RICK- Licensed Financial Advisor

13/06/2025

Break the cycle—secure your future without burdening your family. Start your wealth journey today! now

16/09/2019

May isang Bank Manager ang nag tatrabaho sa kanyang Company for over 25 years at sya ay nag iipon ng 3 Million para sa kayang retirement Plan at 2Million na ang kanyang naipon, ngunit sa di inaasahang pangyayari sya ay na Diagnosed ng STAGE 3 BREAST CANCER sa edad nya na 58, at kailangan nya ng 3MILLION para sa kanyang chemotherapy at other medical expenses...

LESSON:
Kung sya ay may Insurance Coverage para sa Critical illness na hindi inaasahan. ang kanyang naipon na 2million ay protektado at hindi magagalaw sapagkat ang gagamiting fund ay ang kayang insurance coverage. ito ang magandang Concept ng Life Insurance.

Question: Insured ka na ba?

!

16/09/2019

Our conversation with my Friend after my Presentation about Insurance.

Friend: Ayaw ko ng insurance kasi feeling ko magkakasakit ako pagkumuha ako kasi parang pinaghahandaan kuna eh dB?

Me: Smile and reply him. May insurance kaman o wala we’re subjected na magkasakit, Ingat Ingat Lang. Basta ako sinabe kuna sayo lahat. Nasasayo nalang yan kung gusto mo.

Friend: basta pass ako dyn pre.

3 months later. Yung Friend ko na yun he was diagnosed by stage 2 Cancer. 3 months ago he’s healthy pa.

Friend: Pre Baka pwede makahinge na tulong, Alam mo naman nangyari sakin.

Me: Pre I’m willing to help pero sana tinulungan mo din sarili mo, Hindi sa sinisermunan kita pero parang ganun na nga, kung May insurance ka Di sana kahit papanu May pang Gastos ka.

Friend: pwede pb ako kumuha pre.
Me: Sorry pre , Hindi na eh Hindi kana kasi insurable.

Lesson learned: Hindi ka always healthy, Hindi ka immortal. Get yourself insured.

Wag matakot makipag usap sa mga Financial Advisor, para sa inyo din yan.

27/05/2019

Hello Guys. Who’s around Baliwag area ? Tara let’s have a Financial planning. PM me for an appointment today😊😊😊.

Ricardo Ferolino Salavarria
Licensed Financial Advisor
Sunlife of Canada Philippines

03/08/2018

Good morning ☀️

18/06/2018

Talk to a Financial Advisor today.

Ricardo Ferolino Salavarria
Licensed Financial Advisor
Sunlife Financial
✉️ [email protected]

Bakit nga ba mas maganda mag-Invest while we're younger? 🤔⁉️

Kasi, TIME is one of the biggest factors in Investing. Pag mas maaga ka nakapag-start, mas marami ung panahon para mas mag-grow exponentially ung pinaghirapan mong money. Konting delay lang sa pag-invest, naku hundreds of thousands worth ang opportunity na mawawala.. ⏱🚀✨

Kaya, Invest now and use the time value of your money to your advantage! 😉🏆💯

Your Advisor for Life,
Ricard Ferolino Salavarria

CTTO

29/04/2018

Good Morning😊

Have a blessed Sunday everyone😊

13/03/2018

Bakit nga ba mas maganda mag-Invest while we're younger? 🤔⁉️

Kasi, TIME is one of the biggest factors in Investing. Pag mas maaga ka nakapag-start, mas marami ung panahon para mas mag-grow exponentially ung pinaghirapan mong money. Konting delay lang sa pag-invest, naku hundreds of thousands worth ang opportunity na mawawala.. ⏱🚀✨

Kaya, Invest now and use the time value of your money to your advantage! 😉🏆💯

Your Advisor for Life,
Ricard Ferolino Salavarria

CTTO

13/03/2018

For as low as 1,000 per cutoff or 2,000 per month, get yourself an investment plan with insurance benefits!

√Retirement fund worth 3M
√Insurance coverage of 1M
√Critical illness benefit of 500K

Retire comfortably by having millions of pesos and be protected against illnesses and life's uncertainties. 🌞

Being financially responsible can save YOU and YOUR FAMILY. Start planning now!!! Talk to a financial advisor. 💛