Cesca M Leonardo- Insurance Advisor- Resilience Through Life's Changes

07/07/2026

Does retirement scare you, or are you feeling excited to spend that longest holiday?

What are the actions to take, the right thoughts to have, and the simple steps that we can start now, to achieve not just a regular pension, but a truly dignified, financially free years of our lives?

I hope this video will help you.

06/07/2026

02/07/2026

Insurance Is Not a Cost — It’s Continuity. When we talk about insurance, we’re not talking about money.
We’re talking about continuity — the ability of life to go on, even when the unexpected happens.

02/07/2026

We do not aim to compete with other investment tools.
Our goal is to help individuals diversify their savings, to protect and maximize growth.

We recognize that a lot of financial tools now offer short‑term investments with an average of 4% monthly growth, sometimes even higher.

But remember: Whatever amount you keep- upon death, it is subject to estate tax (6%) plus additional charges.

My proposed solution: Diversify.

Transfer to Sun Life the amount na gusto mong ma‑access ng pamilya mo just in case, death hits while you work, save and enjoy life.

In this Sun Life's product:
- Walang hassle
- Walang medical requirements
- Guaranteed insurance coverage on the third year
- Tax‑free at accessible agad sa loved ones
- Bonus: 7% annual growth, to be released quarterly.

30/06/2026

26/06/2026

A founder may begin with the dream of building comfort, perhaps even luxury, for his own family.
But the moment he hires employees, his vision carries far greater weight — it becomes the source of hope for many households.

His family’s dreams intertwine with those of his employees, each relying on the strength of his foresight. This is why continuing his legacy matters deeply: it sustains not just one family, but many.

Choosing to be insured is also choosing to continue your business — and with it, the hope of the many families who depend on you.

https://bnc.bilyonaryo.com/most-businesses-remain-uninsured-despite-disaster-risks-financial-adviser-says/business/?fbclid=IwdGRzaASqusxjbGNrBKq6tWV4dG4DYWVtAjExAHNydGMGYXBwX2lkDDM1MDY4NTUzMTcyOAABHoPKFM59GL95tN2jmvpQLLyvA0QTn9BaMlRhKRFFtGtBLU4aQvyAv9SVvwVH_aem_f3r5Hpls2vZ7-YzXpLrSBg

Most PH businesses remain uninsured against disaster risks. Financial adviser Emmanuel Paras pushes for mandatory coverage to ensure business continuity.

25/06/2026

One of our reasons for working?
I pray that I and my husband will be independent, retired grandparents someday, who will remain financially stable, dignified, and free to enjoy life - without ever burdening our children.

23/06/2026

Claiming insurance isn’t just about money.
For many families, it’s about keeping the same comfortable life- that the breadwinner worked hard to provide.

Imagine: no transferring schools, no giving up properties, no rushing to replace a lost salary.
The family will have more time and space to grieve.

Losing a loved one is painful enough. At the very least, let your dependents be free from financial worries when you bid your final goodbye.

21/06/2026

Borrowing the message of today's homily:
Fathers - "Know that you are not alone."

Our dads are the ones usually awake at night, reflecting, worrying how to continuously provide comfort, or fulfill the family's dreams.

They remain silent, bearing these thoughts and keeping it to themselves for they know, the world expects them to be strong at all times.

To all fathers- you have done so much for our family. We can't even count, nor identify all of your sacrifices.
And with all these, God has not forgotten you. He knows the desires of your heart, and sees every tear you shed, every burden you carry.

Thank you that you keep choosing your family, before your own dreams- this alone- is something we can never repay.

Happy Father's Day to all dads, even to the single moms and every breadwinner who fulfills the same role in the family. ❤️