17/11/2020
Excited ka na ba makuha yung 13th month pay mo?
Hmm, think about that feeling when you received your 13th month pay and Christmas bonus last year. ๐๐ฏ๐จ ๐ด๐ข๐บ๐ข ๐ฏ๐ฐ?
But now, think about it. San ba napunta ang bonus mo noon? Can you still recall kung saan mo ito ginamit last year? Some may say yes, pero yung iba di na maalala kung saan napunta yung mga bonuses nila.
Bakit nga ba ang bilis lang natin ubusin ng 13th month pay at ating bonus?
Usually, when we are to receive bonuses, our brain tells us that this money is a gift that we are about to receive and about to enjoy. And ๐๐ฒ ๐ฎ๐น๐๐ผ ๐๐ต๐ถ๐ป๐ธ ๐๐ต๐ฎ๐ ๐๐ต๐ถ๐ ๐บ๐ผ๐ป๐ฒ๐ ๐ถ๐ ๐ป๐ผ๐ ๐ฝ๐ฎ๐ฟ๐ ๐ผ๐ณ ๐ผ๐๐ฟ ๐ต๐ฎ๐ฟ๐ฑ-๐ฒ๐ฎ๐ฟ๐ป๐ฒ๐ฑ ๐ถ๐ป๐ฐ๐ผ๐บ๐ฒ.
Kaya ang nangyayari, since this is not hard earned and this is "๐๐ฅ๐๐ ๐บ๐ผ๐ป๐ฒ๐", ang bilis natin magdecide na bumili ng mga less important things and things that are not in our budget. Oo, okay lang to spoil yourself pero think twice or thrice. ๐
Hindi naman lahat ganyan, but sadly most of us tend to spend our bonus by purchasing new gadgets and lots of other less important things.
Ngayon, to avoid this - anong pwede mong gawin?
As early as now, isipin mo na on how you can spend your bonuses wisely. ๐ฌ๐ผ๐ ๐ฐ๐ฎ๐ป ๐๐ฝ๐น๐ถ๐ ๐ถ๐ ๐ฑ๐ฌ/๐ฑ๐ฌ ๐๐ผ ๐๐ผ๐๐ฟ ๐ช๐๐ก๐ง๐ฆ ๐ฎ๐ป๐ฑ ๐ก๐๐๐๐ฆ.
WANTS:
โ๏ธ Buy a new pair of shoes/New set of clothes
โ๏ธ Could be a new phone
โ๏ธ New appliances
NEEDS:
โ
Add to your Emergency Fund
โ
Top up your Mutual Fund Investment
โ
Or it can be used to buy your first INSURANCE AND HEALTH POLICY! ๐คฉ
Oh diba? Mas okay? Wag ka na mag-dalawang isip.
Send me a message now! Help kita.
๐ฉ๐ปโ๐ผ Kryselle Jon, Licensed Financial Advisor
๐ [email protected]
