17/08/2026
๐ง๐ต๐ถ๐ ๐บ๐ผ๐ฟ๐ป๐ถ๐ป๐ด, ๐ ๐ฎ๐๐๐ฒ๐ป๐ฑ๐ฒ๐ฑ ๐ฎ ๐๐ฟ๐ฎ๐ถ๐ป๐ถ๐ป๐ด, ๐ฎ๐ป๐ฑ ๐ผ๐ป๐ฒ ๐๐ต๐ถ๐ป๐ด ๐ฟ๐ฒ๐ฎ๐น๐น๐ ๐ฏ๐ผ๐๐ต๐ฒ๐ฟ๐ฒ๐ฑ ๐บ๐ฒ.
We learned insights from ๐ ๐ฐ๐๐ถ๐ป๐๐ฒ๐ & ๐๐ผ๐บ๐ฝ๐ฎ๐ป๐, one of the worldโs leading management consulting firms, particularly on the insurance industry and the protection gap. (McKinsey & Companyโ ๏ฟผ)
And it made me think about something we Filipinos rarely talk about.
The Philippinesโ insurance pe*******on was only ๐ญ.๐ฐ%.
Think about that.
We are so focused on ๐ฏ๐๐ถ๐น๐ฑ๐ถ๐ป๐ด ๐๐ฒ๐ฎ๐น๐๐ต.
We build businesses.
We buy properties.
We save and invest.
We grow our careers.
We send our children to good schools.
We work hard to create a better future.
But how many of us are actually planning to ๐ฝ๐ฟ๐ผ๐๐ฒ๐ฐ๐ ๐๐ต๐ฎ๐ ๐๐ฒโ๐ฟ๐ฒ ๐๐ผ๐ฟ๐ธ๐ถ๐ป๐ด ๐๐ผ ๐ต๐ฎ๐ฟ๐ฑ ๐๐ผ ๐ฏ๐๐ถ๐น๐ฑ?
And hereโs the question I want you to sit with:
๐ช๐ต๐ฎ๐โ๐ฎ๐ป๐ฑ ๐ช๐๐ขโ๐ถ๐ ๐๐ผ๐๐ฟ ๐๐ฒ๐ฎ๐น๐๐ต?
Is it your ๐บ๐ผ๐ป๐ฒ๐?
Your ๐ฏ๐๐๐ถ๐ป๐ฒ๐๐?
Your ๐ฝ๐ฟ๐ผ๐ฝ๐ฒ๐ฟ๐๐ถ๐ฒ๐?
Your ๐ถ๐ป๐๐ฒ๐๐๐บ๐ฒ๐ป๐๐?
Or is your real wealthโฆ
๐ฌ๐ข๐จ โ the person who earns and builds it.
๐ฌ๐ข๐จ๐ฅ ๐๐๐ ๐๐๐ฌ โ the people who depend on you.
๐ฌ๐ข๐จ๐ฅ ๐ฃ๐จ๐ฅ๐ฃ๐ข๐ฆ๐ โ the dreams, education, retirement, and legacy youโre working so hard for.
Because building wealth without protecting the person who creates it can leave a very uncomfortable gap.
We spend years asking:
โ๐ฏ๐๐ ๐๐๐ ๐ฐ ๐๐๐๐ ๐๐๐๐?โ
Maybe itโs time we also ask:
โ๐ฏ๐๐ ๐
๐ ๐ฐ ๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐๐๐ ๐ฐโ๐๐ ๐๐๐๐๐ ๐๐๐๐๐๐๐๐๐, ๐๐๐๐ ๐๐๐๐ ๐ฐ ๐๐๐ ๐๐ ๐๐๐๐๐๐ ๐๐๐๐๐
๐๐ ๐๐๐๐๐๐?โ
Building wealth is important.
๐ท๐๐๐๐๐๐๐๐๐ ๐๐ ๐๐ ๐๐๐๐ ๐๐ ๐๐๐ ๐๐๐๐.
And after todayโs training, this is one conversation I believe more Filipinos need to have.