Reniel Ostan, Insurance Advisor

02/09/2025

𝗟𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝗟𝗶𝗳𝗲 𝗼𝗿 𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝘄𝗶𝘁𝗵 𝗿𝗲𝗮𝗹 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲?

💡“𝗔 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗿𝗶𝘀𝗶𝘀 𝗰𝗮𝗻 𝗯𝗲𝗰𝗼𝗺𝗲 𝗮 𝘄𝗲𝗮𝗹𝘁𝗵 𝗰𝗿𝗶𝘀𝗶𝘀.”

Don’t wait—secure your lifetime protection today!

🛑𝗛𝗠𝗢 𝗼𝗿 𝗲𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝗽𝗹𝗮𝗻𝘀 𝗺𝗶𝗴𝗵𝘁 𝗻𝗼𝘁 𝗯𝗲 𝗲𝗻𝗼𝘂𝗴𝗵.
✅𝗚𝗲𝘁 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝘁𝗵𝗮𝘁 𝗳𝗶𝘁𝘀 𝘆𝗼𝘂𝗿 𝗴𝗼𝗮𝗹𝘀 & 𝗯𝘂𝗱𝗴𝗲𝘁.

📩 𝘉𝘰𝘰𝘬 𝘺𝘰𝘶𝘳 𝘍𝘙𝘌𝘌 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘗𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘚𝘦𝘴𝘴𝘪𝘰𝘯:
👉 https://forms.gle/YzGj9v5KcRpPfDDD7

𝗢𝗿 𝗣𝗠 𝗺𝗲 𝗳𝗼𝗿 𝗮 𝗤𝘂𝗼𝘁𝗮𝘁𝗶𝗼𝗻 & 𝗖𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻.

💛 Reniel Cadivida Ostan
Your Trusted Insurance Advisor

10/05/2025

Did you know you can start planning for early retirement today?

With Sun Life’s guaranteed yearly income product, financial freedom is within your reach!

Let me show you how !!👇👇

10/05/2025

Another proud moment worth celebrating! 💛

Out of 𝟏𝟔 𝐚𝐝𝐯𝐢𝐬𝐨𝐫𝐬 𝐟𝐫𝐨𝐦 𝐛𝐨𝐭𝐡 𝐌𝐚𝐧𝐢𝐥𝐚 𝐚𝐧𝐝 𝐃𝐮𝐦𝐚𝐠𝐮𝐞𝐭𝐞, I’m deeply honored to be one of the Top Advisors for 𝐐𝐮𝐚𝐫𝐭𝐞𝐫 𝟏 𝐨𝐟 𝟐𝟎𝟐𝟓.

🏅 𝐓𝐎𝐏 𝟒 𝐢𝐧 𝐀𝐂 (𝐔𝐧𝐢𝐭 𝐋𝐞𝐯𝐞𝐥)
🏅 𝐓𝐎𝐏 𝟓 𝐢𝐧 𝐍𝐒𝐂 (𝐔𝐧𝐢𝐭 𝐋𝐞𝐯𝐞𝐥)
🏅 𝐓𝐎𝐏 𝟑 𝐢𝐧 𝐋𝐈𝐕𝐄𝐒 (𝐔𝐧𝐢𝐭 𝐋𝐞𝐯𝐞𝐥)

To all my amazing clients thank you for your trust, support, and for allowing me to be part of your financial journey.

Reniel C. Ostan
Sun Life Dumaguete Advisor

09/05/2025

Hindi mahal ang insurance. Protect your child as well. 3 in 1 na eto para sa mga anak nyo.

✅ Health funding
✅ Forced ipon
✅ Insured pa sya

PM mo ako at discuss ko sayo!

Reniel Cadivida Ostan
Licensed Insurance Advisor

10/12/2024

Did You Know? The Biggest Financial Risk is Neglecting Your Health.

Hi everyone! I’m really excited to share one of my favorite Sun Life plans with you—The Sun Fit and Well Advantage. This isn’t your typical health insurance plan. It’s designed to give you peace of mind and protect your future in ways you might not expect!

Here are 10 reasons why I think this plan is totally worth it for you and your loved ones:

1️⃣ 114 Critical Illnesses Covered! 😱 From the small stuff to the serious conditions, you’re covered so you won’t have to worry about surprise medical bills.
2️⃣ Extra Cash Benefit – In case you get diagnosed with something serious like cancer, you’ll get extra cash to help with the costs.
3️⃣ Daily Hospital Income – If you get confined, you’ll receive daily benefits to cover your expenses.
4️⃣ Post-Hospitalization Benefit – Even after you leave the hospital, you’ll get extra cash to help with recovery.
5️⃣ Flexible Payment Terms – Pay for just 10, 15, or 20 years, and you’re set for life!
6️⃣ Lifetime Protection – You’re covered all the way until age 100. Imagine the peace of mind that brings!
7️⃣ Guaranteed Cash Benefit – At age 65, you’ll get cash for your retirement fund. 💵
8️⃣ Special Cash Bonus – After fully paying off your plan, you’ll get a bonus!
9️⃣ Annual Dividend Earnings – You can withdraw it anytime or let it grow with Sun Life.
🔟 Life Insurance Coverage – If something were to happen to you, your family or beneficiaries are taken care of.

Why settle for “bahala na” when you can plan ahead and secure your future?

Let's secure your health and your family’s future with a plan that works as hard as you do. 💪

📩 Send me a message, and let’s get started on your Sun Fit and Well Advantage Plan today! 😊



🇵🇭

06/12/2024

Protect Your Future, Fund and Secure Your Health: Get Your Health Insurance Today.

Cancer can strike without warning, and when it does, the financial burden of medical bills and treatment can be overwhelming. That’s why it’s essential to have a Health(Cancer) insurance as part of your financial plan.

Why get Health insurance?

*Financial Protection: Covers expensive medical costs for cancer treatments.
*Peace of Mind: Know you and your family are financially secure when you need it most.
*Early Detection Saves Lives: Catching cancer early means more treatment options and a better chance of survival.
Don’t wait until it’s too late! Getting cancer insurance early helps secure your health and your future. If you’re unsure where to start, talk to an expert today.

It’s better to plan now than regret later. Protect yourself, protect your loved ones.

Let's discuss your health protection for free!

Reniel Cadivida Ostan
Reniel Ostan, Insurance Advisor
Licensed Insurance Advisor

May payo ang isang eksperto ngayong nakapagtatala na rin aniya ng cancer sa maraming edad 40 pababa.

Nasa comments section ang link ng buong ulat.

27/10/2024

Sun Fit and Well ☀️

This is the most comprehensive health insurance of Sun Life. A complete wellness product from prevention, diagnosis, treatment and rehabilitation.

*Premium depends on age and smoking habits.

Message me to learn more. 📩

21/10/2024

🌟 Secure Your Future Today! 🌟

Life is unpredictable, but your peace of mind shouldn’t be. With our comprehensive Health Insurance, you get:

✅ 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 for your family’s security.
✅ 𝗛𝗼𝘀𝗽𝗶𝘁𝗮𝗹𝗶𝘇𝗮𝘁𝗶𝗼𝗻 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲 to ease medical bills.
✅ 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗳𝗼𝗿 𝟭𝟭𝟰 𝗖𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗜𝗹𝗹𝗻𝗲𝘀𝘀𝗲𝘀 when it matters most.
✅ 𝗛𝗼𝗺𝗲 𝗥𝗲𝗰𝗼𝘃𝗲𝗿𝘆 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 for comfort at home.
✅ 𝗧𝗼𝘁𝗮𝗹 𝗗𝗶𝘀𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 for financial peace of mind.
✅ 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝘂𝗻𝘁𝗶𝗹 𝗮𝗴𝗲 𝟭𝟬𝟬 for lifelong protection.
✅ 𝗦𝗽𝗲𝗰𝗶𝗮𝗹 𝗖𝗮𝗻𝗰𝗲𝗿 𝗕𝗼𝗼𝘀𝘁𝗲𝗿 for extra support.
✅ 𝗕𝗼𝗻𝘂𝘀 𝗮𝗻𝗱 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱 𝗘𝗮𝗿𝗻𝗶𝗻𝗴𝘀 to grow your savings.
✅ 𝗣𝗮𝗹𝗹𝗶𝗮𝘁𝗶𝘃𝗲 𝗖𝗮𝗿𝗲 for compassionate support.

Don’t wait for the unexpected. 𝙅𝙤𝙞𝙣 𝙩𝙝𝙤𝙪𝙨𝙖𝙣𝙙𝙨 𝙬𝙝𝙤 𝙝𝙖𝙫𝙚 𝙨𝙚𝙘𝙪𝙧𝙚𝙙 𝙩𝙝𝙚𝙞𝙧 𝙛𝙪𝙩𝙪𝙧𝙚! Contact me now for a free consultation!

📞 Message Me!

16/10/2024

Being in a hospital can be a tough reminder of how unpredictable life is. Approaching people here to talk about life insurance feels personal because I’ve seen families struggle during difficult times.

My goal isn’t just to sell a policy—it’s to offer peace of mind, knowing that if life throws the unexpected at us, we’ve planned ahead. I understand these are sensitive conversations, but they’re also some of the most important ones we’ll ever have.

If you’ve been thinking about protecting your family’s future, I’m here to listen. Let’s chat when you’re ready.

Reniel Cadivida Ostan
Licensed Insurance Advisor



゚viralシ2024fyp

16/10/2024

Hi Everyone, I am Reniel Ostan your 𝘽𝙧𝙞𝙜𝙝𝙩 𝘼𝙙𝙫𝙞𝙨𝙤𝙧 𝙤𝙛 𝙎𝙪𝙣 𝙇𝙞𝙛𝙚 💛and I’m here to help you protect the people who mean the most to you.

𝙇𝙞𝙛𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 can seem like a tough topic, but it’s really about one thing: 𝙋𝙀𝘼𝘾𝙀 𝙊𝙁 𝙈𝙄𝙉𝘿. I want to help you make sure your loved ones are taken care of, no matter what life throws your way.

Reniel Ostan
Licensed Insurance Advisor