David Henry Santos

10/12/2025

"The taxes are indeed very heavy; and, if those laid on by the government were the only ones we had to pay, we might more easily discharge them; but we have many others, and much more grievous to some of us. We are taxed twice as much by our idleness, three times as much by our pride, and four times as much by our folly; and from these taxes the commissioners cannot ease or deliver us by allowing an abatement."

-Benjamin Franklin

09/12/2025

Refining your ability to think should be your investment priority; it always provides the best returns.

Ford/Butler-Bowdon

14/04/2025

https://www.newtraderu.com/2025/04/12/10-japanese-frugal-habits-that-build-quiet-wealth/

Living well doesn't always mean spending more. In Japan, a country that has faced economic challenges for decades, people have mastered the art of building

14/08/2024

Salamat sa mga masisipag magturo at magbigay patnubay...

07/08/2024

"Unidentified problems are the worst; identified problems without planned solutions are better, but worse for morale; identified problems with good planned solution are better still; and solved problems are best."
-Ray Dalio

23/07/2024

Blessed to bless others.

19/07/2024

14/07/2024

Every book you read affects your grandchildren, so read and cultivate yourself for posterity.

05/06/2024

Watch out for people who confuse goals and tasks, because if they can’t make that distinction, you can’t trust them with responsibilities.
-Dalio

15/03/2024

Start today!