Financial Coaching With Krizzia

11/08/2026

Hindi lahat ng emergency ay maiiwasan, pero pwede kang maging handa. 💰

Bago bumili ng luho o mag-invest, unahin mong buuin ang Emergency Fund. Ito ang unang financial safety net na magbibigay sa’yo ng peace of mind kapag may biglaang gastos tulad ng pagkakasakit, pagkawala ng trabaho, o iba pang hindi inaasahang pangyayari.

Start small. Be consistent. Your future self will thank you. 🙌

11/08/2026

“𝑵𝒆𝒙𝒕 𝒚𝒆𝒂𝒓 𝒏𝒂 𝒍𝒂𝒏𝒈… 𝒃𝒂𝒕𝒂 𝒑𝒂 𝒏𝒂𝒎𝒂𝒏 𝒂𝒌𝒐.”
“𝑯𝒊𝒏𝒅𝒊 𝒌𝒐 𝒎𝒖𝒏𝒂 𝒌𝒂𝒊𝒍𝒂𝒏𝒈𝒂𝒏. 𝑯𝒆𝒂𝒍𝒕𝒉𝒚 𝒑𝒂 𝒏𝒂𝒎𝒂𝒏 𝒂𝒌𝒐.”
“𝑷𝒂𝒈 𝒎𝒂𝒚 𝒆𝒙𝒕𝒓𝒂 𝒏𝒂 𝒍𝒂𝒏𝒈 𝒂𝒌𝒐, 𝒔𝒂𝒌𝒂 𝒂𝒌𝒐 𝒌𝒖𝒌𝒖𝒉𝒂.”

𝗠𝗴𝗮 𝗹𝗶𝗻𝘆𝗮𝗻𝗴 𝗺𝗮𝗱𝗮𝗹𝗮𝘀 𝗻𝗮𝘁𝗶𝗻𝗴 𝗻𝗮𝗿𝗶𝗿𝗶𝗻𝗶𝗴... 𝗵𝗮𝗻𝗴𝗴𝗮𝗻𝗴 𝘀𝗮 𝗱𝘂𝗺𝗮𝘁𝗶𝗻𝗴 𝗮𝗻𝗴 𝗮𝗿𝗮𝘄 𝗻𝗮 𝗮𝗻𝗴 𝗰𝗹𝗶𝗲𝗻𝘁 𝗺𝗶𝘀𝗺𝗼 𝗮𝗻𝗴 𝗻𝗮𝗴𝘀𝗮𝗯𝗶𝗻𝗴:

“𝑺𝒂𝒏𝒂 𝒑𝒂𝒍𝒂 𝒌𝒖𝒎𝒖𝒉𝒂 𝒏𝒂 𝒂𝒌𝒐 𝒏𝒐𝒐𝒏𝒈 𝒊𝒏𝒂𝒍𝒐𝒌 𝒎𝒐 𝒂𝒌𝒐.”
“𝑲𝒖𝒏𝒈 𝒂𝒍𝒂𝒎 𝒌𝒐 𝒍𝒂𝒏𝒈 𝒏𝒂 𝒈𝒂𝒏𝒊𝒕𝒐 𝒌𝒂𝒃𝒊𝒍𝒊𝒔 𝒎𝒂𝒈𝒃𝒂𝒈𝒐 𝒂𝒏𝒈 𝒑𝒓𝒆𝒎𝒊𝒖𝒎 𝒂𝒕 𝒉𝒆𝒂𝒍𝒕𝒉 𝒄𝒐𝒏𝒅𝒊𝒕𝒊𝒐𝒏 𝒌𝒐, 𝒉𝒊𝒏𝒅𝒊 𝒌𝒐 𝒏𝒂 𝒔𝒂𝒏𝒂 𝒅𝒊𝒏𝒆-𝒅𝒆𝒍𝒂𝒚.”
“𝑺𝒂𝒚𝒂𝒏𝒈 𝒚𝒖𝒏𝒈 𝒎𝒈𝒂 𝒕𝒂𝒐𝒏 𝒏𝒂 𝒍𝒖𝒎𝒊𝒑𝒂𝒔. 𝑴𝒂𝒔 𝒎𝒂𝒅𝒂𝒍𝒊 𝒔𝒂𝒏𝒂 𝒌𝒖𝒏𝒈 𝒏𝒂𝒈𝒔𝒊𝒎𝒖𝒍𝒂 𝒂𝒌𝒐 𝒏𝒐𝒐𝒏.”

Masakit marinig ang regret na “𝙎𝙖𝙣𝙖 𝙣𝙤𝙤𝙣 𝙥𝙖…” dahil may mga bagay na hindi natin kayang ibalik.

Ang insurance, hindi naman dahil gusto nating isipin na may masamang mangyayari. 𝗞𝘂𝗺𝘂𝗸𝘂𝗵𝗮 𝘁𝗮𝘆𝗼 𝗵𝗮𝗯𝗮𝗻𝗴 𝗸𝗮𝘆𝗮 𝗽𝗮 𝗻𝗮𝘁𝗶𝗻, 𝗵𝗮𝗯𝗮𝗻𝗴 𝗵𝗲𝗮𝗹𝘁𝗵𝘆 𝗽𝗮 𝘁𝗮𝘆𝗼, 𝗮𝘁 𝗵𝗮𝗯𝗮𝗻𝗴 𝗺𝗮𝘀 𝗺𝗮𝗿𝗮𝗺𝗶𝗻𝗴 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗴 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝘀𝗮 𝗮𝘁𝗶𝗻.

𝗞𝗮𝘀𝗶 𝗵𝗮𝗯𝗮𝗻𝗴 𝘁𝘂𝗺𝗮𝘁𝗮𝗻𝗱𝗮 𝘁𝗮𝘆𝗼, 𝗵𝗶𝗻𝗱𝗶 𝗹𝗮𝗻𝗴 𝗯𝗶𝗿𝘁𝗵𝗱𝗮𝘆 𝗮𝗻𝗴 𝗻𝗮𝗱𝗮𝗱𝗮𝗴𝗱𝗮𝗴𝗮𝗻. 𝑷𝒘𝒆𝒅𝒆 𝒓𝒊𝒏𝒈 𝒎𝒂𝒈𝒃𝒂𝒈𝒐 𝒂𝒏𝒈 𝒉𝒆𝒂𝒍𝒕𝒉 𝒄𝒐𝒏𝒅𝒊𝒕𝒊𝒐𝒏, 𝒑𝒓𝒊𝒐𝒓𝒊𝒕𝒊𝒆𝒔, 𝒂𝒕 𝒄𝒐𝒔𝒕 𝒏𝒈 𝒑𝒓𝒐𝒕𝒆𝒄𝒕𝒊𝒐𝒏 𝒏𝒂 𝒌𝒂𝒊𝒍𝒂𝒏𝒈𝒂𝒏 𝒏𝒂𝒕𝒊𝒏.

𝐀𝐭 𝐚𝐧𝐠 𝐩𝐢𝐧𝐚𝐤𝐚-𝐦𝐚𝐩𝐚𝐢𝐭 𝐧𝐚 𝐫𝐞𝐚𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧?

𝗠𝗶𝗻𝘀𝗮𝗻, 𝗵𝗶𝗻𝗱𝗶 𝗻𝗮𝘁𝗶𝗻 𝗽𝗶𝗻𝗮𝗴𝘀𝗶𝘀𝗶𝘀𝗶𝗵𝗮𝗻 𝗮𝗻𝗴 𝗽𝗲𝗿𝗮𝗻𝗴 𝗴𝗶𝗻𝗮𝘀𝘁𝗼𝘀 𝗻𝗮𝘁𝗶𝗻 𝗽𝗮𝗿𝗮 𝘀𝗮 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻. 𝑴𝒂𝒔 𝒑𝒊𝒏𝒂𝒈𝒔𝒊𝒔𝒊𝒔𝒊𝒉𝒂𝒏 𝒏𝒂𝒕𝒊𝒏 𝒂𝒏𝒈 𝒑𝒓𝒐𝒕𝒆𝒄𝒕𝒊𝒐𝒏 𝒏𝒂 𝒔𝒂𝒏𝒂 𝒎𝒆𝒓𝒐𝒏 𝒕𝒂𝒚𝒐 𝒑𝒆𝒓𝒐 𝒑𝒊𝒏𝒊𝒍𝒊 𝒏𝒂𝒕𝒊𝒏𝒈 𝒊𝒑𝒂𝒈𝒑𝒂𝒍𝒊𝒃𝒂𝒏.

𝗛𝗶𝗻𝗱𝗶 𝗸𝗶𝘁𝗮 𝗽𝗶𝗻𝗲-𝗽𝗿𝗲𝘀𝘀𝘂𝗿𝗲 𝗸𝘂𝗺𝘂𝗵𝗮 𝗻𝗴𝗮𝘆𝗼𝗻.

𝐏𝐞𝐫𝐨 𝐬𝐚𝐧𝐚, 𝐡𝐮𝐰𝐚𝐠 𝐦𝐨𝐧𝐠 𝐡𝐢𝐧𝐭𝐚𝐲𝐢𝐧 𝐚𝐧𝐠 𝐚𝐫𝐚𝐰 𝐧𝐚 𝐚𝐧𝐠 𝐭𝐚𝐧𝐨𝐧𝐠 𝐦𝐨 𝐧𝐚 𝐚𝐲:

“𝑷𝒘𝒆𝒅𝒆 𝒑𝒂 𝒃𝒂 𝒂𝒌𝒐𝒏𝒈 𝒎𝒂-𝒂𝒑𝒑𝒓𝒐𝒗𝒆?”

𝕊𝕒 𝕗𝕚𝕟𝕒𝕟𝕔𝕚𝕒𝕝 𝕡𝕝𝕒𝕟𝕟𝕚𝕟𝕘, 𝕞𝕒𝕪 𝕞𝕘𝕒 𝕓𝕒𝕘𝕒𝕪 𝕟𝕒 𝕞𝕒𝕤 𝕞𝕒𝕘𝕒𝕟𝕕𝕒𝕟𝕘 𝕤𝕚𝕞𝕦𝕝𝕒𝕟 𝕙𝕒𝕓𝕒𝕟𝕘 𝕞𝕒𝕪 𝕔𝕙𝕠𝕚𝕔𝕖 𝕡𝕒 𝕥𝕒𝕪𝕠, 𝕙𝕚𝕟𝕕𝕚 𝕜𝕒𝕡𝕒𝕘 𝕜𝕒𝕚𝕝𝕒𝕟𝕘𝕒𝕟 𝕟𝕒 𝕟𝕒𝕥𝕚𝕟.

𝘼𝙣𝙜 “𝙣𝙚𝙭𝙩 𝙮𝙚𝙖𝙧” 𝙖𝙮 𝙝𝙞𝙣𝙙𝙞 𝙜𝙪𝙖𝙧𝙖𝙣𝙩𝙚𝙚𝙙. 𝙋𝙚𝙧𝙤 𝙖𝙣𝙜 𝙙𝙚𝙘𝙞𝙨𝙞𝙤𝙣 𝙣𝙖 𝙜𝙞𝙣𝙖𝙜𝙖𝙬𝙖 𝙢𝙤 𝙩𝙤𝙙𝙖𝙮 𝙘𝙖𝙣 𝙝𝙚𝙡𝙥 𝙥𝙧𝙤𝙩𝙚𝙘𝙩 𝙩𝙝𝙚 𝙮𝙚𝙖𝙧𝙨 𝙖𝙝𝙚𝙖𝙙. 🤍

11/08/2026

I can offer FREE Financial Planning Concept to help you to organize your money management. Mas narealize mo ang importance of saving, growing and protecting their money sa mga ituturo ko.

Dahil libre ito, Madaming nag-papabook sakin and Mabilis lang maubos ang aking slots. 🥰💛

Book now! Link on my bio ✅

Your Hands-on, Tech-Savy Financial Advisor,
Krizzia Angelica Malicdem

11/08/2026

11/08/2026

11/08/2026

𝐖𝐇𝐄𝐍 𝐌𝐘 𝐂𝐎𝐔𝐒𝐈𝐍 𝐂𝐋𝐈𝐄𝐍𝐓 𝐏𝐀𝐒𝐒𝐄𝐃 𝐀𝐖𝐀𝐘, 𝒉𝒊𝒔:

📍DOCTORS - Insisted on professional fees.

📍HOSPITAL - Required payment before his release.

📍FUNERAL PARLOR - Asked for funds to ensure his dignity on his final day.

📍HIS FRIENDS - Sent flowers.

📍SOME RELATIVES - Offered hugs.

But as his FINANCIAL ADVISOR, I did more than helping him protect his wealth. I provided his family with substantial support—MILLIONS—to carry them through these dark days. To be exact, I was able to deliver the 2.5M death benefit to his family.

Remember, your financial advisor is more than just a number cruncher. We're here to support you through life's toughest moments. 💼💕

At your service,
-Krizzia Angelica Malicdem
A Lifetime Financial Advisor

11/08/2026

Bakit hindi lahat nagiging successful?
✅Kasi mas madali ang bumitaw.
✅Kasi mas madali ang tumigil. ✅Kasi mas madali ang magreklamo.
✅Kasi mas madali gumawa ng excuse.