25/05/2026
May nag-message sakin recently asking for a quotation.
Normal naman.
So I replied:
“Before I give recommendations, I’d love to set a quick meeting first para maintindihan ko yung priorities, needs, and budget mo properly.”
Then she said ayaw niya ng meeting.
And honestly?
Okay lang naman.
But I also told her:
“That’s how I do my job.”
Kasi hindi ako comfortable magbigay nalang basta ng random quotation without understanding the person first.
And I know medyo unusual siya ngayon.
Kasi maraming insurance conversations today parang fast food ordering nalang.
“Anong pinakamura?”
“Magkano monthly?”
“Send proposal.”
Tapos minsan within minutes may quote ka na agad.
But protection doesn’t work that way.
At least not for me.
Because two people can have the exact same age and budget…
Pero completely different needs.
One person might be supporting parents.
One person might have kids.
One person owns a business.
One person already has existing coverage.
One person may prioritize hospitalization.
Another person may care more about income protection.
So paano magiging pareho yung recommendation?
That’s why I always want clarity first before products.
Not because I want to pressure people.
Actually opposite nga eh.
I want people to understand what they’re getting into.
Calmly.
Clearly.
Without fear.
Without fake urgency.
Without feeling like they’re being cornered into buying something.
And to be fair, I understand bakit maraming hesitant sa meetings.
A lot of people had bad experiences with aggressive selling.
Yung tipong nagtanong ka lang…
Biglang may guilt trip na.
Or parang kailangan mo mag-decide agad habang humihinga ka pa. (Medyo intense minsan no?)
So now, people protect themselves by avoiding conversations altogether.
“Quote nalang po.”
But honestly?
The goal should not be getting the cheapest quote possible.
The goal should be getting the right protection for your actual life.
Because insurance is personal.
Your responsibilities are personal.
Your future is personal.
And I take that seriously.
That’s why I don’t just sell plans.
I guide people through decisions.
Because the right financial decisions are rarely made in a rush.
And the people who truly value their future?
Usually they value clarity too.
