Business of Protecting People & Investment

23/11/2018

23/11/2018

Are you preparing for your child's education or saving up for a comfortable retirement?

Manulife Affluence Builder is an affordable investment and life insurance plan offering financial protection for your family while optimizing potential returns for your investment.

In this family life insurance and investment plan, there are various fund options to help you determine the highest potential returns possible based on your risk profile.

Features and Benefits
Protection coverage that gives you maximum benefits.
Allows you to make changes to the allocation of your funds.
Allows you to access your accumulated funds when the need for it arises, subject to applicable charges.
Helps build funds in a manner that is convenient to you.
Different investment funds to choose from to help you realize the best returns possible depending on your risk profile.
Allows you to increase your accumulated funds when you continue the plan premiums for a specific period, among other requirements.
Add optional riders to ensure total protection coverage benefit of your plan.

PRODUCT VARIANTS

Minimum 5-Pay
Optimizes the earning potential on your medium-term forced savings / investment.

Minimum 10-Pay
Maximizes the return potential on your long-term

Regular Pay

Allows you to do cost averaging on your investment to minimize the effect of market volatility and maximize your earning potential.

23/11/2018

There are only three behaviors of Pinoy when it comes to money. You can deny it or admit it but at the end of the day, you’ll realize you end up in one of these behaviors. The truth will set you free don’t worry.

The first is the typical behavior of Pinoys when it comes to money and it goes this way, the moment you receive your income or salary, without too much thinking, automatically, the next best thing to do is spend the money, right? Ang iniisip mo kaagad ganito “Bagong sueldo ako, ano ba magandang bilin ko? Naiinis ka pagka wala ka agad maisip na bibilin hindi ba?

Now, after spending your income at may natira, nagugulat ka pa hindi ba? You call this behavior – Accidental savers. Hindi sinasadyang makaipon.

The second is the worst behavior. Hindi mo pa nakukuha ang income mo, gumagastos ka na. Welcome to the world of plastic money – of debit cards and credit cards!

Is it bad to have a credit card? No, for as long as you know how to use it.

The third is a very seldom behavior. Even before you receive your salary, you already have plans on how much you need to keep for your savings fund. What is left is your allowance for you to pay for your expenses.

23/11/2018

According to Alan Greenspan, the former chairman of Federal Reserves..parang BSP ng Pilipinas, “The number one problem in today’s generation and the economy is the lack of financial literacy.”

Bakit? Kasi hindi naman tinuturo sa atin sa school yan. Some of you may have graduated a business-related course, but none of your subjects taught you how to invest your money hindi ba?

So our parents have an excuse if they were not able to prepare for retirement. Kasi hindi nga tinuturo sa school yan. And there were no such thing as Financial Planning during their time.

So now you have learned this , I hope you think about it very well . Discuss it with your husband or wife. And act on it immediately when you still can.

Our services as Financial Adviser is free. Contact us for further discussion on this matter.

18/11/2018

Do you have insurance yet?

08/11/2018

Magplano, Magtipid,Mag-ipon,Mamuhunan

08/11/2018

Magplano, Magtipid,Mag-ipon,Mamuhunan

08/11/2018

Magplano, Magtipid,Mag-ipon,Mamuhunan

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