Michaela Gamba Hernandez - Life Insurance Agent

09/05/2025

“Baka magsara si Pru Life?” 🤔
“Mas maganda paren kumuha ng Insurance with Investment sa mga banks?”

Wag ka mag-alala. Ito ang totoo 👇

📌 Ayon sa 2024 Annual Report ng Pru Life UK at base sa RBC2 Framework, ang Required Capital ng gobyerno para sa insurance companies ay 100%.

✅ Pero ang RBC Ratio ni Pru Life UK? 480%.
Ibig sabihin, may 480% capacity ang Pru Life na bayaran lahat ng claims ng clients—4x more than the government requirement!

Hindi lang ito internal computation—audited ito ng Insurance Commission mismo. 🏛️

Kaya kung iniisip mong “stable ba ‘to?” — the numbers speak for themselves.

📊 Source: https://www.prulifeuk.com.ph/en/footer/about-us/financial-information

02/04/2025

Do you know how costly a critical illness can be?

Just one serious illness can drain your family’s entire savings.

Get insured now!

Ask me how 🙂

28/03/2025

Want to secure a ₱1M education plan for your kids?

Our 5-year education plan can make it happen.

Available also in 7 , 10 and 15 yrs 😊

Send me a message, and I’ll guide you through your options!

28/03/2025

𝗜𝗡𝗦𝗨𝗥𝗔𝗩𝗘𝗦𝗧 for kids! 🥰
𝘛𝘩𝘦 𝘱𝘳𝘰𝘨𝘳𝘢𝘮𝘴 𝘴𝘩𝘰𝘸𝘯 𝘪𝘯 𝘵𝘩𝘦 𝘪𝘮𝘢𝘨𝘦𝘴 𝘢𝘳𝘦 𝘧𝘰𝘳 𝘪𝘭𝘭𝘶𝘴𝘵𝘳𝘢𝘵𝘪𝘰𝘯 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺. 𝘚𝘤𝘩𝘦𝘥𝘶𝘭𝘦 𝘢 𝘧𝘳𝘦𝘦 𝘤𝘰𝘢𝘤𝘩𝘪𝘯𝘨 𝘴𝘦𝘴𝘴𝘪𝘰𝘯 𝘧𝘰𝘳 𝘢 𝘱𝘦𝘳𝘴𝘰𝘯𝘢𝘭𝘪𝘻𝘦𝘥 𝘱𝘭𝘢𝘯.

‼️Get a free 𝗜𝗡𝗦𝗨𝗥𝗔𝗩𝗘𝗦𝗧 quote based on your age and your preferred amount of coverage!
*𝘐𝘯𝘴𝘶𝘳𝘢𝘷𝘦𝘴𝘵 𝘪𝘴 𝘢𝘯 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘱𝘭𝘢𝘯

28/03/2025

As a single parent, your family’s future means the world. 🌟 You want to do everything you can to support them and keep them safe. One smart way to protect their future is by getting life insurance.

Don’t wait until it’s too late – take action now to have peace of mind, knowing your loved ones will be cared for no matter what life throws at you.

Make the move today for a better tomorrow. ❤

28/03/2025

𝗕𝘂𝗶𝗹𝗱 𝘆𝗼𝘂𝗿 𝗳𝗶𝗿𝘀𝘁 𝗺𝗶𝗹𝗹𝗶𝗼𝗻 𝘄𝗶𝘁𝗵 𝘂𝘀! 💵

𝗣𝗥𝗨 𝗟𝗜𝗙𝗘 𝗨𝗞 𝗘𝗟𝗜𝗧𝗘 𝗣𝗟𝗔𝗡𝗦 - One of our Best Products and has the Highest Investment Allocation in the market. 🤑

𝗧𝗵𝗶𝘀 𝗽𝗹𝗮𝗻 𝗰𝗮𝗻 𝗯𝗲 𝘂𝘀𝗲𝗱 𝘁𝗼:
🚘 Purchase a Car
🏡 Purchase a House
🗄 Save for Business Capital or expansion
📚 Build your Child's College Fund
👵🏼 Build your Retirement Fund or Pamana kay bunso

Talk to me today! 📩

27/03/2025

Secure your future with insurance plans that not only provide protection but also help grow your wealth. Invest wisely and live with confidence.

𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘 & 𝗦𝗨𝗟𝗜𝗧 na insurance with investment for your future self!

For only P2,100 a month or 70 pesos per day, you can start a 𝟳-𝗶𝗻-𝟭 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝘄𝗶𝘁𝗵 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗣𝗹𝗮𝗻 with Pru Life UK.

Where you can have:

✅ Life Insurance
✅ Disability Benefit
✅ Accident Benefit
✅ Critical Illness Benefit
✅ Hospitalization Benefit
✅ Investment
✅ Retirement Funds / Educational Fund

"𝗬𝗼𝘂 𝗮𝗿𝗲 𝗶𝗻𝘀𝘂𝗿𝗲𝗱 𝗮𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘁𝗶𝗺𝗲 𝘆𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆 𝗶𝘀 𝗴𝗿𝗼𝘄𝗶𝗻𝗴 📈."

Message me for a FREE quotation proposal. 📩 to get a free online financial assessment!

24/03/2025

Kala ko kasi scam beshy. 😱🥺

ℹ️ Having an 𝗜𝗡𝗦𝗨𝗥𝗔𝗩𝗘𝗦𝗧 plan is para ka lang nag-iipon ng may disiplina.

DON’T WASTE YOUR TIME habang kumikita ka pa.

10 years from now sila malaki na ang fund value, ikaw magsisimula palang. Bukod sa mahal na ang hulog baka di ka na insurable dahil may maintenance ka ng gamot 😭

Get a free 𝗜𝗡𝗦𝗨𝗥𝗔𝗩𝗘𝗦𝗧 quote based on your age and your preferred amount of coverage!

👉 MESSAGE ME NOW 🥰
*𝘐𝘯𝘴𝘶𝘳𝘢𝘷𝘦𝘴𝘵 𝘪𝘴 𝘢𝘯 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘱𝘭𝘢𝘯

24/03/2025

MALAPIT NA MGA KA OFW 😱😱😱🥰🥰🥰🥰

Mga ka-TFT, may paparating na malaking pagbabago! 📢

Malapit nang payagan ang mga OFW na makabili ng insurance kahit nasa abroad—hindi na kailangang umuwi pa sa Pinas! 🌏

Gaano ito kahalaga para sa inyo? 🤔

Basahin: https://filipinotimes.net/latest-news/2025/03/23/insurance-commission-to-issue-regulations-allowing-ofws-to-purchase-protection-plans-abroad/

21/03/2025

🌞PA-init na ng PA-init 🌞

For as low as ₱100 savings per day, you can insure yourself, the future of your family and protect all of your priorities! ♥️

✅ Life Insurance
✅ Disability Coverage
✅ Accident Coverage
✅ Critical Illness Coverage
✅ Hospital Benefits
✅ Retirement Fund

Get a free 𝗜𝗡𝗦𝗨𝗥𝗔𝗩𝗘𝗦𝗧 quote based on your age and your preferred amount of coverage! MESSAGE ME NOW 🥰
*𝘐𝘯𝘴𝘶𝘳𝘢𝘷𝘦𝘴𝘵 𝘪𝘴 𝘢𝘯 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘱𝘭𝘢𝘯