Ivy Bermejo

Ivy Bermejo 👩🏻‍💼 CPA | money & motherhood
🎥 making money topics simple & relatable
💌 [email protected] Hello! My name is Ivy. Financial Wealth Manager of FWD.

Certified Public Accountant. I offer solutions for:

Income Protection | Retirement Planning
Critical Illness Planning | Education Funding
Medium to long term savings | Estate Planning
Business Insurance | Key Person Insurance

I also speak on corporate events. Send me a message to inquire. 🧡

how august went by 🍃
01/09/2026

how august went by 🍃

31/08/2026

Paying off debt may feel like the fastest way to get your finances in order. Ivy Bermejo says there is a step that should come first: Build an emergency fund.

Full story on bnc.bilyonaryo.com

Sat down for   to talk about building emergency funds, managing credit card debt, choosing the right insurance, and inve...
28/08/2026

Sat down for to talk about building emergency funds, managing credit card debt, choosing the right insurance, and investing wisely.

PLUS the real financial impact of motherhood, side hustles and taxes.

Full interview is now up on Bilyonaryo News Channel. Link here 👉 https://www.youtube.com/live/XpoqauCHztU?si=ti6LKkdgMdJ8-o8o

28/08/2026

Thank you Bilyonaryo News Channel!

the other day nagpalinis ako ng bahay, instead of giving tip, i usually give food. so inopen ko grabfood to order jollib...
27/08/2026

the other day nagpalinis ako ng bahay, instead of giving tip, i usually give food. so inopen ko grabfood to order jollibee sana but laking gulat ko P150 na ang spaghetti with burger and drink?! 😳 nope, cash nalang binigay ko mas matuwa pa sila ate. what happened to jollibee

₱90 CAN CHANGE A CUSTOMER’S MIND. 🍳🍚

A breakfast comparison is getting people talking:

🇵🇭 Jollibee: ₱231
2 longganisa, rice + drink

🇺🇸 McDonald’s: ₱141
2 longganisa, rice + egg + hash brown + drink

That’s a ₱90 difference for what appears to be a comparable breakfast, with McDonald’s offering additional items.

And this isn’t really about breakfast.

It’s about what happens when inflation starts changing consumer behavior.

For years, Filipinos have been willing to pay a premium for brands they love. But when the difference becomes ₱90, consumers start doing the math.

For someone buying breakfast regularly, that’s not pocket change. And if similar price gaps appear across burgers, chicken, coffee and other everyday purchases, the question becomes much bigger:

How much is brand loyalty worth when your wallet is under pressure?

For Jollibee Foods Corporation, this is where things get interesting.

JFC isn’t in trouble based on this one comparison. In fact, the company had a record 2025, with ₱455.1 billion in systemwide sales, ₱305.1 billion in revenue and ₱10.9 billion in net income attributable to shareholders.

And in Q1 2026, Philippine systemwide sales still grew 8%, while Jollibee itself grew 7.6%.

So the business is clearly still growing.

But that’s exactly why this is worth watching.

The long-term question for investors isn’t whether Jollibee can raise prices.

It’s whether it can raise prices without making customers change their habits.

If customers continue accepting the premium, higher prices can help protect revenue and margins.

If customers increasingly decide that another ₱90 buys more food elsewhere, JFC could eventually face pressure on traffic, same-store sales and pricing power.

And pricing power is one of the most valuable things a consumer company can have.

A ₱90 breakfast difference might look insignificant on a menu.

But multiplied across millions of transactions, consumer behavior becomes a financial statement.

That’s the part investors should be watching.

Would you pay ₱90 more for Jollibee because you prefer it, or would you take the better deal? 👇

As a CPA, Financial Planner, and now a first-time mom, this is the roadmap I’d follow to build wealth. Not overnight, bu...
25/08/2026

As a CPA, Financial Planner, and now a first-time mom, this is the roadmap I’d follow to build wealth.

Not overnight, but sustainably.

Save this for your future self and send it to someone who also wants to get rich someday. 👀

23/08/2026
20/08/2026

How much should you budget for a 4D3N Hong Kong trip? 🇭🇰

Based on my past two trips, here’s a rough breakdown to help you plan your own Hong Kong adventure!

Plus, a traveler tip: maximize your connectivity with a data pack you can use while you’re abroad AND even when you’re back in the Philippines. Sulit discovery!

Planning your own trip? Save this post for your future Hong Kong itinerary! Globe Telecom

19/08/2026

More money without better money habits usually just means more expensive problems.

Address

Makati

Alerts

Be the first to know and let us send you an email when Ivy Bermejo posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Ivy Bermejo:

Shortcuts

Share