PRU LIFE UK Insurance Advisor - FA Thea

PRU LIFE UK Insurance Advisor - FA Thea I offer financial services to Filipinos who aim to secure their future through our savings program.

๐ŸŽ“ Is your child between 0โ€“12 years old?Have you ever wondered how much college may cost by the time they reach universit...
29/05/2026

๐ŸŽ“ Is your child between 0โ€“12 years old?

Have you ever wondered how much college may cost by the time they reach university?

Iโ€™m opening 5 ๐™๐™๐™€๐™€ ๐™€๐™™๐™ช๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™–๐™ก ๐™๐™ช๐™ฃ๐™™ ๐˜พ๐™๐™š๐™˜๐™ ๐™ช๐™ฅ ๐™จ๐™ก๐™ค๐™ฉ๐™จ this week for parents who want to start preparing early. ๐Ÿ˜Š

In this session, weโ€™ll discuss:
โœ… Estimated future education costs
โœ… How much you may need to prepare monthly
โœ… Possible ways to build an education fund based on your budget

No commitment required. This is just a simple planning session to help you see where to start. ๐Ÿค

๐Ÿ“ฉ Message me ๐™€๐˜ฟ๐™๐˜พ๐˜ผ๐™๐™„๐™Š๐™‰ to reserve a free slot.

๐ˆ๐Ÿ ๐ฒ๐จ๐ฎ ๐ฌ๐ญ๐จ๐ฉ ๐ฐ๐จ๐ซ๐ค๐ข๐ง๐  ๐š๐ญ ๐Ÿ”๐ŸŽ, ๐ฐ๐ก๐ž๐ซ๐ž ๐ฐ๐ข๐ฅ๐ฅ ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ง๐ญ๐ก๐ฅ๐ฒ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐œ๐จ๐ฆ๐ž ๐Ÿ๐ซ๐จ๐ฆ?Most people spend decades building their careers but...
29/05/2026

๐ˆ๐Ÿ ๐ฒ๐จ๐ฎ ๐ฌ๐ญ๐จ๐ฉ ๐ฐ๐จ๐ซ๐ค๐ข๐ง๐  ๐š๐ญ ๐Ÿ”๐ŸŽ, ๐ฐ๐ก๐ž๐ซ๐ž ๐ฐ๐ข๐ฅ๐ฅ ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ง๐ญ๐ก๐ฅ๐ฒ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐œ๐จ๐ฆ๐ž ๐Ÿ๐ซ๐จ๐ฆ?

Most people spend decades building their careers but only a few years preparing for retirement. The earlier we start, the less pressure we'll have later.

๐˜•๐˜ฐ๐˜ต ๐˜ด๐˜ถ๐˜ณ๐˜ฆ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ค๐˜ถ๐˜ณ๐˜ณ๐˜ฆ๐˜ฏ๐˜ต ๐˜ด๐˜ข๐˜ท๐˜ช๐˜ฏ๐˜จ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ช๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ข๐˜ณ๐˜ฆ ๐˜ฆ๐˜ฏ๐˜ฐ๐˜ถ๐˜จ๐˜ฉ ๐˜ง๐˜ฐ๐˜ณ ๐˜ณ๐˜ฆ๐˜ต๐˜ช๐˜ณ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต? ๐˜๐˜ฆ๐˜ฆ๐˜ญ ๐˜ง๐˜ณ๐˜ฆ๐˜ฆ ๐˜ต๐˜ฐ ๐˜ด๐˜ฆ๐˜ฏ๐˜ฅ ๐˜ฎ๐˜ฆ ๐˜ข ๐˜ฎ๐˜ฆ๐˜ด๐˜ด๐˜ข๐˜จ๐˜ฆ. ๐˜๐˜ข๐˜ฑ๐˜ฑ๐˜บ ๐˜ต๐˜ฐ ๐˜ฅ๐˜ฐ ๐˜ข ๐˜ง๐˜ณ๐˜ฆ๐˜ฆ ๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜ค๐˜ฉ๐˜ฆ๐˜ค๐˜ฌ๐˜ถ๐˜ฑ. ๐Ÿค

๐™๐™๐™š๐™ž, ๐™„'๐™ข ๐™ž๐™ฃ๐™ฉ๐™š๐™ง๐™š๐™จ๐™ฉ๐™š๐™™ ๐™ž๐™ฃ ๐™ฉ๐™๐™š 2-๐™ฎ๐™š๐™–๐™ง ๐™ฅ๐™ก๐™–๐™ฃ! ๐™‹๐™ก๐™š๐™–๐™จ๐™š ๐™ฅ๐™ง๐™š๐™ฅ๐™–๐™ง๐™š ๐™ค๐™ฃ๐™š ๐™›๐™ค๐™ง ๐™ข๐™š!PruMillion Protect is one of the most in-demand inves...
16/05/2026

๐™๐™๐™š๐™ž, ๐™„'๐™ข ๐™ž๐™ฃ๐™ฉ๐™š๐™ง๐™š๐™จ๐™ฉ๐™š๐™™ ๐™ž๐™ฃ ๐™ฉ๐™๐™š 2-๐™ฎ๐™š๐™–๐™ง ๐™ฅ๐™ก๐™–๐™ฃ! ๐™‹๐™ก๐™š๐™–๐™จ๐™š ๐™ฅ๐™ง๐™š๐™ฅ๐™–๐™ง๐™š ๐™ค๐™ฃ๐™š ๐™›๐™ค๐™ง ๐™ข๐™š!

PruMillion Protect is one of the most in-demand investment plans from Pru Lifeโ€” only 2 years to pay, with an affordable โ‚ฑ250K annual premium and up to 500% life insurance coverage!

Letโ€™s talk!!
15/05/2026

Letโ€™s talk!!

๐ŸŽฏ๐ŸŽฏ
14/05/2026

๐ŸŽฏ๐ŸŽฏ

One major hospitalization can wipe out years of savings in just a few days. ๐Ÿฅบ
13/05/2026

One major hospitalization can wipe out years of savings in just a few days. ๐Ÿฅบ

During one of the client discussions I had last week, one thing that really stood out to me was when the client said:โ€œDa...
12/05/2026

During one of the client discussions I had last week, one thing that really stood out to me was when the client said:

โ€œDaghan ko kaila ga encourage nako mag St. Peter. Thereโ€™s nothing wrong with it, pero naka realize nakoโ€ฆ what if magsakit or ma-hospital ko?โ€ ๐Ÿฅบ

And honestly, valid man pud.
Many Filipinos prepare so much for โ€œwhat if mawala ta,โ€ but not enough for โ€œ๐ฐ๐ก๐š๐ญ ๐ข๐Ÿ ๐ฆ๐š๐›๐ฎ๐ก๐ข ๐ญ๐š ๐ฉ๐ž๐ซ๐จ ๐๐ข ๐ง๐š ๐ญ๐š ๐ค๐š ๐ญ๐ซ๐š๐›๐š๐ก๐จ ๐ญ๐ž๐ฆ๐ฉ๐จ๐ซ๐š๐ซ๐ข๐ฅ๐ฒ ๐›๐ž๐œ๐š๐ฎ๐ฌ๐ž ๐จ๐Ÿ ๐ฌ๐ข๐œ๐ค๐ง๐ž๐ฌ๐ฌ, ๐ก๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ๐ข๐ณ๐š๐ญ๐ข๐จ๐ง, ๐จ๐ซ ๐š๐œ๐œ๐ข๐๐ž๐ง๐ญ๐ฌ.โ€

That conversation was such a reminder that financial planning isnโ€™t just about death benefit, itโ€™s also about protecting your peace, savings, and family while youโ€™re still alive. ๐Ÿค

STOP. READ THIS. ๐Ÿ‘€What if your child gets PAIDโ€ฆevery yearโ€ฆeven when youโ€™re no longer working?PRULifetime Income Plan ๐Ÿ’ฐโœจP...
08/05/2026

STOP. READ THIS. ๐Ÿ‘€

What if your child gets PAIDโ€ฆ
every yearโ€ฆ
even when youโ€™re no longer working?

PRULifetime Income Plan ๐Ÿ’ฐโœจ

Pay for 5 or 10 years ONLYโ€ฆ
then income starts on year 6 โ€” up to age 100 ๐Ÿ˜

โœ… Lifetime annual income
โœ… Guaranteed cash value + dividends
โœ… 200% life protection
โœ… Accident & disability benefit

This isnโ€™t just savingsโ€ฆ
this is a lifetime income setup ๐ŸŒฑ

Parang may sariling money tree ๐ŸŒณ

Message me for a free quote โค๏ธ
Like. Share. Send this to a parent who needs this.

๐Ÿ“ ๐“๐‡๐ˆ๐๐†๐’ ๐“๐Ž ๐‚๐Ž๐๐’๐ˆ๐ƒ๐„๐‘ ๐๐„๐…๐Ž๐‘๐„ ๐’๐“๐€๐‘๐“๐ˆ๐๐† ๐€๐ ๐ˆ๐๐’๐”๐‘๐€๐•๐„๐’๐“ ๐๐‹๐€๐A lot of people think financial planning has to be big right away...
06/05/2026

๐Ÿ“ ๐“๐‡๐ˆ๐๐†๐’ ๐“๐Ž ๐‚๐Ž๐๐’๐ˆ๐ƒ๐„๐‘ ๐๐„๐…๐Ž๐‘๐„ ๐’๐“๐€๐‘๐“๐ˆ๐๐† ๐€๐ ๐ˆ๐๐’๐”๐‘๐€๐•๐„๐’๐“ ๐๐‹๐€๐

A lot of people think financial planning has to be big right awayโ€”but it doesnโ€™t. What matters is starting with the right foundation.

According to financial educator Dr. Sanjay Tolani, it usually begins with three things: protection, savings, and long-term growth.

Hereโ€™s a simple guide many advisors follow:

๐Ÿ. ๐‹๐ข๐Ÿ๐ž ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง
A common rule is around 10ร— your annual income to help support your loved ones if something unexpected happens.

Example: โ‚ฑ20,000/month income โ†’ around โ‚ฑ2.4M coverage

๐Ÿ. ๐ˆ๐ง๐œ๐จ๐ฆ๐ž ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง
This includes coverage for critical illness, disability, or accidents.

A common benchmark is around 5ร— your annual income to help you stay financially stable during recovery.

๐Ÿ‘. ๐‘๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ ๐๐ซ๐ž๐ฉ๐š๐ซ๐š๐ญ๐ข๐จ๐ง
Setting aside around 20% of your income can help you build long-term security for your future.

๐Ÿ’. ๐„๐๐ฎ๐œ๐š๐ญ๐ข๐จ๐ง ๐๐ฅ๐š๐ง๐ง๐ข๐ง๐ 
Allocating even 5% of your income can help you prepare for future education goals.

๐Ÿ“. ๐†๐ซ๐จ๐ฐ๐ข๐ง๐  ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ง๐ž๐ฒ
Saving is important, but investing helps your money grow and keep up with rising costs over time.

If youโ€™re curious how an ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ฏ๐ž๐ฌ๐ญ ๐ฉ๐ฅ๐š๐ง can fit into your goals, feel free to message me. Iโ€™ll gladly walk you through it ๐Ÿ˜Š

โ€”

Kristhea Hyecenth A. Decena
Unit Manager
Pru Life UK

You were only 27.You had so many plans.So many dreams ahead of you.March 23, requirements submittedApril 7, claim approv...
06/05/2026

You were only 27.
You had so many plans.
So many dreams ahead of you.

March 23, requirements submitted
April 7, claim approved and released
๐Ž๐ง ๐ญ๐ก๐š๐ญ ๐ฌ๐š๐ฆ๐ž ๐๐š๐ฒ, ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐š๐ฆ๐ข๐ฅ๐ฒ ๐ซ๐ž๐œ๐ž๐ข๐ฏ๐ž๐ ๐Ÿ‘.๐Ÿ” ๐Œ๐ข๐ฅ๐ฅ๐ข๐จ๐ง ๐Ÿค

Full story below:

Not all heroes wear capesโ€”some are just kids who quietly dream of taking care of their parents. ๐ŸฅนMurag ika-5 na ni this ...
05/05/2026

Not all heroes wear capesโ€”some are just kids who quietly dream of taking care of their parents. ๐Ÿฅน

Murag ika-5 na ni this year nga naay nag msg nako ug:

โ€œUnsay nindot na plan para sa ako mama/papa?โ€

Simple question, pero grabe ka-deep ang reason behind it. You can feel the love. The intention. The silent promise nga, โ€œMa, Paโ€ฆ ako napud.โ€โค๏ธ

It hits different when you realize nga most of them are trying their best just to make sure their parents are taken care of in the future.๐Ÿฅน

Dili kailangan perfect. Dili kailangan dako dayon. What matters is you started. You cared. You chose them.

If youโ€™re also thinking the same for your parents, message me anytime. Iโ€™ll help you check your options. ๐Ÿ˜Š

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GATEWAY TOWER
Cagayan De Oro
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