๐™ž๐™จ ๐™ฉ๐™๐™š ๐™—๐™š๐™จ๐™ฉ ๐™ฉ๐™ž๐™ข๐™š ๐™ฉ๐™ค ๐™ž๐™ฃ๐™ซ๐™š๐™จ๐™ฉ ๐™–๐™ฃ๐™™ ๐™œ๐™ง๐™ค๐™ฌ ๐™ฎ๐™ค๐™ช๐™ง ๐™ข๐™ค๐™ฃ๐™š๐™ฎ ๐™ฉ๐™๐™ง๐™ค๐™ช๐™œ๐™ ๐™ฉ๐™๐™š ๐™จ๐™ฉ๐™ค๐™˜๐™  ๐™ข๐™–๐™ง๐™ ๐™š๐™ฉ?

Usually, after Christmas break bumababa talaga ang market price ng mga commodities and so it affects the demand on many products which leads to lower market values.

Below are the top 10 companies where FWD and its partner fund managers (BlackRock, Security Bank or BPI) invests your hard-earned money. They are part of what we call "Blue chip" companies with long track records of steady growth and low volatility plus diversified ang funds mo so you have lower risk of loss.

It takes years to master the art of investing, but if wala kang time then you can opt to have a managed-investment through VUL plans that we offer. We have fixed terms such as 5-year, 10-year, and a single-pay plan which you can choose from.

If you want to know more, you can talk to your trusted Financial Wealth Planner or message me and I will be more than happy to help you. Start investing while young and you are still healthy!

โ€œThe best time to plant a tree was 20 years ago. The second best time is now.โ€ โ€” Chinese Proverb



**Market prices are as of today and from the PSEI website.

Inviting all our friends from: ๐Ÿ“Metro Manila๐Ÿ“Isabela ๐Ÿ“Camarines Norte๐Ÿ“Pampanga We have a Grand event to show you what ou...
13/02/2025

Inviting all our friends from:
๐Ÿ“Metro Manila
๐Ÿ“Isabela
๐Ÿ“Camarines Norte
๐Ÿ“Pampanga

We have a Grand event to show you what our career is all about. Join our Grand Grow Your Business to the said locations on Feb 15, Saturday.

Check posters for details.
PM me to register.

Honored to be a delegate at this prestigious conference in HongKong! Investing in this experience to learn, grow, and be...
06/02/2025

Honored to be a delegate at this prestigious conference in HongKong! Investing in this experience to learn, grow, and better serve our clients both current and future. This opportunity allows us to stay ahead of industry trends, connect with like minded professionals.

Also, excited to visit the FWD main office in HongKong and see where it all began! ๐Ÿงก




How insurance work?You, as a breadwinner, protect and provide for your family.Insurance does the same, it protects and p...
06/02/2025

How insurance work?

You, as a breadwinner, protect and provide for your family.

Insurance does the same, it protects and provides for you and for your family

โœ…When you get sick, insurance pay.
โœ…When your child go to college, insurance pay.
โœ…When you retire, insurance pay.
โœ…When you die, insurance t

BE AN INSURED BREADWINNER TODAY!

Great news! ๐Ÿ’ฅWe've helped clients secure approval of their insurance application even with pre-existing medical conditio...
20/12/2024

Great news! ๐Ÿ’ฅ
We've helped clients secure approval of their insurance application even with pre-existing medical conditions! ๐Ÿฉบโœจ
Donโ€™t leave your protection to chanceโ€”letโ€™s review your insurance today and get you the coverage you deserve. ๐Ÿค

๐†๐ข๐ฏ๐ž ๐ญ๐ก๐ž ๐ ๐ข๐Ÿ๐ญ ๐จ๐Ÿ ๐ฉ๐ž๐š๐œ๐ž ๐จ๐Ÿ ๐ฆ๐ข๐ง๐ ๐ญ๐ก๐ข๐ฌ ๐‚๐ก๐ซ๐ข๐ฌ๐ญ๐ฆ๐š๐ฌ! ๐ŸŽ„โœจ Protect what matters most with the right insurance, so you can focus o...
20/12/2024

๐†๐ข๐ฏ๐ž ๐ญ๐ก๐ž ๐ ๐ข๐Ÿ๐ญ ๐จ๐Ÿ ๐ฉ๐ž๐š๐œ๐ž ๐จ๐Ÿ ๐ฆ๐ข๐ง๐ ๐ญ๐ก๐ข๐ฌ ๐‚๐ก๐ซ๐ข๐ฌ๐ญ๐ฆ๐š๐ฌ! ๐ŸŽ„โœจ

Protect what matters most with the right insurance, so you can focus on making memories, not worrying about whatโ€™s next.

Smartest way to start securing your future.Start now and be worry-free.Message me for more details๐Ÿ“ฉ
16/12/2024

Smartest way to start securing your future.
Start now and be worry-free.
Message me for more details๐Ÿ“ฉ

โ€œLife is unpredictable, but your familyโ€™s security doesnโ€™t have to be.โ€
13/12/2024

โ€œLife is unpredictable, but your familyโ€™s security doesnโ€™t have to be.โ€

Gifting an insurance plan for your childโ€™s education as a present is a thoughtful and practical way to secure their futu...
02/12/2024

Gifting an insurance plan for your childโ€™s education as a present is a thoughtful and practical way to secure their future.

Itโ€™s a gift that lasts a lifetime ๐Ÿงก๐Ÿงก๐Ÿงก



VP Financial Literature Presents:Online Financial Wellness.PM me to reserve your slot.Via zoom tomorrow night.Let us lea...
13/11/2024

VP Financial Literature Presents:
Online Financial Wellness.
PM me to reserve your slot.
Via zoom tomorrow night.
Let us learn how to manage our expenses and secure our future. ๐Ÿ“ฉ

Dear Parents, are you setting the right example? Here are 5 lifelong skills you need to teach your children now! Message...
21/10/2024

Dear Parents, are you setting the right example? Here are 5 lifelong skills you need to teach your children now!

Message me for further details. โ˜บ๏ธ





What would you do if you could ease tomorrowโ€™s woes? Lifeโ€™s balancing acts can be daunting but with Digital Set for Tomo...
29/08/2024

What would you do if you could ease tomorrowโ€™s woes? Lifeโ€™s balancing acts can be daunting but with Digital Set for Tomorrow, you can ease your worries about the future.

Message me for further details. โ˜บ๏ธ




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Sta Cecilia Village Bagong Silang
Balanga
2100

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