Brighter Beginnings

Brighter Beginnings This page is managed by Mark Genesis Almandres, a Licensed Financial Advisor of Sun Life.

Brighter Beginnings aims to guide every Filipinos to be financially guarded against unpredictable life occurrences and promotes financial literacy for every JUAN.

11/03/2024

THOUGHT TO PONDER

“It’s better to have a small INSURANCE COVERAGE rather than having NONE at all”

START LOW, START NOW!

Talk to an Insurance Advisor today 👋 consultation is free!

Mark Genesis Almandres
Associate Financial Planner
Insurance Advisor
Sun Life of Canada PH ☀️

Happy Father’s Day! ☀️
18/06/2023

Happy Father’s Day! ☀️

Happy Father's Day sa mga Tatay, Papa, and Daddy of our lives! Know that you are cherished and we are forever grateful for securing a brighter future for your family and loved ones.

Thank you for being our ! 💛

17/10/2022
SUN Smarter Life Classic is a protection plan that provides double life insurance coverage throughout your lifetime. It ...
23/09/2022

SUN Smarter Life Classic is a protection plan that provides double life insurance coverage throughout your lifetime. It also offers living benefits that you can use in case of emergencies or immediate need for cash.

Benefits of SUN Smarter Life Classic:

Life insurance coverage
Make a smart move and ensure your family’s future no matter what happens. This product provides life insurance coverage equal to double the Face Amount from Day 1 until you reach 100.

Enhance your plan with the addition of riders or supplemental benefits which provide added protection for contingencies such as accidents, disability and illnesses.

Living benefits
Use your policy as an alternative source of funds in case of emergencies or immediate need for cash. Instead of borrowing from various financial institutions or giving up your priced possessions in exchange of money, you may use your guaranteed cash value and avail a policy loan. A portion of your coverage may also be given in advance in case of a terminal illness.

What’s more, the non-guaranteed dividends which your policy may earn can be availed as a cash benefit that can be used to pay future premiums or purchase additional coverage. Dividends can also be left to accumulate.

Flexible premium payments
Make payment more convenient depending on your goals. Pay regular or you can opt for a shorter guaranteed payment period of 5 or 10 years only.

You may choose to pay your premiums annually, semi-annually or quarterly. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.

Sun Life Assurance Company of Canada. (2021). Sun Maxilink one. Flexible Life Insurance with Investment | Sun Life Philippines. Retrieved August 22, 2022, from https://www.sunlife.com.ph/en/insurance/income-continuation/sun-smarter-life-classic/

Sun LifeAssure is a life and health insurance plan that provides protection benefit against any of the covered critical ...
08/09/2022

Sun LifeAssure is a life and health insurance plan that provides protection benefit against any of the covered critical illness conditions. This gives you and your family financial comfort and peace of mind no matter what happens.

Ask me how, ask me now 😊

08/09/2022
Sun StartUp is a life insurance plan that provides protection for at least 10 years and gives back a portion of your tot...
31/08/2022

Sun StartUp is a life insurance plan that provides protection for at least 10 years and gives back a portion of your total payment if you outlive the 10-year coverage period. It’s a good choice for first-time insurance buyers who want something simple, affordable, and hassle-free in application.

Benefits of Sun StartUp:

Affordable life insurance plan
Get started with a life insurance plan that protects you for 10 years. With an amount that’s easy on the pocket, you can secure your loved ones’ future and ensure they can still fulfill the dreams you have planned together.

You may also add a supplementary benefit or rider to provide additional protection for contingency such as accidents.

Money back feature
With the plan’s “money back feature”, you can get a portion of your money back based on the total premiums paid after 10 years.

Sun Life Assurance Company of Canada. (2021). Sun Maxilink one. Flexible Life Insurance with Investment | Sun Life Philippines. Retrieved August 22, 2022, from https://www.sunlife.com.ph/en/insurance/income-continuation/sun-startup/

31/08/2022

Think of it as an additional savings. Start at P1,500!

You will surely thank yourself in the future. ❤
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Mesage this page for free quotation of affordable term and VUL plans!

We offer family bundle quotations perfect for your:
-- Retirement fund
-- Educational fund
-- Future business fund
-- Future house and lot purchase
-- Dream car
-- Dream vacation
-- Business protection program

Message me NOW! Lee Harvey David

Join our group:
https://www.facebook.com/groups/994539194499803/?ref=share

Sun First Aid is an affordable health protection plan that provides cash benefits so you can worry less about costly med...
30/08/2022

Sun First Aid is an affordable health protection plan that provides cash benefits so you can worry less about costly medical bills due to hospital confinement or surgery. In addition, Sun First Aid also provides benefits for unforeseen events such as untimely passing, accidents, and disability.

Benefits:

Hospitalization benefits
Receive a fixed cash benefit for each day of hospitalization, with amount depending on your chosen plan

Protection benefits
Secure your family’s future with life insurance protection equal to the total premiums* paid. This benefit doubles in the event of accidental death.

For total disability, premiums are waived. This spares you the worry on paying for future premiums due

Money-back feature for Sun First Aid Plus
Get up to 75% of your total premiums* paid when you outlive the protection period of 10 years.

Sun Life Assurance Company of Canada. (2021). Sun Maxilink one. Flexible Life Insurance with Investment | Sun Life Philippines. Retrieved August 22, 2022, from https://www.sunlife.com.ph/en/insurance/health-protection/sun-first-aid/

27/08/2022

Amongst all financial instruments, is one of the most misunderstood and unappreciated until it’s too late which is the reason why insurance pe*******on remains to lag behind in the Philippines.

Maybe it is time to get one or review your existing coverage.

Address

Natividad
2446

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