Keith Harvy Nemenzo, Licensed Financial Advisor

Keith Harvy Nemenzo, Licensed Financial Advisor Teaches Filipinos about Financial Literacy that will help them achieve their desired Financial Goals while securing their health and future.

26/08/2022

If you want to make sure you have a comfortable retirement, it's important to start saving now.



23/08/2022

You're a smart person, and you know that you need a good return on your investment in order to be able to save for the future. But what does that mean? What's the best way to invest now? And how much should you be saving?

Well, whether you're just starting out with investing or are already part of an investment club or portfolio, we're here to help with some simple tips.

First of all, just like any other investment, savings fall into two categories: long-term and short-term. Long-term investments tend to be things like bonds and stocks, which will earn interest over time and add to your wealth. Short-term investments are things like high-yield savings accounts and money market funds, which can provide quick cash when you need it mostโ€”but they tend to offer lower rates of return overall.

18/08/2022

The future is coming, and it's going to be awesome.

We've all seen the videos and read the articles, right? The robots are coming. They're going to take our jobs and eat our food and drink our beer, and we're not going to be able to stop them. We've tried! But now we know that the future is here, and it's better than ever before.

What if we could invest in our future? What if we could make sure that when the robots come for us, they're not coming alone? What if we could make sure that when all of our jobs are taken by machines, there will still be someone around who can feed their family by selling off some of their possessions or borrowing money from family membersโ€”but still have money left over for those things that aren't so easily replaced? What if we could buy up land in places where food grows well so that no one has to worry about running out of food tomorrow or next week? What if we could invest in research that would help us solve world hunger forever?

What if these things were possible?



15/08/2022

Future saving is a way of thinking about your future. It can help you make better decisions about how you spend your money, what you want to do with your life, and how you want to feel.

When you think about the future, you are looking at things as they will be in the future. If something doesn't seem like it will be useful or valuable in the future, it's not worth spending money on now.

So why is it important? Because it's impossible to predict what things will be like five years from now or 10 years from now. But we can try to imagine what our lives might look like by then and make plans for how much money we will need for things like retirement and college tuition.



23/06/2022

๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ณ๐—ฟ๐—ฒ๐—ฒ๐—ฑ๐—ผ๐—บ.

It's a dream that every person in the world wants, but few people achieve it. Sad, isn't it?

1: The main reason why most people fail to achieve financial freedom is because they are always spending more than they're earning.
2: Let's be honest, there's no joy in looking at your bank account. Why can't you just live off your passive income and still enjoy life?
3: Chances are that if you've never experienced what financial freedom feels like, then you've probably spent your whole paycheck on consumerism...
4: You know that feeling when you have too much cash. Well, you'll never believe the feeling of having too little cash. Think about it...
5: How will you possibly enjoy life without worrying about money? Think about the possibilities!


20/06/2022

I have made plenty of mistakes in my life. Some I've learned from, some I haven't. But I've gotten better because of it. Investment is like that: you can lose out on something small if not careful, but the lesson you take with you will last a lifetime.


They say money doesn't grow on trees. But it's there. You've just gotta be willing to spend some in order to make more. ...
18/06/2022

They say money doesn't grow on trees. But it's there. You've just gotta be willing to spend some in order to make more.


15/06/2022

๐—”๐—ฟ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐˜๐—ถ๐—ฟ๐—ฒ๐—ฑ ๐—ผ๐—ณ ๐˜„๐—ผ๐—ฟ๐—ธ๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐˜€๐—ผ๐—บ๐—ฒ๐—ผ๐—ป๐—ฒ ๐—ฒ๐—น๐˜€๐—ฒ? ๐——๐—ผ๐—ป'๐˜ ๐—ฏ๐—ฒ ๐—ฎ ๐˜€๐—น๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ผ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—บ๐—ผ๐—ป๐—ฒ๐˜†.

You are never too young to start investing, don't wait until it's too late. Join teams and programs that will help you build a future brick by brick. Don't let your money work for other people, make your money work for you. Start investing for your future today and build the life you've always wanted to live.



10/06/2022

Investing isn't a get-rich-quick scheme. It means putting your money at risk in the pursuit of long-term growth. But investing is about more than monetary returns. It's about finding ways to make your money work for you and grow over the years, instead of just working for money. And it's about choosing what you want your future to look like and taking steps now to make it happen.

Think about saving for your future. Everything you do now is one step closer to your goals.
06/06/2022

Think about saving for your future. Everything you do now is one step closer to your goals.


Small steps make a big difference when protecting your future.Imagine you're at work, and one of your colleagues is urgi...
04/06/2022

Small steps make a big difference when protecting your future.

Imagine you're at work, and one of your colleagues is urging you to go along to a pub for lunch with the rest of the team. You don't feel like doing anything other than having a quiet sarnie at your desk, but your instincts are telling you to go along with themโ€”there'll be food and beer, and that sounds pretty good. The full line might sound more like this: "Protect what matters most to youโ€”life, health, family." It's getting harder to say no."

Life is too important to be unprotected.



Investing is a great way to build wealth. But many people don't understand how it works or what they need to do to get s...
03/06/2022

Investing is a great way to build wealth. But many people don't understand how it works or what they need to do to get started. We'll work together to set up your portfolio and find low-cost, high-quality investments that are right for you.




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