29/11/2021
Ang KAISER SAVING PLAN ay 20 years plan, meaning 7 years lang mag-iinvest and 13 years of waiting for the Maturity.
Meron kang benefits ng Long term Healthcare na pwede mong magamit khit beyond 100 years old ka na. No traditional HMO will cover you kpag retired ka na, only Kaiser Longterm Healthcare.
Once nag-start ka ng Kaiser, automatic insured ka na ng Term Insurance nito and just in case mawala ang Policy Holder makukuha ng beneficiaries ang Instant Money from the Insurance, Waived na din ang Kaiser Plan, ibig sabihin wala ng iintindihin ang Family. Plus magagamit pa nila yung Health Benefits at makukuha pa nila ang money sa Maturity.
Sa 20th year or sa Maturity makukuha na good as cash ang Investment. Depende sa kukunin na Plan kung magkano ang Maturity nito and option mong kunin ang Fund or Hindi. Kapag ni-retain mo lang ang Funds after the Maturity kumikita pa ito ng 6-10% per year.
(3-in-1 Saving Plan)
For ages 10-40 ang minimum is 2,647 per month.
With FREE Annual Physical Exam
With FREE Dental (Linis, Bunot & Pasta)
With Hospitalization Benefits of 50,000 per year
With Life Protection of 202,500 - 405,000
And Investment of 524,776 which is good as cash sa Maturity (at the 20th year)
For ages 41-50 ang minimum is 3,529 per month.
With FREE Annual Physical Exam
With FREE Dental (Linis, Bunot & Pasta)
With Hospitalization Benefits of 50,000 per year
With Life Protection of 270,000 - 540,000
And Investment of 699,701 which is good as cash sa Maturity (at the 20th year)
For ages 51-60 ang minimum is 4,412 per month.
With FREE Annual Physical Exam
With FREE Dental (Linis, Bunot & Pasta)
With Hospitalization Benefits of 60,000 per year
With Life Protection of 337,500 - 675,000
And Investment of 874,626 which is good as cash sa Maturity (at the 20th year)
BASIC_MEDICAL_BENEFITS:
- Over 500 Accredited Hospital's room and board
-Over 1,000 Services of Accredited Physician /Specialists / Surgeon /Anesthesiologist
-Hospital's Intensive Care Unit
-Operating room
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- chest X-ray, stool and Urine Analysis
- Complete Blood count
- Electrocardiogram ( for 35yrs old and above)
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- unlimited dental check ups, once a year free dental prophylaxis, unlimited simple tooth extraction
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- Magnetic Resonance Imaging ( MRI)
- Nuclear /Radioactive Isotope Scan
-CT scan, Dialysis, Blood Transfusion
- Physical /Speech Therapy
- Anti -rabbies, Venom and Tetanus Vaccine
- Emergency Benefit ( Ambulance)
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- A guaranteed benefits which you can use after 20years, whatever sickness you have or you can also use it at age 65 onwards..
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- A 10% yearly accumulation based on the long term care benefits starting on the 6th year up to the 20th year..
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- if no claim was made during the accumulation period, 85% of premiums paid will be given back end of the 20th year, making it COST FREE.
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- Lifetime access to over 1,000 doctors, over 500 hospital's as long as you have funds available in your health benefits.
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- With Return Of Premiums for Non-utilization
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- All Unused Yearly Health Benefits and Yearly Health Bonus accumulates with Interest.
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- If the policy owner dies during paying and accumulation period the beneficiary will receive an amount equal to the sum of Long-term Care Bonus.
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- if the policy owner dies due to an accident or suffers from dismemberment of both hands, both feet or loss of sight in both eyes ( or any combination thereof ) not beyond the age of 65 during the paying and accumulation period, the nominee will receive additional of 100% of the Long-term Care Benefits plus long term care Bonus.
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- if the policy owner dies during the accumulation period, the balance body premiums is waived, rendering the plan FULLY PAID.
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- If the policy owner becomes totally and permanently disabled for a period of at least six months ( not exceeding the maximum age of 65 years old ) during the accumulation period, all the succeeding payments will be waived...
So bakit kapa maghahanap ng iba..
Sa Kaiser kumpleto na....
Get your kaiser qoute here:👇🏼👇🏼
https://bit.ly/2W8QelL
