Rafael II P Panganiban, RCrim - Licensed Financial Consultant PruLife UK

Rafael II P Panganiban, RCrim - Licensed Financial Consultant PruLife UK Paeng got you covered!

TGIF — Grateful for a productive week!As we wrap up the week, it’s a good moment to reflect on progress made, goals achi...
23/05/2025

TGIF — Grateful for a productive week!
As we wrap up the week, it’s a good moment to reflect on progress made, goals achieved, and lessons learned.

Here’s to a weekend of rest, recharging, and coming back stronger.
Wishing everyone a refreshing and restorative break!

26yo lang, diagnosed with cancer.🥺‼️Proof of Critical Illness Benefit claim. 1 Million Pesos claimed due to Thyroid Canc...
23/05/2025

26yo lang, diagnosed with cancer.🥺
‼️Proof of Critical Illness Benefit claim.

1 Million Pesos claimed due to Thyroid Cancer. Thank you sa service mo UM, Jay 🙏

Praying for your client’s fast recovery. 🥹

Kahit mag-ipon ka ng P20,000/month… after 40 years, magkano lang?”P240,000 x 40 years = P9.6 MillionMukhang malaki?Pero ...
22/05/2025

Kahit mag-ipon ka ng P20,000/month… after 40 years, magkano lang?”

P240,000 x 40 years = P9.6 Million
Mukhang malaki?
Pero sa totoo lang…

P9.6M in 2065 ≠ P9.6M today.
Dahil sa taas ng bilihin at inflation, baka halos wala nang halaga ’yan sa future.

Bakit?
• Taas ng bilihin kada taon
• Tumataas ang lifestyle cost
• Pangarap mo rin tumataas ang halaga

Moral of the story?
Hindi sapat ang ipon lang. Kailangan ng income na lumalago. Kailangan ng asset na nagtatrabaho para sa’yo habang natutulog ka.

Trabaho + Tamang Negosyo = Tuloy-tuloy na Kita + Pangarap na Buhay

 ❤️
22/05/2025

❤️

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Valenzuela

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