18/07/2026
I posted before how I use MariBank to transfer my GCash balance and then send it to other banks with zero transfer fees. It was a good strategy—until one day I discovered that I could withdraw money from my GCash at zero fees.
Turns out, this feature has been sitting in my GCash app all along: GSave by CIMB.
Here’s how I withdraw my GCash money with 0 transfer fees instead of paying ₱15 for every bank transfer.
1. I open my GSave and deposit money into it. The funds are instantly transferred to my CIMB account for free.
2. Next, I open the CIMB app (you’ll need to install the CIMB app to take advantage of this feature).
3. Use the CIMB app to transfer the money to your Philippine bank account, like BDO, BPI, and others. Just like MariBank and other digital banks, CIMB also offers free bank transfers.
Now I don’t spend anything on my GCash cash-in/cash-out business. When my GCash balance grows, I withdraw it. When it’s running low, I transfer funds from my payroll account—which, thankfully, also started offering free transfers recently.
*Just transferred the funds to my BDO account and already withdrew the money. 😊 That’s why my GCash balance is now low. Also, my GSave balance in GCash doesn’t match my balance in the CIMB app because I also have ₱500 saved in UnoBank.
