17/08/2020
Ano nga ba ang Benfits na makukuha ko sa IMG?
gano kahalaga na isama ko ang IMG sa pagpaplano ng Kinabukasan ng Pamilya ko?
1. Financial education workshop
IMGโs current mission is to financially educate 1 million Filipino families before 2020. Thatโs why more than ever, we are dedicated in promoting financially literacy by giving members free workshops.
Some of the seminars that IMG provides include discussions on practical money management, debt management, financial protection tools, and retirement planning.
2. Free financial check-up
To manage your health, you need to do regular medical check-ups. To make sure that your car is running in good condition, you also need to do regular car maintenance check-ups.
But what about your wealth and finances? When was the last time you had a financial check-up? In IMG, members get free financial check-up and are also taught how to do one.
When I joined IMG back in 2012
When I joined IMG back in 2012
3. Access to estate preservation program
When you die, your assets will be frozen and your family needs to pay estate taxes before it can be transferred to them. Estate taxes go as high as 20% of the current asset value.
So if you have P1 million in the bank, your family needs to pay P200,000 to the BIR when you die, before they are allowed to withdraw that P1 million.
Many use life insurance to cover the cost of estate taxes. However, thatโs not the only strategy that can help you minimize estate taxes. IMG members have access to such tools and services through its estate planning partner company.
4. Discount on car, home, property, and other non-life insurance products
The IMG Financial Center is a one-stop shop for financial products. Thereโs no need to go to different offices because everything is available there at special discounted prices.
For non-life insurance products, IMG is partnered with MAPFRE Insurance, QBE Insurance, Malayan Insurance, UCPB Gen, Prudential Guarantee, and many other insurance companies.
5. Discount from real estate companies
When you want to purchase a house and lot or a condominium unit, youโll need to go through an agent who will earn sales commission from you.
IMG members bypass that โmiddlemanโ. Thatโs why they can enjoy discounted prices for real estate properties from Vistaland, Ayala Land, DMCI Homes, and SM Development Company (SMDC).
6. Access to affordable life insurance products and services
IMG is partnered with Philam Life, which provides the cheapest term life insurance in the market. Itโs a benefit exclusive to IMG members.
Philam Lifeโs term life insurance offer to IMG is renewable every year, until the age of 70, with terminal illness benefit (TIB) and; with accidental death, dismemberment and disability benefits (ADDD).
7. Access to short-term and long-term healthcare products and services
Most financial emergencies are medical emergencies. Furthermore, the number one expense when a person reaches their senior years is health costs.
IMG is partnered with Kaiser International Healthgroup, Inc. โ a duly-accredited HMO in the Philippines, that provides short-term health insurance, as well as long-term healthcare products for when you reach your senior years.
8. Enjoy zero load benefits to various mutual funds
IMG members enjoy zero load benefits when investing in Soldivo mutual funds, Philam Asset Management Inc. (PAMI) mutual funds, Philequity mutual funds, ATR Kim Eng mutual funds, and Sunlife Financial mutual funds.
Typically, if you want to invest in these companies, youโd have to go to each of their offices. But an IMG member just needs to go to the IMG Financial Center to invest in any or all of these mutual funds.
With one of our mentors, Noel Arandilla, RFP
With one of our mentors, Noel Arandilla, RFP
9. Business ownership program opportunity in the financial industry
For those looking to increase their cashflow and earn more income, IMG offers a business opportunity for members who want to have a career in the financial industry.
This is optional, and you are not required to sign-up for this program. But the opportunity will always be available for you as a member.
10. Opportunities to travel the world for free through the IMG business program