Hello Joy

Hello Joy Hey, I’m Joy! Sharing money tips, insurance hacks & little travel adventures. 😊

23/05/2026

Celebrating my 7th year on Facebook. Thank you for your continuing support. I could never have made it without you. πŸ™πŸ€—πŸŽ‰

21/03/2026
 #1 for 15 years!
11/02/2026

#1 for 15 years!

STANDING STRONG AS NO. 1! πŸ†

Commitment to purpose has its rewards. For the 15th year in a row, Sun Life is once again the No. 1 life insurance company in terms of Premium Income. We likewise topped Net Income, Net Worth, Invested Assets, and Total Assets. Achieving this milestone is a meaningful way to cap off our 130th anniversary.

More than anything, this is about the millions of families and futures we're privileged to protect. Our deepest thanks to Clients for the trust and support! And cheers to employees and advisors who bring to life our purpose of helping Clients achieve lifetime financial security and live healthier lives.

Here's to continuing this journey together in 2026!

11/02/2026
31/01/2026

26 LESSONS I'm taking into 2026 πŸ‘‡πŸΎ

lesson 1: the person you marry is the most important career decision you’ll ever make.

lesson 2: failure isn’t the opposite of success - it’s the tuition fee.

lesson 3: the first thought you have is often the truest. Trust it more.

lesson 4: regret is always louder than rejection.

lesson 5: do not let the internet tell you how hard you should or shouldn't work.

lesson 6: everything is figure-out-able if you’re willing to look stupid.

lesson 7: anger is often just fear in disguise.

lesson 8: your health is the foundation under every ambition. Without it, nothing stands.

lesson 9: if you can’t explain it simply, you don’t understand it deeply.

lesson 10: your childhood is an explanation, not a justification.

lesson 11: you become unstoppable the day embarrassment stops being a price you fear.

lesson 12: if it costs your peace, it’s too expensive.

lesson 13: the people you love will always be your best investment.

lesson 14: growth feels a lot like loss at first.

lesson 15: if you can’t change it, change how you see it.

lesson 16: most timeframes and delays people give you are fake - it's just "how it's always been done". Your job is to push on them to see if they're made of concrete or paper.

lesson 17: your energy introduces you before your words do. Get right with yourself.

lesson 18: your biggest opportunities will show up dressed as problems

lesson 19: the people who win are the ones who can suffer boredom.

lesson 20: success is rarely about doing more - it’s about deleting what doesn’t matter.

lesson 21: great work is just good work repeated. Be consistent, not perfect.

lesson 22: protecting your time is the highest form of self-care and self-respect.

lesson 23: fear shrinks when you move
toward it.

lesson 24: discipline is easier than regret

lesson 25: don’t just chase goals. Chase environments that make those goals inevitable.

lesson 26: mind your own business.

I’m curious, which of these lessons did you have to learn the hard way? Drop the number in the comments. Or, if you have a Lesson 27 that I missed, leave it below. I’ll be reading through ❀️

22/01/2026

Some say,
"π—‘π—˜π—«π—§ π—§π—œπ— π—˜ π—‘π—”π—Ÿπ—”π—‘π—š, π——π—”π— π—œ 𝗣𝗔 π—šπ—”π—¦π—§π—’π—¦"

While others say,
"𝗦𝗔𝗑𝗔 π—£π—”π—Ÿπ—” 𝗑𝗔 𝗣π—₯π—œπ—’π—₯π—œπ—§π—œπ—­π—˜π—— π—žπ—’ 𝗧𝗒 π—•π—˜π—™π—’π—₯π—˜! πŸ₯Ή"

π˜‰π˜Άπ˜Ί π™„π™‰π™Žπ™π™π˜Όπ™‰π˜Ύπ™€ 𝘸𝘩𝘦𝘯 𝘺𝘰𝘢 π˜₯𝘰𝘯'𝘡 𝘯𝘦𝘦π˜₯ π˜ͺ𝘡.
𝘊𝘰𝘻 𝘰𝘯𝘀𝘦 𝘺𝘰𝘢 𝘯𝘦𝘦π˜₯ π˜ͺ𝘡, π™”π™Šπ™ π˜Ύπ˜Όπ™‰'𝙏 𝙂𝙀𝙏 𝙄𝙏.

You're not dealing with π— π—˜, you're dealing with your π—§π—œπ— π—˜, your π—›π—˜π—”π—Ÿπ—§π—›, and your π— π—’π—‘π—˜π—¬.

Start yours today with me as your lifetime Financial Advisor! πŸ’―

18/01/2026
  concert tickets for 2026!
14/01/2026

concert tickets for 2026!

13/01/2026

Had a VA client earlier and share ko lang kasi ito talaga ang madalas na tanong sa akin lately. 😊

VA Client: β€œIf kukuha ako ng health insurance, ititgil ko na ba ang personal HMO ko?”

βœ… HMO keeps you healthy.
βœ… Health insurance keeps your finances safe sa malalang sakit.

Both are important mga beh! If this question crosses your mind too, message mo lang ako. 😊



How are you spending your 8 hours today? 😊
09/01/2026

How are you spending your 8 hours today? 😊

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