17/11/2023
It's really a Friyay! โค๏ธ
Finally, my client's Sun Life Insurance application was approved. ๐ And I'm very grateful that she is very cooperative to comply all the requirements kahit sobrang busy niya. And I honor her that she considergetting covered for her family. ๐
I have encountered young people who at their 20's or 30's are very interested to get covered. They are enthusiastic, smart and knowledgeable about financial planning. Possible, it has been taught in school or by their parents or learned from colleagues or thru social media. Unfortunately, I've encountered some young Insurance applicant na nahirapan sa process due to medical conditions. And because of that, some of them were approved but rated (meaning with additional premium due to medical history), some of them were postponed due to current illness, some were declined due to severe medical condition and some of them give up on pursuing their insurance application (dahil ayaw or walang time magpamedical). As an Insurance Advisor, ilalaban ko ang application as long as cooperative ang client.๐ ๐ I really want to help, because this is not for me but for my client and his or her loved ones. โ๏ธ
Just a realization that sa panahon ngayon, It doesn't guarantee that when you are young, you can be easily approved when you apply an Insurance. It should be, "while you are YOUNG AND HEALTHY" ๐ The advantage of being YOUNG mababa lang ang premium and being HEALTHY, of course! ๐
So if you are at your 20's and healthy, take advantage of getting covered early, bago pa magkasakit.๐