Armand Bengco

28/08/2026

on teleradyo at 00:52:00 minute

Opinyon Mo, Opinyon Ko kasama sina Darlene Olaño-Ong at Daryl Justi...

27/08/2026

Prayers for Nepal
and all nations in tragedy..
Lord, protect, comfort, heal and give them strength.
🙏🌏

21/08/2026

on TELERADYO topic: Financial Preparedness Calamities/Disasters

https://www.facebook.com/DWWW774/videos/4543749912510555

17/08/2026

on tv in a while..around 9:30am
https://www.facebook.com/NET25TV/videos/1038853032356685

14/08/2026

ON TELERADYO...2:10PM ONWARDS

https://www.facebook.com/DZXLNews/videos/1054294966994494

11/08/2026

CAN WE STILL FIX THIS?

What if the biggest problem
of the Philippines is
not only corrupt leaders-
but ordinary people
slowly learning to live
with corruption?

That question bothers me.

Recently, while serving
at Mass as a lector,
I came across Nineveh-
a city in the Bible
that had become
deeply wicked.

But Nineveh
did something powerful.

It changed.

And I thought:
Kung ang Nineveh
may pag-asa,
bakit wala ang Pinas?

Today, we hear about
corruption,
questionable projects,
political fighting and
billions of pesos
that should have served
our people.

Nakakapagod. Nakakagalit.
Sometimes we simply say,
“Wala na. Ganyan talaga.”

But perhaps that is where
the greater danger begins.

Corruption wins not only
when money is stolen.
Corruption wins
when good people
begin accepting it as normal.

The Bible has seen
societies like ours before.

Israel had leaders
who became powerful
while the poor suffered.
The prophets Amos, Isaiah
and Micah reminded them
that worship means little
when injustice is tolerated.

Jerusalem became broken.
Nehemiah prayed-
but he did not stop at prayer.
He organized ordinary people
to rebuild.

Nineveh was wicked-
but changed when confronted
with the truth.

So yes, I believe there is hope.

But God’s answer
may not simply be to give us
better politicians.

Maybe God is also asking us
to become better citizens.

And this reflection
is directed first at myself.

I serve as a lector
and proclaim God’s Word
at Mass.
But what good
is reading His Word beautifully
if I refuse to live it
outside the church?

Hindi rin ako exempted.

We condemn corruption-
but i sometimes offer
“pang-merienda”
to make things easier?

We demand honest leaders-but will we sell our vote?

We condemn fake newsa
but sometimes i have shared
something without checking
because it attacks
someone I dislike? 😞

We demand accountability-
but only when the accused
belongs to the other political side?

Integrity cannot have
a political color.

So what can
ordinary Filipinos do?

Start small. Start PERAktikal.

Vote with conscience.
Refuse bribery.
Verify before sharing.
Speak against wrongdoing
without spreading hatred.
Do work honestly.
Protect the vulnerable.
Teach our children
and grandchildren
that character matters more
than connections.

And pray.

But remember Nehemiah:
He prayed.
Then he picked up
his tools and rebuilt.

None of us
can rebuild the Philippines
alone.

But each of us
has a piece of the wall
in front of us.

Mine. Yours. Ours.

Maybe God is not asking me
to save the entire country.

Maybe He is simply asking me
not to contribute
to destroying it.

And perhaps the question
is no longer only:
“Lord, when will You
change the Philippines?”

Maybe I should also
have the courage to ask:
“Lord, what must
You change in ME?”

Because before we wait
for a better Philippines-
let us ask God,
through Christ and
the Holy Spirit,
to help us
become better Filipinos.

One conscience.
One honest decision.
One repaired wall at a time.

Evil becomes powerful
when good people surrender.

So pray. Stand. Act. Rebuild.

Nineveh changed.
Why can’t we?

06/08/2026

on Veritas 9am...

https://www.facebook.com/DZRV846/videos/1361219198937973

30/07/2026

Walang siguradong investment

Let me share ways to achieve financial freedom to your group, organization or community. Send us a message to learn more.

30/07/2026

PHYSICALLY PRESENT,
FINANCIALLY DISTRACTED:
THE HIDDEN EMPLOYEE-WELLNESS ISSUE

Have you ever seen an employee
staring at the screen, attending a meeting,
or completing a routine task-
but clearly not fully there?

The problem may not be
lack of commitment.
The employee may be calculating
how to stretch the remaining salary,
deciding which bill to delay,
worrying about an online loan,
or waiting for news
about a family emergency.
The body is at work,
but the mind is somewhere between debt,
due dates, and the next payday.

Financial distraction is difficult
for HR to see because employees
rarely announce it.
Many are embarrassed to admit
they are struggling.
Some continue performing
until the pressure appears
through lower energy,
repeated borrowing, absenteeism,
poor decisions, or declining engagement.

Employee-wellness programs
rightly focus on
physical and mental health.
But financial wellness
also deserves serious attention
because money concerns can affect both.
One budgeting seminar
is rarely enough.
Awareness may happen
in one afternoon; better habits
require reinforcement, practical tools,
and repeated opportunities to act.

PERAktikal at Work
helps companies address
this concern responsibly.
It is a six-month
employee financial wellness and
money coaching program
led by Armand Bengco,
a financial literacy advocate
with more than two decades
of experience in education,
media, entrepreneurship, and
practical coaching.

The program may cover
salary management, debt,
emergency funds, major purchases,
investing, career growth,
and responsible additional income.
Sessions use simple English, conversational Filipino,
relatable examples, action sheets,
and anonymous questions.

Employees are never required
to disclose their salaries, debts,
bank balances, or private family matters.

This is not insurance selling,
loan promotion, or investment solicitation.
It is practical financial education
designed to move employees
from confusion to clarity-
and from constant worry
to a workable plan.

HR cannot solve every employee problem.
But HR can provide
the right guidance
before financial pressure
becomes a deeper workplace concern.

To explore PERAktikal at Work
for your organization,
contact Armand Bengco at [email protected].