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Monday 6am - 10pm Tuesday 6am - 10pm Wednesday 6am - 10pm Thursday 6am - 10:15pm Friday 6am - 10pm Saturday 6am - 10pm Sunday 6am - 10pm

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I am a teacher, licensed Financial Advisor & Unit Manager. My posts only reflect my personal views and opinions.

Learn more tipid tips para ‘di laging petsa de peligro. Budgeting, ipon, at life hacks para sa mas maayos na pera flow! 𝗜 𝗮𝗺 𝗮 𝗟𝗶𝗰𝗲𝗻𝘀𝗲𝗱 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗔𝗱𝘃𝗶𝘀𝗼𝗿
𝗪𝗮𝗻𝘁 𝘁𝗼 𝗸𝗻𝗼𝘄 𝗼𝗻 𝗵𝗼𝘄 𝘁𝗼 𝗮𝗽𝗽𝗹𝘆 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗹𝗮𝗻 𝗼𝗻𝗹𝗶𝗻𝗲? 𝗦𝗲𝗻𝗱 𝘂𝘀 𝗮 𝗺𝗲𝘀𝘀𝗮𝗴𝗲. 𝗪𝗲 𝗮𝗿𝗲 𝗴𝗹𝗮𝗱 𝘁𝗼 𝗮𝘀𝘀𝗶𝘀𝘁 𝘆𝗼𝘂 𝘁𝗼𝘄𝗮𝗿𝗱𝘀 𝗮𝗰𝗵𝗶𝗲𝘃𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗴𝗼𝗮𝗹𝘀 𝗼𝗿 𝗽𝗺 𝗺𝗲 𝗳𝗼𝗿 𝗙𝗥𝗘𝗘 𝗤𝗨𝗢𝗧𝗘 𝗼𝗻 𝗺𝘆 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗳𝗯 𝗮𝗰𝗰𝗼𝘂𝗻𝘁

☀https://www.facebook.com/Celestite.Garnet/
☀CELESTE C ESCARDA | BRIGHTER PLANNER
☀09085325882
☀[email protected]

27/05/2026

📚💛 PASUKAN NA NAMAN… HANDA NA BA ANG BUDGET MO? 💛📚

Sa panahon ngayon, hindi sapat na “makaraos lang.”

Mas importante na may plano para hindi ma-stress si Nanay sa gastusin 🙌✨

✔️ Mag-budget bago gumastos
✔️ Mag-ipon kahit paunti-unti
✔️ Unahin ang NEEDS bago WANTS
✔️ Maghanda para sa future ng mga anak 💰

Remember moms:

“Ang tunay na handa ay may plano, may ipon, at may peace of mind.” 🥰

Hindi man perfect ang buhay, pero kapag marunong tayong magplano… mas nagiging magaan ang bukas 💛

💎 Celestite Garnet supports smart moms who dream bigger for their family. 💎

Kung gusto mong maging financially ready habang papalapit ang pasukan, this is your sign to start TODAY ✨

👇 COMMENT “READY” kung handa kang i-level up ang future ng pamilya mo!

❤️ SHARE mo rin ito sa kapwa Nanay para sabay-sabay tayong umasenso!

23/05/2026

✨ Akala ko dati, okay na ang basta may trabaho at sweldo…

pero habang tumatagal, narealize ko na hindi sapat ang income lang — kailangan din ng tamang financial planning.💛

That’s why I’m inviting YOU to our FREE Financial Planning Session via Zoom this Wednesday at 7PM! 💻✨

Hindi ito bentahan.

Hindi ka pipilitin.

This is a safe space to learn:

✔️ paano mag-ipon smarter
✔️ paano maprotektahan ang family
✔️ bakit important ang insurance
✔️ at paano maging financially ready sa unexpected moments ng life

💭 Because the truth is…

Hindi natin maiiwasan ang problema, pero pwede tayong maging handa. 💪

Whether you’re a teacher, employee, parent, OFW, or business owner — this session is for YOU. 🙌

📩 Message me to reserve your slot

🗓 Wednesday

⏰ 7:00 PM via Zoom

✨ NO COMMITMENT.

✨ JUST REAL CONVERSATIONS.

✨ REALIZATIONS THAT CAN CHANGE YOUR FUTURE.

Invite your friends & family too! 💛

Let’s learn together and build a more secure tomorrow. ☀️

16/04/2026

Hindi mo kailangan maging mayaman para magka-insurance…

kailangan mo lang may MAHAL na gusto mong protektahan.” 💛
, hindi natin pinaghahandaan ang problema—

By nangyari sa atin.
Kaya tanong ko sa’yo…

👉 Kung may mangyari ngayon, READY ba ang family mo?
If hindi pa, okay lang.
Ñ
Ang importante, you start TODAY.
Let’s turn your “bahala na” into “handa na.” ✨

Message mo lang ako, tutulungan kita step by step—walang pressure, pure guidance lang 🤝
📩 Celeste Cape Escarda
📱 09085325882

26/09/2025

💡 Not everyone will value your effort, and that’s okay.
🌸 Choose wisely where to give your time, talent, and energy—share it with those who are grateful and willing to grow.

Remember, you cannot help everyone, especially if they don’t want to help themselves.

Keep shining and keep giving your best to the right people! ✨

24/09/2025

🤲 𝗡𝗮𝗿𝗮𝗻𝗮𝘀𝗮𝗻 𝗺𝗼 𝗻𝗮 𝗯𝗮 𝘆𝘂𝗻𝗴 𝗽𝘂𝗿𝗼 𝗶𝗸𝗮𝘄?
Ikaw ang tutulong. Ikaw ang magbibigay. Ikaw ang mag-aabono. Ikaw ang gagawa ng paraan sa problemang pinansyal na hindi naman sayo. Sa umpisa, grateful ka pa—“𝗟𝗼𝗿𝗱, 𝘀𝗮𝗹𝗮𝗺𝗮𝘁 𝗱𝗮𝗵𝗶𝗹 𝗮𝗸𝗼 𝘆𝘂𝗻𝗴 𝗺𝗮𝘆 𝗺𝗲𝗮𝗻𝘀 𝗽𝗮𝗿𝗮 𝗺𝗮𝗸𝗮𝘁𝘂𝗹𝗼𝗻𝗴.” Pero habang tumatagal, ramdam mo na parang palaging ikaw na lang. Pero habang tumatagal, ramdam mo na parang palaging ikaw na lang.

💔𝗔𝗻𝗴 𝗯𝗶𝗴𝗮𝘁 𝗺𝗶𝗻𝘀𝗮𝗻, lalo na kapag iniisip ng iba na madali lang kumita ng pera. Sinasabi pa na “swerte ka kasi malaki sahod mo.” Pero alam mo sa sarili mo—hindi lang swerte. Pinaghirapan mo ‘yan. Ang nakikita lang nila ay yung tuktok—yung success, yung ginhawa. Hindi nila nakikita yung puyat, stress, at mga sakripisyo bago mo narating ‘yan.

🌟 𝗞𝗮𝘆𝗮 𝗸𝘂𝗻𝗴 𝗯𝗿𝗲𝗮𝗱𝘄𝗶𝗻𝗻𝗲𝗿 𝗸𝗮 𝗻𝗴𝗮𝘆𝗼𝗻, 𝘀𝗮𝗹𝘂𝗱𝗼 𝗮𝗸𝗼 𝘀𝗮’𝘆𝗼.. Hindi madali ang laging ikaw, pero napakatatag mo. Tandaan, hindi ka nag-iisa—may Diyos na laging umaalalay. Magpahinga ka kung kailangan, pero huwag na huwag kang susuko. Dahil bawat pagod mo, may kabuluhan. At bawat sakripisyo mo, may bunga. 🙌

24/09/2025

🚀 Once ma-realize mo na 𝘄𝗮𝗹𝗮𝗻𝗴 𝗲𝗳𝗳𝗲𝗰𝘁 𝗮𝗻𝗴 𝗻𝗲𝗴𝗮𝘁𝗶𝘃𝗲 𝗼𝗽𝗶𝗻𝗶𝗼𝗻 𝗻𝗴 𝗶𝗯𝗮𝗻𝗴 𝘁𝗮𝗼 𝘀𝗮 𝗽𝗮𝘀𝘀𝗶𝗼𝗻 𝗺𝗼—dun ka magiging unstoppable. Kasi totoo, kahit anong gawin natin, may masasabi at masasabi pa rin sila. Pero kung puro ingay lang naman at walang ambag sa growth mo, 𝗯𝗮𝗸𝗶𝘁 𝗺𝗼 𝗵𝗮𝗵𝗮𝘆𝗮𝗮𝗻𝗴 𝗺𝗮𝗴𝗽𝗮𝗯𝗶𝗴𝗮𝘁?

💡 Kapag natutunan mong i-tune out yung mga “𝗻𝗼𝗶𝘀𝗲” na ‘yan at i-focus ang energy mo sa sarili mong 𝗴𝗼𝗮𝗹𝘀, makikita mo ang laki ng difference. In just 6 months, or 1 year, mapapansin mo na sobrang laki ng growth at success na naabot mo—personally and professionally. Hindi dahil sa sinabi nila, kundi dahil pinili mong magtiwala sa sarili mo, sa process, at 𝘀𝗮 𝗽𝗹𝗮𝗻𝗼 𝗻𝗶 𝗟𝗼𝗿𝗱 𝗽𝗮𝗿𝗮 𝘀𝗮’𝘆𝗼. 🙌✨

🌱 Kaya kung 𝗺𝗮𝘆 𝗽𝗮𝘀𝘀𝗶𝗼𝗻 𝗸𝗮 𝗻𝗴𝗮𝘆𝗼𝗻, 𝗴𝗼 𝗮𝗹𝗹 𝗶𝗻. Wag mong sayangin ang oras sa pag-overthink sa opinions ng iba. Mas valuable ang oras mo sa paggawa, pag-grow, at pag-build ng future na gusto mo. The moment you stop caring about the wrong voices, that’s the moment you start winning. 🔑🔥

23/09/2025

🎉 Just completed level 3 and am so excited to continue growing as a creator on Facebook!

23/09/2025

💼 Sa dami ng roles natin—sa trabaho, pamilya, at personal goals—hindi maiiwasan na minsan ma-overwhelm tayo. Pero tandaan, every responsibility we carry is also a reminder of how much we are trusted and how much we’ve grown. ✨

🌱 Kaya kahit gaano ka-busy, let’s give ourselves credit. We’re not just professionals—we’re dreamers, doers, and providers. At the end of the day, bawat effort natin, maliit man o malaki, may impact sa mga taong umaasa sa atin. Keep going, stay faithful, and trust that God is working through you. 🙌

20/09/2025

Ayaw mo problemahin pang-matrikula ng mga anak mo

in the future?

Gusto mo may titirhan ka na masasabi mong sa iyo at

‘di ka nakikituloy lang?

Ayaw mo na malubog ka sa utang kapag nagkasakit ka?

Ayaw mo na pagpasa pasahan ka ng anak mo kapag

matanda ka na?

Simple lang naman solusyon— simulan mo mag-ipon at

mag-invest.

Huwag ka maghanap ng bunga sa susunod na taon,

kung wala ka tinatanim ngayon

Huwag maghintay ng milagro sa kinabukasan kung wala kang ginagawa sa kasalukuyan.
Ang tanong: Anong tinatanim mo ngayon para sa ani mo bukas?

👉 Simulan mo na ang iyong financial journey.
Para sa sarili. Para sa pamilya. Para sa kinabukasan

04/09/2025

𝗧𝗵𝗶𝘀 𝘃𝗲𝗿𝘀𝗲 𝗶𝗺𝗽𝗹𝗶𝗲𝘀 𝘁𝗵𝗮𝘁 𝗰𝗵𝗮𝘀𝗶𝗻𝗴 𝗮𝗳𝘁𝗲𝗿 𝗺𝗼𝗻𝗲𝘆 𝗰𝗮𝗻 𝗹𝗲𝗮𝘃𝗲 𝘂𝘀 𝗳𝗲𝗲𝗹𝗶𝗻𝗴 𝗲𝗺𝗽𝘁𝘆. 𝗧𝗵𝗲 𝗺𝗼𝗿𝗲 𝘄𝗲 𝗰𝗵𝗮𝘀𝗲 𝗮𝗳𝘁𝗲𝗿 𝗺𝗼𝗻𝗲𝘆, 𝘁𝗵𝗲 𝗵𝗶𝗴𝗵𝗲𝗿 𝗼𝘂𝗿 𝘀𝘁𝗮𝗻𝗱𝗮𝗿𝗱𝘀 𝘄𝗶𝗹𝗹 𝗯𝗲𝗰𝗼𝗺𝗲, 𝗮𝗻𝗱 𝗶𝘁 𝘄𝗶𝗹𝗹 𝗯𝗲 𝗮𝗻 𝘂𝗻𝗲𝗻𝗱𝗶𝗻𝗴 𝗽𝘂𝗿𝘀𝘂𝗶𝘁. 𝗜𝗻 𝘁𝗵𝗲 𝗲𝗻𝗱, 𝗶𝘁 𝘄𝗶𝗹𝗹 𝗹𝗲𝗮𝘃𝗲 𝘂𝘀 𝘂𝗻𝗳𝘂𝗹𝗳𝗶𝗹𝗹𝗲𝗱. 𝗠𝗼𝗻𝗲𝘆 𝗶𝘁𝘀𝗲𝗹𝗳 𝗶𝘀𝗻'𝘁 𝗯𝗮𝗱, 𝗯𝘂𝘁 𝗹𝗼𝘃𝗶𝗻𝗴 𝗮𝗻𝗱 𝗼𝗯𝘀𝗲𝘀𝘀𝗶𝘃𝗲𝗹𝘆 𝗽𝘂𝗿𝘀𝘂𝗶𝗻𝗴 𝗺𝗼𝗻𝗲𝘆 𝗰𝗮𝗻 𝗯𝗲. 𝗜𝘁 𝘀𝗵𝗼𝘂𝗹𝗱 𝗯𝗲 𝘂𝘀𝗲𝗱 𝗮𝘀 𝗮 𝘁𝗼𝗼𝗹 𝗳𝗼𝗿 𝗚𝗼𝗱'𝘀 𝗽𝘂𝗿𝗽𝗼𝘀𝗲𝘀 𝗮𝗻𝗱 𝗻𝗼𝘁 𝗼𝘂𝗿 𝘀𝗼𝗹𝗲 𝗽𝘂𝗿𝘀𝘂𝗶𝘁 𝗶𝗻 𝗹𝗶𝗳𝗲.

𝗛𝗼𝘄 𝗰𝗮𝗻 𝘆𝗼𝘂 𝗮𝗽𝗽𝗹𝘆 𝗶𝘁 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗹𝗶𝗳𝗲?

Evaluate your attitude toward money. Reflect on your motivations for pursuing wealth and material possessions. Consider whether your desire for financial success aligns with biblical principles of stewardship and contentment.

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Mauban
4330

Opening Hours

Monday	6am - 10pm
Tuesday	6am - 10pm
Wednesday	6am - 10pm
Thursday	6am - 10:15pm
Friday	6am - 10pm
Saturday	6am - 10pm
Sunday	6am - 10pm

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27/05/2026

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16/04/2026

26/09/2025

24/09/2025

24/09/2025

23/09/2025

23/09/2025

20/09/2025

04/09/2025

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