16/05/2019
Lugi o lugi?
When you put money in a bank, you become a depositor.
Ibig sabihin, the bank will keep your money and give you guaranteed interest in return.
Anong nangyayari sa pera mo after making a deposit?
The bank will manage your money. They will invest your money in different investment vehicles. During this investment period, ALL the Investment RISKS are taken by the bank.
Kumita man o hindi ang investment, the bank would give you the guaranteed interest rate. Usually 0.25% to 1%.
For example, kumita ng 30% and investment ng bank using your money. 29% will be the bank's earnings, and they will give you your 1%.
Ulitin natin:
Bank earnings: 29%
Your earnings: 1%
Is that fair?
We'll, since the bank is giving you guaranteed returns, and since they have shouldered all the risks, then we can say that this is fair.
THAT IS WHY..
If you want to grow your money, DON'T keep it all on a bank account. You'll need money in your bank account for funds that needs to be liquid.
But you have to DIVERSIFY!
Invest on different investment vehicles like VULs, Mutual Funds, UITFs, Stock Market, real estate, etc. On these investments, you will shoulder the RISKS but you'll have higher potential of growing your money.
WE CAN HELP YOU!
So ikaw, where do you keep and invest your money?
We can help you find a better way to SAVE and INVEST!
📨 Send Me a message NOW and I will show you HOW.
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