Prudent Pinoy - Money Talk

07/08/2024

Hi Looking for a partime opportunity with full time benefits?

Send me a DM for more info 😀

23/07/2024

Did you know that Life Insurance Policy can be your source of generational wealth.

Your Family will get Millions even if you are not a millionaire yet.

and for younger people its economical and coverage is much higher.

Let me give you a prime example

Client is 23 years old and he gets this for just a Premium of 2,109.67 or just 528 pesos per week.

Complete na with all the basic coverage and bonus daily hospitalization pa whenever you get confined sa hospital. Good News its 365 days coverage so buo taon cover ka.

And since ang policy na to meron din sya Investment ans savings component,

Age 60 he will get 5M retirement Fund if the average return falls in an average of 10%.

So start as early as you are young and healthy.

Want to get a free qoute PM me.

For Business Owners

We also offer policies for

✅ Share redemption/Investment Buy Back
✅ Mortgage Redemption Insurance
✅ Group Insurance for Employees

17/11/2023

TYL for blessing our team abundantly. Top Team for the 3rd Quarter Branch Level ❤️

08/10/2023

Prepare your kids future for as a little as 2,200 per month.

Coverage for the both of you plus a College fund ❤️

Thats a smart way of growing and protecting your money for the future ❤️❤️❤️

24/07/2023

Philippines 2nd Place!

The Philippines has the second highest health care cost in South East Asia, and people in the rural area pays more because not all services are available and provided in the health care facilities nasa 43% lang ang government hospital na nag pprovide ng minimun health care.

Kaya marami kababayan naten no choice kundi sa private hospital pumunta. However cost of health care keeps rising.

Sadly Most Pinoys are not prepared for it and not even planning for this circumstances as most deem it as expensive and unnecessary.

They only want to avail when they are diagnosed with critical, terminal illness like, Diabetes, Hypertension, Heart condition or Cancer.

To give you a brief cost of the most common illness in the Philippines.

Heart Attack 1M
Cancer 2.7M
Diabetes 200K/Year not including complications
Renal Failure/Dialysis 200k to 400k per year.

This is guaranteed that all or most of your life’s savings and assets will just go to the cost of health care and medicine. Leaving your family vulnerable. The cost of not preparing is more costly.

Unfortunately kapag diagnose ka na with illness you are no longer insurable.

BUT GOOD NEWS

Pru Life UK has Guaranteed Issuance offer until July 31 where in even with critical illness you can be provided with Insurance Coverage upto 2M

This can help our kababayans with diagnose illness to prepare for the inevitable events.

Kaya if you or your family member has a medical condition and still wants to be insured send me a message so we can tailor fit a plan for you.

To know more see details below.

27/02/2023

26/01/2023

Top 10 ways to stay broke so you have to work until you are dead.

1. Take financial advice from broke people

2. Buy expensive items, bag new phone even if other people dont care about it

3. Never start a side hustle just rely on one source of income.

4. Never have time to study or practice self development.

5. Do not eat healthy foods never exercise.

6. Assume your SSS or GSIS is enough for your retirement and the government is there to back you up.

7. Your parents will always be there to be your emergency fund or your kids will be there as your retirement fund.

8. Do not save and Invest as you always have a job to pay for your daily expenses even if you are over 60.

9. Procrastinate you will always be young and nothing bad will happen you'll never get old or sick or die you are immortal.

10. Don't plan just YOLO.

Bonus: Don't ever get life Insurance you will never need it. it's expensive it's a scam.

Follow for more

Dim Ian Alcayde
Financial Consultant

03/01/2023

Yan dahil start na Ng 2023 ito na bakit Hindi na tutuloy Ang New Years resolution mo. Top 10

1. Ningas Kugon sa simula lang masigasig. Marami satin laging excited sa beginning ano pero di kaya mag commit kaya ung goals ginghost na lang ( HUGOT )

2. Walang Tiyaga mahilig sa mabilis na resulta kaya kapag matagal ayawan na.

3. Procrastination pwede naman next day na naging next week na naging next month. Ka bubukas natapos na taon Hindi parin nakapag simula.

4. Inaasa sa kapalaran sa sign ex. Mag diet na ako kapag pumayat a ung kapitbahay namin. mag iipon na ako kapag naging puti na Ang uwak.

5. Walang tamang motivation at pag handa. Ang isang bagay na Hindi pinag planuhan ay kailanman Hindi ma iisakatuparan. ( Except sa mga biglaan team Building )

6. Katamaran gusto Ng pag babago pero marami saten tamad para gawin Ang unang hakbang.

7. Walang Mentor or coach. Sa pag gawa Ng isang bagay na bago saten o mahirap mas maganda na meron mag gagabay at tutularan naten. Pansin nyo ung mga successful na tao lage Nila sinasabi na find a mentor.

8. Kawalan Ng disiplina sabi nga Ng coach ko hard work without discipline is nothing. And I learned na Ang disiplina ay nakukuha sa paulit ulit na pag sasanay Ng ating mind para mapaglabana Ang mga impulses na nag lalayo saten para maisakatuparan Ang isang layunin ( lalim ) 😁

9. No consistency Sabi nga diba it's not about the intensity it's all about consistency. Hindi sya nakukuha sa isang madamihan biglaan. Unti unti hangat makuha mo ang action at eventually maging habit.

10. Mahilig mag day dream. Mahilig mag imagine Ng maganda katawan Ng Malaki ipon madalas nauubos Ang oras kaiisip Ng paano. nakalimutan na Ang pangarap mananatili pangarap kapag walang aksyon.

Kaya Kapatid kilos ka na maya 2024 na ung new year's resolution mo isang dekada na.

* Some are based on my own personal experience kaya reminder ko din to sarili ko hihi 😁😁😁

01/01/2023

Hi 2023 it's the start of a new beginning but before I completely close my 2022 season, I would like to share a few of the things I learned this year.

1. Happiness is not Happiness if it's at the expense of others true Happiness is when you are at peace with yourself and with the people around you.

2. Love is an unconditional commitment to an imperfect human being. It's not a strong emotion fed by lust and attraction but a selfless devotion.

3. Money, Power, Influence and Popularity are the things we seek for validation. But true Validation is the freedom to accept yourself from who you truly are without trying to convince everyone that you are having a great life.

4. Not everyone can see your dream and vision. Make sure you spend a lot of time with people that do. Investing in people that don't have any interest in bettering their lives is a waste of your most precious resource your Time.

5. Be grateful to the people who are trying to help you become better. Cherish and honor them. It's very rare to find genuine people who really want to see you win in life.

6. Always remember not everyone who cheers for you wants you to become better than them. Not everyone is happy with your success and achievements some people are only interested with your failures and mistakes. Choose who to associate with.

7. Stop defending yourself from other people's stories and lies. Just as no secrets are forever truth has its own power it will always prevail.

8. It's never too late for anything don't live a life full of what if's and regrets.

9. Life is unpredictable always find an inspiration to be kind everyday. We can never gauge how kindness can change another person's life.

10. Dont be afraid to be afraid either in love in Life or Business. The brave and the bold is always rewarded. Fear use in the right way helps people find a solution to every problem.

11. Always seek to improve yourself do not rest on your laurel yet. The goal is always better to best.

Follow for more of this content this 2023 God bless everyone 😀😀😀