Noel Fajardo -The Breadwinner's Financial Coach

03/09/2026

Breadwinner /OFW Reminder — HMO Awareness

— Myth MYTH:

“BATA PA AKO. HINDI KO PA KAILANGAN NG HEALTHCARE PLAN.”

Reality: Mas madaling magplano habang:
✔️ May income
✔️ Mas bata
✔️ Mas healthy
✔️ May capacity to commit.

Don't wait until the problem becomes urgent.

To know more about sa Kaiser 3 in1 HMO,
click here https://bit.ly/HMO_Savings_Program

03/09/2026

PON TIPS # 19 — YOUR CHILDREN NEED A PLAN 👨‍👩‍👧‍👦

Hindi sapat na may pang-araw-araw.

Pag-isipan din ang education, healthcare, protection, at future.

Claim also your free ebook guide in building your solid financial foundation,
click here 👉 https://bit.ly/ssbyfebook2026
or attend our free financial literacy class, Dm "IPON"

02/09/2026

🚨 OFW? Employee? Breadwinner?

May tanong ako sa’yo…
Kung may mangyari sa’yo ngayon, handa ba ang pamilya mo financially? 🤔
Hindi sapat ang sipag at overtime kung walang financial protection at retirement plan.

Good news! 💙
Sa ₱88 pesos per day, pwede ka nang magkaroon ng 3 important financial benefits in 1 plan:
✔️ Healthcare
✔️ Life Insurance
✔️ Investment

Ito ang 3-in-1 solution na makakatulong sa iyo na:
✨ protektahan ang kalusugan
✨ siguraduhin ang future ng pamilya
✨ makapag-ipon para sa retirement

Tandaan:
Hindi habang buhay malakas tayo para magtrabaho.
Pero kung may tamang financial plan, pwede tayong magkaroon ng financial freedom.

📩 Gusto mo bang malaman kung paano ito sisimulan?

Message me!
Coach Noel Fajardo, AFP





💙

02/09/2026

OFW ka ba or Breadwinner?

"Ang ipon na walang tapon!"

HOSPITALIZATION OR HEALTHCARE
- Covered ka lifetime from 1st year even beyond 65. Kahit 100 years old ka na, may healthcare ka pa din.
- Libreng Annual Checkup at Dental Benefits

LIFE INSURANCE
- Life at Accident Insurance Coverage
- Transferrable sa beneficiary ng fullypaid in case of death

RETIREMENT OR INVESTMENT
- Kapag hindi nagamit, tumutubo ang savings mo ng up to 10% annualy, mas okay kaysa sa bank na less than 1% lang
- Pwedeng gawing retirement fund at i-withdraw upon maturity

Additional Feature:
ONLINE ACCOUNT. Meron kang sariling login sa policy mo, may access ka saan ka man sa mundo. Lahat ng documents ay downloadble at printable. Ma-momonitor mo din ang payment history kumpleto lahat ng resibo at pwede ka din magbayad online direct sa company.

Kaiser International Healthgroup, Inc., The First Name in Healthcare.

31/08/2026

IPON TIPS # 17— SET A CLEAR TARGET 🎯

Huwag lang sabihing “mag-iipon ako.”

Sabihin: “Mag-iipon ako ng ₱30,000 by December.”

Claim also your free ebook guide in building your solid financial foundation,
click here 👉 https://bit.ly/ssbyfebook2026
or attend our free financial literacy class, Dm "IPON"

31/08/2026

Breadwinner /OFW Reminder — HMO Awareness —

— Parents PARENTS ANG SINUSUPORTAHAN MO?

Tanungin ang sarili:
“Kapag naospital si Mama o Papa, saan kukunin ang pera?”

Kung ang sagot ay:
“Sa savings ko.” Good.

Pero ask the next question: “Paano kung maubos ang savings?”

That's why healthcare planning matters.

To know more about sa Kaiser 3 in1 HMO,
click here https://bit.ly/HMO_Savings_Program

31/08/2026

Mag Ber month na bukas...

IPON TIPS # 16 — AVOID IMPULSE BUYING 🛑

Tanungin ang sarili:

“Kailangan ko ba ito, o gusto ko lang?”

Simple question.

Big savings.

30/08/2026

Sa nangyayari sa bansa natin at sa ibang bansa dapat may plan ka na para sa sarili mo at kungbsakali sa mga miiwan mo...

Breadwinner /OFW Reminder — HMO Awareness

— OFW Message

OFW KA.

ANG GOAL MO AY MAGPADALA.

Pero sana hindi puro padala.

Magtabi rin para sa:
✅ Emergency fund
✅ Health protection
✅ Insurance
✅ Investments
✅ Retirement

Because sending money home is not the same as building financial security.

To know more about sa Kaiser 3 in1 HMO,
click here https://bit.ly/HMO_Savings_Program

Breadwinner /OFW Reminder — HMO Awareness

— OFW Message

OFW KA.

ANG GOAL MO AY MAGPADALA.

Pero sana hindi puro padala.

Magtabi rin para sa:
✅ Emergency fund
✅ Health protection
✅ Insurance
✅ Investments
✅ Retirement

Because sending money home is not the same as building financial security.

To know more about sa Kaiser 3 in1 HMO,
click here https://bit.ly/HMO_Savings_Program

30/08/2026

IPON TIPS # 15 — IPON PARA MAY CHOICE KA 🗝️

Ang savings ay hindi lang pera.

It gives you options, freedom, and peace of mind.

Claim also your free ebook guide in building your solid financial foundation,

click here 👉 https://bit.ly/ssbyfebook2026

or attend our free financial literacy class, Dm "IPON"

29/08/2026

Breadwinner /OFW Reminder — HMO Awareness

— OFW Message

OFW KA.

ANG GOAL MO AY MAGPADALA.

Pero sana hindi puro padala.

Magtabi rin para sa:
✅ Emergency fund
✅ Health protection
✅ Insurance
✅ Investments
✅ Retirement

Because sending money home is not the same as building financial security.

To know more about sa Kaiser 3 in1 HMO,
click here https://bit.ly/HMO_Savings_Program