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Desiree Galolo Salome, Sun Life Licensed Financial Advisor, Fort Bonifacio (2026)

06/02/2025

💡Tara, let’s secure your future the smart way, kasi ’di lang pera, peace of mind din ang investment na ’to!💡

Why?
☀️ Sun Life Secure Income is like your financial BFF, always there, always reliable!

Seryoso, imagine this: guaranteed annual cash payouts for life (yes, for life!) AND insurance coverage na hanggang age 100. So kahit long life ka, mas long ang financial security mo! 💛

Why This Plan is a Game-Changer:
✔️ Lifetime Insurance Protection = 200% ng face amount mo! Kung may mangyari, sigurado ang pamilya mo.
✔️ Centenarian Bonus = May bonus ka pa! ’Di lang sa retirement, pero even sa golden years mo. 💃🕺
✔️ Guaranteed Cash Benefits = 6% of the face amount yearly. Para kang may “Forever ATM.”
✔️ Living Benefits = Emergency fund? Check! Unexpected gastos? Covered ka!
✔️ Manageable Premiums = Flexible payment terms na swak sa budget mo!

Sample Computation:
📊 Example: 30-year-old male, Php 1,000,000 face amount
👉 5-Year Payment Plan (₱44,922/month):
By age 65, you’ve received ₱7,116,587 in living benefits.
Ang nilabas mong premium? ₱2,191,300 lang.
Earnings mo? ₱4,925,287. Not bad, di ba?

👉 10-Year Payment Plan (₱23,204/month):
By age 65, you’ve received ₱6,879,673 in living benefits.
Ang nilabas mong premium? ₱2,263,800 lang.
Earnings mo? ₱4,615,873. San ka pa?

Real Talk:
Think of this as your future na “automatic,” no drama, guaranteed pa. Ikaw ba? Ayaw mo ng sure na kita kahit wala ka nang ginagawa? Plus, it protects your loved ones too. Win-win! 🌟

Secure your today AND tomorrow!
Message me now and let’s make your future brighter! ✨

28/10/2024

𝟱 𝗥𝗲𝗮𝘀𝗼𝗻𝘀 𝗪𝗵𝘆 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝘀 𝗮 𝗚𝗼𝗼𝗱 𝗜𝗱𝗲𝗮 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗢𝗙𝗪
𝗯𝘆 𝗥𝗮𝗻𝗱𝗲𝗹𝗹 𝗧𝗶𝗼𝗻𝗴𝘀𝗼𝗻, 𝗥𝗙𝗣

Overseas Filipino Workers (OFWs) make tremendous sacrifices by leaving their homeland to seek better opportunities abroad. They strive to provide a brighter future for their families back home, often serving as the primary breadwinners. Considering the challenges and risks faced while working overseas, life insurance emerges as an essential financial tool for OFWs. This article explores the significance of life insurance in safeguarding the well-being of OFWs and their loved ones.

𝟭. 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝘆 𝗳𝗼𝗿 𝗢𝗙𝗪 𝗙𝗮𝗺𝗶𝗹𝗶𝗲𝘀

Life insurance acts as a safety net, ensuring that an OFW's family is protected financially in the event of their untimely demise. The loss of a loved one can be emotionally devastating, and the financial burden adds to the distress. Life insurance provides immediate funds to cover funeral expenses, outstanding debts, and daily living costs, easing the financial strain during a difficult time.

𝟮. 𝗜𝗻𝗰𝗼𝗺𝗲 𝗥𝗲𝗽𝗹𝗮𝗰𝗲𝗺𝗲𝗻𝘁

As the main income earner, OFWs support their families by sending remittances home regularly. If tragedy strikes and the OFW passes away, life insurance can provide a stable source of income replacement. It ensures that the family's financial needs are met and allows them to maintain their standard of living, fulfill daily expenses, and continue pursuing their goals without facing severe financial hardships.

𝟯. 𝗗𝗲𝗯𝘁 𝗮𝗻𝗱 𝗢𝗯𝗹𝗶𝗴𝗮𝘁𝗶𝗼𝗻 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲

Many OFWs have financial obligations such as loans, mortgages, or other debts. In the absence of the OFW's income, these debts can become overwhelming for the family left behind. Life insurance offers a solution by providing a lump sum payment that can be used to settle outstanding debts, freeing the family from the burden of repaying them on their own. It ensures that the family's financial stability remains intact, even if the primary earner is no longer there.

𝟰. 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗙𝘂𝘁𝘂𝗿𝗲 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴

Education is highly valued in Filipino culture, and many OFWs strive to provide their children with quality education. Life insurance can secure their children's educational future by offering funds to cover tuition fees, school expenses, and other educational needs. Moreover, life insurance can support long-term financial goals, such as providing for retirement or creating an inheritance for the next generation. It empowers OFWs to plan for their family's future and ensures that their hard-earned money continues to benefit their loved ones even after they're gone.

𝟱. 𝗣𝗲𝗮𝗰𝗲 𝗼𝗳 𝗠𝗶𝗻𝗱

Working abroad can be challenging, with OFWs often facing various risks and uncertainties. Life insurance provides peace of mind, knowing that their families are protected financially. It allows OFWs to focus on their work and personal life without unnecessary stress and worry about what might happen if they're no longer there to provide for their loved ones. Having life insurance in place brings a sense of security and reassurance, knowing that their family's future is secured.

Life insurance plays a vital role in the financial well-being of Overseas Filipino Workers and their families. It offers a safety net that protects their loved ones from the financial hardships that may arise in the unfortunate event of the OFW's death. From ensuring immediate financial support to covering debts, funding education, and enabling future planning, life insurance provides the peace of mind and stability that OFWs seek for their families. It is a crucial tool that empowers OFWs to fulfill their responsibilities and aspirations while safeguarding their family's future, even from miles away.

23/10/2024

New Sun Life Product ALERT!
Lifetime 6% Yearly Payout and Yearly Dividends ✅
Best for kids para mas sulit ang payouts ✅
For education fund of kids & retirement fund of parents ✅

07/10/2024

Hello friends! 😀

Reaching out here, baka may kakilala kayo na looking for a job 👨‍💻👩‍💼👨‍💼🧳

- Work-From-Home Setup
- Open for Full/Part-Timers
- Unlimited Income Opportunities
- Local and International Travel
- Cash Incentives and many more
- Professional Growth
- Advocacy and Purpose

I am looking for 20 people this quarter - G na! 😀

Referrals are very much appreciated. Thank you!

23/05/2023

𝐇𝐞𝐫𝐨 𝐨𝐟 𝐭𝐡𝐞 𝐃𝐚𝐲! 💛

May 14 - She messaged me on FB.
May 18 - We met face to face for discussion and I submitted her application for VUL (insurance with investment for education plan). She paid her premium of 35K quarterly.
May 22 - Her application was approved! 😀

Ang saya maging Sun Lifer! 💛 You get to help people with their needs.
Kaya ‘wag mahihiya magtanong. Message me lang! We can meet online or face to face. And good thing to note, decide agad! 😀 Kasi madami matagal na gusto kumuha ng insurance at investment pero pinagpapaliban pa. You can start kung how much kaya for now. Ang importante magsimula for your financial goals! 😀

03/04/2023

💛 2 Families Secured
✨ 2 Elite 10 for Education Fund
☀️ Candon City, Ilocos Sur

Yes! We’re meeting clients face-to-face already! 😀 If tagadito ka lang sa Ilocos or malapit, we can meet para mapag-usapan natin ang best plan for you and your family. 😀 Ofcourse, kasama ko ang aking 2 boys! 😅

My clients got an Elite plan for their kids. Kudos to you, classmates! 😉

This will give their kids GUARANTEED CASH starting on the 6th year then every 2 years until age 100. Wow! Grabeng napakagandang plan! Usap-usapan din tong plan na ‘to kasi ganito kinuha nina Whamos para kay baby Meteor. 😀

Message me if you are interested! 💛

10/01/2023

Money shouldn´t be a “me” thing for married couples, it should be a “we”thing. 😀

Kumusta mga married couples dito? Nakakapag-usap ba kayo freely na mag-asawa with regards to finances? 😀

14/11/2022

❤️ Tuwang-tuwa talaga ako if mga mag-boyfriend at mag-asawa kumukuha ng mga insurance at investment nila both! 😀 It shows talaga na both of them are financially responsible individuals and gusto nila maging blessing sa isa’t-isa and ayaw maging burden in the future. Di ba mas masarap magmahal if parehas kayo ng partner mo na very responsible sa buhay? 😉 And that include sa finances. 😀

Last weekend, I submitted the applications of my 2 clients. Both of them gustong-gusto kumuha ng VUL plans nung nasa abroad pa sila pero ngayon lang nakabakasyon. Kaya pagdating na pagdating nila, sinubmit na namin agad applications nila! 😀

So proud of this couple! 😀

27/08/2022

𝗛𝗶 𝘁𝗼 𝗮𝗹𝗹 𝗽𝗿𝗲𝗴𝗴𝘆 𝗺𝗼𝗺𝗺𝗶𝗲𝘀 𝗹𝗶𝗸𝗲 𝗺𝗲! 😀 𝗔𝗹𝗮𝗺 𝗻𝗶𝘆𝗼 𝗯𝗮 𝗸𝘂𝗻𝗴 𝗮𝗻𝗼 𝗮𝗻𝗴 𝗶𝗯𝗮´𝘁-𝗶𝗯𝗮𝗻𝗴 𝗠𝗔𝗧𝗘𝗥𝗡𝗜𝗧𝗬 𝗕𝗘𝗡𝗘𝗙𝗜𝗧𝗦 𝘁𝗵𝗮𝘁 𝘄𝗲 𝗰𝗮𝗻 𝗮𝘃𝗮𝗶𝗹? 😀

Follow, like, and share to all mommies! 💛
👉 https://www.tiktok.com/?_t=8VAqyS2DgsD&_r=1

Desiree Galolo Salome, Sun Life Licensed Financial Advisor

06/02/2025

28/10/2024

23/10/2024

07/10/2024

23/05/2023

03/04/2023

10/01/2023

14/11/2022

27/08/2022

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