29/06/2024
HEALTH INSURANCE vs. HEALTH CARD (HMO)
Which is more beneficial?
Madalas tinatanong ako ng mga clients kung alin ba sa dalawa ang dapat meron tayo? Madalas kapag employed, kuntento nang may HMO. Pero what if we already consumed the maximum limit of the card? What if we’re no longer affiliated with the company? What if magkaroon tayo ng critical illness? Are you willing to consume all your hard-earned money?
No one can really predict when illnesses or emergencies may come. So better to have both -
✅ Health Card (HMO)
✅ Life and Health Insurance
“HMO and Health Insurance does not compete with each other, they actually complement each other.”
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