Financial Literacy

04/06/2026

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ito ay 3 in 1 product.
Meron healthcare + insurance + investment.
Payable for 7 years at 20 years ang maturity.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.
✔Kapag hindi mo nagamit ang annual health care coverage mo
hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.
✔May kasama na syang life insurance for income replacement or protection para sa family just in case may masamang mangyari sa policy holder.
✔Waived na ang payment kung mamatay o ma totally disabled ang policy holder, means wala ng babayaran ang family kahit 1-year palang nakakainvst ang policy holder, ma transfer pa ang health care coverage sa beneficiary.
✔Portion of the fund is invstd in Mutual Funds.
✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.
✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!
• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Invstmnt) as early as you can, "mas daig ng maagap ang masipag".

31/05/2026

31/05/2026

The biggest gathering of financial educators in the Philippines is happening on June 6 & 7 at the SMX Convention Center. 💙

Two days. One mission: to inspire, educate, and empower Filipino families toward a more secure future.

See you at the IMG Convention of Champions 2026! 💙

International Marketing Group - IMG

31/05/2026

MSB — We are the way to your dreams ✨

31/05/2026

🩵

09/05/2026

Madali lang minsan mapansin kung ang isang tao na gustong mag-invest ay kailangan pa ng mas malalim na financial education.

Isang karaniwang tanong na naririnig ay: “Paano o kailan ko pwedeng i-withdraw ang pera ko?”

Natural lang naman na isipin ang pag-withdraw, pero kung hindi pa nagsisimula ang investment at ito agad ang focus, maaaring indikasyon ito na kailangan pang palawakin ang understanding tungkol sa investing.

Kaya nagiging challenging para sa marami ang pag-save at pag-invest dahil mas nauuna ang pag-iisip kung paano gagastusin ang pera, kaysa kung paano ito mapapalago.

Mas mainam na magkaroon ng long-term perspective - hindi lang exit plan, kundi isang malinaw na plano para sa long-term financial goals.

Mag-invest hindi lang para kumita, kundi para maabot ang mga layunin sa hinaharap. 💪

Kung nais nating maging mas financially successful, mahalagang magsimula sa tamang mindset. At dito pumapasok ang kahalagahan ng financial education.

Kung interesado kang matuto pa, bukas kami para magbahagi ng libreng financial class at coaching. ❤️

09/05/2026

7.2% inflation? Mataas yan! Beat inflation by investing!

Get the Rampver Online app and take your first real step toward building your future. Go to https://rampver.com/app today!

10/04/2026

Not everyone needs complicated insurance.

Some people go for VUL, and that’s okay - it works for those who want everything bundled in one. But it’s also worth knowing there’s a simpler approach.

You can get affordable TERM INSURANCE for protection, then invest separately at your own pace and comfort level. This gives you more flexibility and control over your money.

While some investment-linked policies may fluctuate depending on the market, more conservative options (like PDF) aim for steady growth over time.

At the end of the day, it’s not about which is “better” - it’s about what fits your goals, risk tolerance, and discipline.

Just something to think about 🙂