Financial Planning Solutions

06/09/2016

*The 6 Jars System*
- the proven effective money management system by T. Harv Eker, author of Secrets of the Millionaire Mind.

They are as follows in order of importance:

1. Necessity Jar or NEC (55%) – this includes all our basic necessities such as rent or mortgage, utilities, food, etc.

2. Financial Freedom Jar or FFA (10%) - this covers investments and other income generating ventures such as business

3. Education Jar or EDU (10%) - allotted for your personal growth and education

4. Long Term Saving for Spending Jar or LTSS (10%), which you can use for long term savings to buy a house or car in the near future

5. Play Jar or Play (10%), which you can use for short term purchases and enjoyment

6. Charity Jar or Give (5%) – funds to help out the less fortunate or tithing

25/08/2016

Why do people overspend? Mainly because of unplanned expenses. These may be Non-discretionary (NEEDS) or Discretionary (WANTS) expenses.

If we know how to plan and implement it, then we might not end up with unmanageable debts.

*Credits to Mr. Ron B. Magsalin

03/08/2016

02/05/2016

A new survey we did asked people what they planned to leave their loved ones if they were to pass away tomorrow, and more respondents said they would leave behind family photos (54%) than money from a life insurance policy (49%) for their loved ones.

So while we all value the memories that a photo brings us, it’s important to realize if there is no money for a family to survive on after the death of a breadwinner, it’s going to be really hard to make new memories that are worth capturing in a photo.

https://www.lifehappens.org/wp-content/uploads/2016/02/Infographic_Reality_of_Life_2016_Barometer_v2.jpg

Protect your family income from unforeseen events. Call for a free financial planning session today!
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23/04/2016

DEATH is almost always unplanned but an event that we should all prepare for, whether we believe in an afterlife or not. Hell, after all, is not just a spiritual concept, but an unfortunate reality that heirs of a decedent usually experience when there is no plan for the settlement of his or her estate and for the payment of taxes that will fall due from the transfer of assets to the heirs."

-Jules E. RIego, SGV & Co. Pirncipal

13/04/2016

Act now.

10/04/2016

Start your successful savings plan today! Message or call for a more personalized plan.

10/04/2016

10/04/2016

Invest in companies with strong fundamentals and long-term growth potential.

Let me help you know more about investing in your future.

I'm your Man from the Pru.