01/11/2025
The usual Pinoy thought: “Wow, mayaman. Wow, daming pera.”
Pero the real story behind it? Halos 2 years ko pinaghandaan yan.
Whenever I plan for a big purchase, I make sure na pinag-iipunan at pinagpaplanuhan ko talaga. For example, I have an iPhone 14 Pro Max, and I already knew someday I’ll need a faster device for work and daily life.
So if the next gadget costs around ₱80,000, I’ll divide it by 24 months, that’s around ₱3,400 monthly. Consistent saving lang, and when the time comes, I’ll buy it using my credit card
(para may points pa)with full confidence kasi ready na ang pambayad ko every month.
It’s not about being rich, it’s about being prepared. ✨