IMG Elizabeth Caldoza

16/09/2026

Ano ba ang Kaiser long term HMO benefits?

Watch it here: https://www.tiktok.com//live?_d=secCgYIASAHKAESPgo8VdSH%2FL1Y1o8BJNKBXSItRj7Tr1B7qKXWR%2FRfhJolo19zunm3eLe2ZSwRXoALA0He%2BfAiAwJzh0qxvd3NGgA%3D&_r=1&_svg=1&checksum=2d69755a119a28c35788eebb451e4f1ef2eec7eece55663e1f52673c6e2dd505&enter_from_merge=share&enter_method=share&sec_user_id=MS4wLjABAAAA360xE40yuGIrDEUQD6uWty3eByPE6iSZVA_cav6ZbGWioInexkKh5eqKXxcPQGAK&share_app_id=1180&share_enter_from=push&share_from_user_id=6893843436929156097&share_link_id=7457c613-4b50-4c77-b271-822b4beb9ff8&share_region=PH&social_share_type=10&source=h5_t×tamp=1789566052&ug_btm=b4180&ugbiz_name=LIVE&user_id=6893843436929156097&utm_campaign=client_share&utm_medium=android&utm_source=copy

11/09/2026

💰 Hindi agad investment ang unang step sa IMG.

Maraming tao ang akala, kapag financial security ang usapan, investment agad. Pero hindi naman gano’n.

Sa IMG, matututunan mo na one step at a time ang pagbuo ng financial security.
From increasing cash flow, managing debt, creating an emergency fund, getting proper protection, building long-term savings and investments, hanggang sa estate preservation. 📈

At minsan, financial education pa lang, malaking bagay na.
Dahil kapag alam mo kung saan dapat ilagay ang pera mo, mas maiiwasan mong mapunta ito sa bagay na hindi naman nakakatulong sa future mo.

Hindi kailangan sabay-sabay.
Ang importante, nagsisimula ka at may tamang direction.

✨ Learn. Apply. Build. Protect. Grow.
One step at a time, toward financial security.

Kung gusto mong matutunan kung saan ka dapat magsimula, message me. Let’s talk about your financial goals. 💚

09/09/2026

Hindi lang pera ang dapat pinapalaki—pati kaalaman tungkol sa pera! 💰📚**

Attend our **FINANCIAL LITERACY** session and learn how to:
✅ Mag-ipon nang tama
✅ Mag-manage ng expenses at debt
✅ Maghanda para sa emergencies
✅ Mag-invest at mag-build ng financial future
✅ Protektahan ang sarili at pamilya

🎁 **PLUS: CLAIM YOUR FREE ₱20,000 PERSONAL ACCIDENT INSURANCE!**

Dahil ang financial security ay hindi lang tungkol sa pagkakaroon ng pera—**ito ay tungkol sa tamang kaalaman, tamang plano, at tamang proteksyon.**

Message me: Beth Caldoza

03/09/2026

31/08/2026

🔥💰 𝐄𝐌𝐏𝐎𝐖𝐄𝐑 𝐏𝐄𝐎𝐏𝐋𝐄. 𝐂𝐇𝐀𝐍𝐆𝐄 𝐋𝐈𝐕𝐄𝐒. 🔥

My journey with IMG has had its highs and lows—but NEVER enough to stop the mission. 💪

Because when we teach people to:

💰 𝐒𝐀𝐕𝐄
🛡️ 𝐏𝐑𝐎𝐓𝐄𝐂𝐓
📈 𝐈𝐍𝐕𝐄𝐒𝐓 𝐖𝐈𝐒𝐄𝐋𝐘

—we don’t just change ONE LIFE.

👉 We can change an entire FAMILY.
👉 We can influence GENERATIONS.
👉 We can create a BETTER FINANCIAL FUTURE.

For me, this is MORE THAN BUSINESS.

❤️ 𝐈𝐓’𝐒 𝐀 𝐌𝐈𝐒𝐒𝐈𝐎𝐍.
🔥 𝐈𝐓’𝐒 𝐀 𝐏𝐔𝐑𝐏𝐎𝐒𝐄.

💰 𝐄𝐃𝐔𝐂𝐀𝐓𝐄.
💪 𝐄𝐌𝐏𝐎𝐖𝐄𝐑.
📈 𝐈𝐍𝐕𝐄𝐒𝐓.
🌱 𝐁𝐔𝐈𝐋𝐃 𝐀 𝐁𝐄𝐓𝐓𝐄𝐑 𝐅𝐔𝐓𝐔𝐑𝐄.

🚀 ONE FAMILY. ONE LIFE. ONE GENERATION AT A TIME.

07/08/2026

Araw-araw, may risk: sa health, sa income, sa future ng pamilya natin.

Insurance is simple: it’s a transfer of risk.

Instead na ikaw ang maglabas ng malaking pera kapag may nangyari, you prepare today, para may sasalo for you.

Protect now, message me if you want to start

10/07/2026

Kapag 60+ ka na at nagkasakit, malaking tulong na may Philhealth and Senior discount ka.

Mas laking tulong pa kung mayroon pang HMO.

Pero may HMO ba na covered pa din ang senior citizen?

Yes kung may Kaiser Long Term Care (LTC) ka before ka pag mag 60 (kasi 10-60 yrs old lang pwede kumuha)

Bakit mo kailangan ng long term healthcare?

✅Madalas ang mga sakit lumalabas yan pag tumanda na

✅Yung HMO mo sa company, hindi mo yan madadala pag nag retire ka na

✅Wala ng masyadong healthcare or insurance na tumatanggap sa mga seniors. Kung mayroon man, ang mahal at ang daming exclusions.

✅Yung Kaiser LTC mo, kung hindi mo yan nagagamit kasi healthy ka, lumalago yan at may maturity. Plus covered ka pa ng life insurance. Talagang ipon na walang tapon!

Grateful for financial education that we were able to get this program before our parents became seniors. Seven years lang nag save at fully paid na sila. Mayroon din kami.

Ikaw, may Kaiser Long Term HealthCare ka na ba?

08/07/2026

Inaalok kita ng Kaiser noon,
sabi mo,
"I'm not interested."

Ngayon may sakit ka na sabi mo paano mag start sa Kaiser?

sagot ko sayu,

Get Kaiser while you're healthy 😢

Isip-isip po pag may time, hindi tayo bato para hindi magkasakit.
Mag Kaiser ka ngayon hangat healthy ka pa at kaya mo pang bayaran.

Reminder from Kaiser pay yourself first. 😊

KAISER HEALTHCARE LONGTERM CARE.💟

30/05/2026

Piliin mo yung taong aayain kang mag-ipon at mag-invest sa stocks at mutual funds. Sila yung tunay na kaibigan. Kesa naman yung mga kaibigan mong mabilis lang sa kainan at inuman, 😂

28/05/2026

You get one life. Live it in a way it inspires someone.💛