PRU LIFE UK Insurance Advisor - FA Thea

PRU LIFE UK Insurance Advisor - FA Thea I offer financial services to Filipinos who aim to secure their future through our savings program.

Sometimes the comments tell the best stories. ๐Ÿ’–It was nice seeing people share how they were able to use the fund value ...
03/07/2026

Sometimes the comments tell the best stories. ๐Ÿ’–

It was nice seeing people share how they were able to use the fund value from their VUL for home construction, business, weddings, emergencies, and other life milestones.

A good reminder that insurance isn't just about protection. With a VUL plan, it can also provide financial flexibility when you need it most, while keeping you protected along the way. ๐Ÿ˜„

If you're curious how VUL works or whether it's the right fit for your goals, feel free to send me a message. ๐Ÿฅฐ

Looking for an affordable insurance plan? PM Me.
02/07/2026

Looking for an affordable insurance plan? PM Me.

Investing in knowledge is one of the best investments we can make. ๐Ÿ“šLast June 18โ€“19, I had the opportunity to attend a c...
02/07/2026

Investing in knowledge is one of the best investments we can make. ๐Ÿ“š

Last June 18โ€“19, I had the opportunity to attend a certification training for Certified Financial Coaches.

I'm grateful to learn from experienced mentors and gain practical insights that I can bring to every client conversation. My goal has always been to keep growing so I can better serve my clients.

Looking forward to creating even more value and making a greater impactโœจ

โ€œ๐‘€๐‘Ž๐‘”๐‘ ๐‘’-๐‘ ๐‘Ž๐‘ฃ๐‘’ ๐‘›๐‘Ž ๐‘Ž๐‘˜๐‘œ ๐‘›๐‘’๐‘ฅ๐‘ก ๐‘š๐‘œ๐‘›๐‘กโ„Ž.โ€Ilang buwan (o taon) mo na bang sinasabi 'yan?What if you could finally start with as lit...
01/07/2026

โ€œ๐‘€๐‘Ž๐‘”๐‘ ๐‘’-๐‘ ๐‘Ž๐‘ฃ๐‘’ ๐‘›๐‘Ž ๐‘Ž๐‘˜๐‘œ ๐‘›๐‘’๐‘ฅ๐‘ก ๐‘š๐‘œ๐‘›๐‘กโ„Ž.โ€

Ilang buwan (o taon) mo na bang sinasabi 'yan?

What if you could finally start with as little as โ‚ฑ100/day, while having financial protection and the opportunity to grow your money over time?

That's the power of ๐ˆ๐๐’๐”๐‘๐€๐•๐„๐’๐“. โœจ

โœ”๏ธ Financial protection for life's uncertainties
โœ”๏ธ Opportunity to build wealth over time
โœ”๏ธ Peace of mind knowing you're preparing for your future

Why choose between protection and investing when you can work toward both in one plan? ๐Ÿ’š

Curious if it fits your budget?
๐Ÿ‘‰ Comment "HOW" or send me a DM, and I'll prepare a FREE personalized proposal for you. ๐Ÿ“ฉ

Start early.Not because the premium is lower.Not because the coverage is better.But because time can make a huge differe...
30/06/2026

Start early.

Not because the premium is lower.
Not because the coverage is better.

But because time can make a huge difference in your child's investment projection.

Same premium.
Same coverage.
Different future.

Time is an asset you can never buy back. โณ๐Ÿ’š

At some point, many Filipinos become responsible for both generations.Helping parents.Providing for children.Building th...
26/06/2026

At some point, many Filipinos become responsible for both generations.

Helping parents.
Providing for children.
Building their own future at the same time.

That's not easy.

Which is why financial planning isn't just for the rich.

It's for people carrying responsibilities every single day. ๐Ÿค

๐๐ž๐Ÿ๐จ๐ซ๐ž ๐œ๐ก๐จ๐จ๐ฌ๐ข๐ง๐  ๐š๐ง ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฉ๐ฅ๐š๐ง, ๐š๐ฌ๐ค ๐ฒ๐จ๐ฎ๐ซ๐ฌ๐ž๐ฅ๐Ÿ:๐Ÿ‘‰ Do I want the highest protection possible for my budget?๐Ÿ‘‰ Do I want gu...
25/06/2026

๐๐ž๐Ÿ๐จ๐ซ๐ž ๐œ๐ก๐จ๐จ๐ฌ๐ข๐ง๐  ๐š๐ง ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฉ๐ฅ๐š๐ง, ๐š๐ฌ๐ค ๐ฒ๐จ๐ฎ๐ซ๐ฌ๐ž๐ฅ๐Ÿ:

๐Ÿ‘‰ Do I want the highest protection possible for my budget?
๐Ÿ‘‰ Do I want guaranteed cash value over time?
๐Ÿ‘‰ Do I want protection with long-term growth potential?

Your answer can help determine whether Term, Traditional, or VUL insurance is the right fit for your goals.

Here's a simple comparison:

๐Ÿ”น๐“๐ž๐ซ๐ฆ ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž - Higher coverage at a lower cost. Ideal for those who want maximum protection.

๐Ÿ”น๐“๐ซ๐š๐๐ข๐ญ๐ข๐จ๐ง๐š๐ฅ ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž - Protection with guaranteed cash value and potential dividends.

๐Ÿ”น ๐•๐”๐‹ ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž โ€“ Life insurance with an investment component designed for long-term financial goals.

โœ” Life Insurance
โœ” Critical Illness Coverage
โœ” Disability Benefits
โœ” Personal Accident Coverage
โœ” Hospital Benefits

There is no single "best" insurance planโ€”only the one that matches your needs, priorities, and budget.

Message me with your age and monthly budget for a personalized quotation and comparison.

Kristhea Decena
Insurancel Advisor
Unit Manager
Pru Life UK

"๐ˆ'๐ฅ๐ฅ ๐ ๐ž๐ญ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฐ๐ก๐ž๐ง ๐ˆ'๐ฆ ๐ซ๐ข๐œ๐ก๐ž๐ซ."Ironically, insurance is often most valuable before you're rich.Because when you're...
24/06/2026

"๐ˆ'๐ฅ๐ฅ ๐ ๐ž๐ญ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฐ๐ก๐ž๐ง ๐ˆ'๐ฆ ๐ซ๐ข๐œ๐ก๐ž๐ซ."

Ironically, insurance is often most valuable before you're rich.

Because when you're still building your finances, one emergency can undo years of progress.

Protect while you're building.

Not after you've built everything.
๐Ÿค

๐Ÿ“ฉ Message me if you'd like to explore your options.

๐Ÿ“ฉ Message me if you'd like to explore your options and see what protection fits your budget.
20/06/2026

๐Ÿ“ฉ Message me if you'd like to explore your options and see what protection fits your budget.

๐†๐จ๐จ๐ ๐ฆ๐จ๐ซ๐ง๐ข๐ง๐ ! ๐€๐ง๐ฌ๐ฐ๐ž๐ซ๐ข๐ง๐  ๐ญ๐ก๐ž๐ฌ๐ž ๐…๐ซ๐ž๐ช๐ฎ๐ž๐ง๐ญ๐ฅ๐ฒ ๐€๐ฌ๐ค๐ž๐ ๐๐ฎ๐ž๐ฌ๐ญ๐ข๐จ๐ง๐ฌ!1.๐—ฃ๐˜„๐—ฒ๐—ฑ๐—ฒ ๐—ฏ๐—ฎ ๐—ฎ๐—ป๐—ด ๐Ÿญ ๐—บ๐—ผ๐—ป๐˜๐—ต ๐—ฏ๐—ฎ๐—ฏ๐˜† ๐—บ๐—ฎ-๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฒ? - YES kahit 7 days old p...
19/06/2026

๐†๐จ๐จ๐ ๐ฆ๐จ๐ซ๐ง๐ข๐ง๐ ! ๐€๐ง๐ฌ๐ฐ๐ž๐ซ๐ข๐ง๐  ๐ญ๐ก๐ž๐ฌ๐ž ๐…๐ซ๐ž๐ช๐ฎ๐ž๐ง๐ญ๐ฅ๐ฒ ๐€๐ฌ๐ค๐ž๐ ๐๐ฎ๐ž๐ฌ๐ญ๐ข๐จ๐ง๐ฌ!

1.๐—ฃ๐˜„๐—ฒ๐—ฑ๐—ฒ ๐—ฏ๐—ฎ ๐—ฎ๐—ป๐—ด ๐Ÿญ ๐—บ๐—ผ๐—ป๐˜๐—ต ๐—ฏ๐—ฎ๐—ฏ๐˜† ๐—บ๐—ฎ-๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฒ?
- YES kahit 7 days old pa lang ๐Ÿ‘ถ๐Ÿป

2. ๐— ๐—ฎ๐—ด๐—ธ๐—ฎ๐—ป๐—ผ ๐—บ๐—ถ๐—ป๐—ถ๐—บ๐˜‚๐—บ ๐—ป๐—ด ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐˜ƒ๐—ฒ๐˜€๐˜?
- 1,700php only

3. ๐—ฆ๐—ฒ๐—ป๐—ถ๐—ผ๐—ฟ ๐—ฐ๐—ถ๐˜๐—ถ๐˜‡๐—ฒ๐—ป ๐—ฝ๐˜„๐—ฒ๐—ฑ๐—ฒ ๐—บ๐—ฎ-๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฒ ๐—ป๐—ด ๐˜„๐—ฎ๐—น๐—ฎ๐—ป๐—ด ๐—บ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—น? Yes po up to 1.5million for ages 60-70 based on my non-medical authority ๐Ÿ‘ต๐Ÿป

4. ๐— ๐—ฎ๐˜† ๐—ณ๐—ถ๐˜ƒ๐—ฒ ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐—ฝ๐—น๐—ฎ๐—ป ๐˜€๐—ฎ ๐—ฃ๐—ฟ๐˜‚?
- Meron! Hindi na ako magbabayad after 5 years tapos insured na ako until 100yo ko? - Yes po

5. ๐—ž๐—ฎ๐—ฝ๐—ฎ๐—ด ๐—ป๐—ฎ๐—ด๐—ฝ๐˜‚๐—ป๐˜๐—ฎ ๐—ฎ๐—ธ๐—ผ ๐—ป๐—ด ๐—ถ๐—ฏ๐—ฎ๐—ป๐—ด ๐—ฏ๐—ฎ๐—ป๐˜€๐—ฎ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฒ๐—ฑ ๐—ฝ๐—ฎ ๐—ฟ๐—ถ๐—ป ๐—ฎ๐—ธ๐—ผ. - Yes, basta wag ka po lalabas ng earth. ๐Ÿ˜…

6. ๐—•๐—ฎ๐—ธ๐—ฎ ๐—ถ๐˜„๐—ฎ๐—ป๐—ฎ๐—ป ๐—บ๐—ผ ๐—ฟ๐—ถ๐—ป ๐—ธ๐—ฎ๐—บ๐—ถ ๐—ต๐—ฎ. ๐—”๐—ป๐—ด ๐—ฑ๐—ฎ๐—บ๐—ถ๐—ป๐—ด ๐—ฎ๐—ด๐—ฒ๐—ป๐˜ ๐˜„๐—ฎ๐—น๐—ฎ ๐—ป๐—ฎ ๐—ป๐—ด๐—ฎ๐˜†๐—ผ๐—ป. ๐—ก๐—ถ-๐—ด๐—ต๐—ผ๐˜€๐˜ ๐—ป๐—ฎ ๐—ธ๐—ฎ๐—บ๐—ถ.
- I am your lifetime Financial Advisor. I also provide service to orphaned clients even without commission, which means I got you and your family. At patuloy pa po akong nag iinvest sa sarili para maging expert sa Insurance and investment industry.

7. ๐—ฃ๐˜„๐—ฒ๐—ฑ๐—ฒ ๐—ฏ๐—ฎ ๐—ฎ๐—ธ๐—ผ ๐—บ๐—ฎ๐—ด ๐˜„๐—ถ๐˜๐—ต๐—ฑ๐—ฟ๐—ฎ๐˜„ ๐˜€๐—ฎ ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜ ๐—ธ๐—ผ ๐—ฎ๐—ป๐˜†๐˜๐—ถ๐—บ๐—ฒ? - Yes, pero as much as possible kung di emergency wag po. Ilaan natin ito for long term goal like retirement fund. ๐Ÿ“ˆ

Your trusted Financial Advisor,
Kristhea Decena
Licensed Insurance Advisor
Unit Manager
๐‘ƒ๐‘…๐‘ˆ ๐ฟ๐ผ๐น๐ธ ๐‘ˆ๐พ

Address

GATEWAY TOWER
Cagayan De Oro
9000

Website

Alerts

Be the first to know and let us send you an email when PRU LIFE UK Insurance Advisor - FA Thea posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to PRU LIFE UK Insurance Advisor - FA Thea:

Shortcuts

Share

Category