28/12/2025
Nakuha ko na result ng application ng client ko na nagpa-medical. From Php 126k nag jump to Php 346k annual premium because of multiple pre-existing conditions.
Good thing approved parin naman though ang taas ng increase noh? but for a Php 20 Million coverage for legacy planning not bad parin. You're buying an instant Php 20M coverage for just Php 346k annually.
PSA.
In the world of insurance, you don't buy it with money, you buy it with your good health. Money is just the mode of payment, but your health is the qualification.
If you want to know how much is your premium rating if you have health declarations now, just message me or your trusted insurance advisor. 😊
Celina Bautista Cortez, Life Insurance Planner