PH Wealth Coach

01/05/2025

06/03/2025

BUDGETING IS THE FOUNDATION OF FINANCIAL STABILITY.

A budget helps you track your income and expenses, allowing you to allocate money to necessary expenses, savings, and other financial goals. It provides a clear picture of where your money goes, helping you avoid overspending and ensuring that you live within your means.

26/09/2024

BEST MONEY SAVINGS TIPS:

■ Don’t bring your money with you.
■ Cook at home.
■ Buy your groceries in Public Market not in Malls weekly, not daily, not monthly. (Market: Ampalaya 50/kl vs Mall 147/kl)
■ Remove unimportant expenses.
■ Lower down the cost of your important expences. (Ex. Ganador 55/kl while Sinandoming 42/kl)
■ Buy your own tumbler and bring your own water. Avoid buying outside. (Natures Spring 500ml 15.00 while if you bring its FREE)
■ If you’re not in business don’t buy CAR.
COMMUTE: plete ka 15.00 x 2 x 26days = 780.00/month
WHILE:
CAR Expenses: 15k/month car + 5k/mo gas + 2k/mo parking = 22k/month
■ Always set aside 20-30% of your income to your Mandatory/Disciplined SAVINGS.

What makes us POOR is our bad spending habits.

⏳⏳⏳⏳⏳⏳⏳⏳⏳⏳⏳⏳⏳⏳⏳

The SAVINGS we put in Real Estate Property is normally the only savings we didn't spend after years of battling those spending temptations. Have you realized 5yrs ago we've been working yet right now financially almost we have nothing left.

The amount of money we have today has something to do with what we did 5yrs ago, with how we spend and how we save. If we don't change anything most likely the amount of money we have today is still the same 5yrs from now. The question is: "Is that what we want?".

The real REASON why we can't save is simple: It is not because we don't make money, not because we don't save, but it is because we are always tempted to withdraw and spend whatever we save.

Our TRUE VALUE is the amount of our SAVINGS not the INCOME, not the MONEY that we earn that is long gone already.


~ ccto

07/06/2024

21/03/2024

The first and longest standing life insurance company in the Philippines continues to shine brighter, being No.1 in Total Premiums, No.1 in Net Income, No.1 in Total Assets, and No.1 in Invested Assets!

13/03/2024

📍Invest and Protect your income

28/11/2023

A Brighter Day Everyone! ☀️

Ano nga ba kasi ang SUNLIFE INSURANCE na yan? ✍️

🌱 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 - sa madaling salita death benefits (Your family will get 500k to millions upon your passing ) It can offer financial protection and peace of mind to your loved ones, ensuring that they are taken care of in the event of your death.

📈𝗦𝗧𝗢𝗖𝗞 𝗠𝗔𝗥𝗞𝗘𝗧 - Investing in the stock market can be a powerful way to grow your wealth over the long term. ( It's up to you kung saan mo gagamitin, pwede as retirement fund, travel fund, business fund, or educational fund )

♿️ 𝗧𝗢𝗧𝗔𝗟 𝗗𝗜𝗦𝗔𝗕𝗜𝗟𝗜𝗧𝗬 𝗕𝗘𝗡𝗘𝗙𝗜𝗧 - ( Ang kagandahan neto, once na ma-disable ka si SUNLIFE na ang magtutuloy na magbayad sa plan mo) This coverage is often associated with disability insurance policies and is designed to help individuals manage their financial responsibilities and maintain their standard of living if they are unable to earn an income due to a disability.

🤒𝗖𝗥𝗜𝗧𝗜𝗖𝗔𝗟 𝗜𝗟𝗟𝗡𝗘𝗦𝗦 𝗕𝗘𝗡𝗘𝗙𝗜𝗧 - ( Coverage for 36 DISEASES from 500K TO MILLIONS)
A type of insurance policy that provides a lump-sum payment if the policyholder is diagnosed with a critical illness or medical condition specified in the policy.

🏨𝗛𝗢𝗦𝗣𝗜𝗧𝗔𝗟 𝗜𝗡𝗖𝗢𝗠𝗘 𝗕𝗘𝗡𝗘𝗙𝗜𝗧 - Habang nasa hospital ka para kang sumusweldo dahil tatanggap ka daily ng 1000 pesos.
(This insurance is designed to help cover the costs associated with a hospital stay and can provide financial support during periods of medical treatment)

⚠️ 𝗔𝗖𝗖𝗜𝗗𝗘𝗡𝗧𝗔𝗟 𝗗𝗘𝗔𝗧𝗛 𝗕𝗘𝗡𝗘𝗙𝗜𝗧 - May makukuha ang beneficiaries mo kapag namatay ka due to accident.
(An accidental death benefit is a type of insurance coverage that provides a payment to the beneficiary or beneficiaries if the insured person dies as a direct result of an accident. )

𝗟𝗔𝗛𝗔𝗧 ito ay 𝗚𝗨𝗔𝗥𝗔𝗡𝗧𝗘𝗘𝗗 𝗕𝗘𝗡𝗘𝗙𝗜𝗧𝗦.

Let's secure your 𝗙𝗨𝗧𝗨𝗥𝗘 now 🤝
If you are interested to avail 𝗛𝗘𝗔𝗟𝗧𝗛 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 & 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 with 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 huwag mahihiyang mag message. LIBRE PO MAGTANONG ☺️

I would like to offer you a 𝗙𝗥𝗘𝗘 𝗤𝗨𝗢𝗧𝗔𝗧𝗜𝗢𝗡. Please kindly provide the details below. I am very much happy and willing to assist you.

FULL NAME:
BIRTHDAY:
GENDER:
SMOKER or NON- SMOKER:

Devirah Garzon
𝙇𝙄𝘾𝙀𝙉𝙎𝙀𝘿 𝙁𝙄𝙉𝘼𝙉𝘾𝙄𝘼𝙇 𝘼𝘿𝙑𝙄𝙎𝙊𝙍
ꜱᴜɴ ʟɪꜰᴇ ᴄᴀɴᴀᴅᴀ - ᴘʜɪʟɪᴘᴘɪɴᴇꜱ

Thank you and I will be glad to hear from you soon 🤝

03/01/2023

Ang 2023 goal mo ba kumuha ng insurance and investment?
I can help you with that tara SB tayo😀
DM mo ko🥰