16/07/2026
A few days ago, I had the privilege of meeting two OFWs while they were home in the Philippines for their vacation - one from Dubai and another from Doha, Qatar. They were referred to me by another long-time client.
For more than a decade, they've worked far from their families, making sacrifices so their loved ones could have a better life.
Like many OFWs I've met, they've built careers abroad. But now, they're also thinking about the future.
We talked about two important financial goals that many people often overlook:
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Preparing for long-term healthcare
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Preparing for retirement
Ideally, we prepare for both. But since our resources are never unlimited, we also need to prioritize.
After exploring different options, they decided to secure their long-term healthcare first. Retirement can still be built over time, but a major illness can happen unexpectedly and may wipe out years of hard-earned savings.
Today, July 16, I submitted both of their applications and now undergoing review. I pray everything goes smoothly and will be approved before they fly back.
This experience reminded me that financial planning is not just about growing wealth. It's also about protecting the life you've worked so hard to build.
If you're an OFW, or you have a loved one working abroad, don't wait until retirement to think about your health. The best time to prepare is while you're still healthy and earning.
After all, the goal isn't just to come home someday...
It's to come home with peace of mind, good health, and financial security.
