24/01/2025
"Life Insurance Is Just an Additional Expense!!!"
If youβre like many Filipinos, living paycheck to paycheck
The idea of an insurance policy might rank somewhere between
βdo I really need it?β
and
βmaybe someday.β
I get it ...
Our main focus is to survive the present:
β Putting meals on the table
β Paying your monthly rent
β Budgeting for your kids' school needs
β Saving for medications, if necessary
And that's understandable.
In fact, I grew up in a family with zero knowledge about finances.
I'm not saying my parents didn't do everything they could to provide.
What Iβm saying is....
They didnβt have the knowledge to handle finances well.
So ...
We grew up with the same mentalityβliving paycheck to paycheck.
As many of you know ...
I started a business a year ago and now do freelancing.
That means I have to handle my own taxes, government dues, and get health and life insurance for my family.
One common misconception about freelancing is that itβs unstable and you donβt get employment benefits.
Wrong...
The truth is, you can choose whatβs best for your needs.
I remember when I was starting out
One of my first goals was to get insurance for myselfβso I did.
Then, I got insurance for my entire family tooβliterally everyone.
Life is short, and it should be lived without fear and worries.
As you get older ...
You realize that your responsibilities never end
Especially if youβre the breadwinner - like me.
The best thing you can do is to protect your savings.
So ...
If youβre starting your freelance career now ...
I encourage you to get yourself a policy before anything else.
I used to avoid friends who offered life insurance
But now Iβm an advocate for it.
So, yes!!!
Life Insurance Is Just an Additional Expense!!!
..if you only see the cost.
But in reality, itβs one of the most important investments you can makeβfor your peace of mind and your familyβs future.
"The best time to plant a tree was 20 years ago. The second best time is now."
"Donβt wait. The time will never be just right."
PS: Tag your favorite financial advisor or agent so others can find them and get the info they need in the comments!
Ingat!
Ctto