Compacc - complete accountant

Compacc - complete accountant Accounting solutions and help for expats and foreign businesses in Poland. Sail your business to prosperity with us!

We combine expertise with a personalized touch, ensuring that your unique needs and aspirations are at the forefront of our services.

🌴 THINKING ABOUT A HOLIDAY? GIVE YOUR ZUS CONTRIBUTIONS A BREAK TOO!We know how it is. Sometimes someone simply needs to...
15/07/2026

🌴 THINKING ABOUT A HOLIDAY? GIVE YOUR ZUS CONTRIBUTIONS A BREAK TOO!

We know how it is. Sometimes someone simply needs to tell you that it is finally time to take a break… so here we are!

In 2024, Poland introduced the so-called ZUS contribution vacations, allowing business owners to skip part of their ZUS social security contributions for one month each year. With the cost of running a business rising regularly, even a single month of relief can make a real difference for microbusinesses. These ,,vacations” from ZUS might be exactly what you need 😊

🔍 How does the relief work?

A business owner may choose one month during the year in which they will not pay their own social insurance contributions. The exempt contributions are covered by the state budget during that period. Sounds too good to be true? Perhaps, but it is real!

📆 What do you need to do?

You must submit the relevant application to ZUS. Importantly, the application must be submitted in the MONTH BEFORE the month for which you want to claim the exemption. Therefore, if you are planning ZUS contribution vacations for August, you must submit your application in July.

💡 Who can benefit?

✔️ This is an optional relief available to microbusiness owners registered in CEIDG, employing up to 10 people and generating annual turnover of up to 2 million EUR.

✔️ It applies to social insurance contributions, the Labour Fund and the Solidarity Fund, but does not include the health insurance contribution.

✔️ The exemption applies only to the business owner’s contributions, not contributions paid for employees.

✔️ You may benefit regardless of the method you use to settle your income tax.

📌 Interestingly, the contributions financed by the state still count towards your future pension or disability benefits. Using the relief also does not affect your entitlement to social security benefits.

🤝 Do you have questions or are you unsure whether you meet all the requirements? Contact us! With our support, formalities do not have to be a problem. We will take care of the details and approach your case individually.

📞 +48 797 196 516
📩 [email protected]

🧑‍💼️ WANT TO SET UP A LIMITED LIABILITY COMPANY IN POLAND? SEE WHERE TO START!Setting up a limited liability company (sp...
02/07/2026

🧑‍💼️ WANT TO SET UP A LIMITED LIABILITY COMPANY IN POLAND? SEE WHERE TO START!

Setting up a limited liability company (sp. z o.o.) may seem complicated, because it does involve more formalities, for example compared to a sole proprietorship.

With good preparation and the right support, you can go through it smoothly (and here we will only mention that we have been doing this perfectly for years, foreigners are also more than welcome 😊 feel invited)

💻 If your company’s articles of association do not require individual or non-standard provisions, it is worth considering registering the company online. It is a simpler and cheaper solution that allows you to avoid visiting a notary.

⚠️ BUT. You should remember that setting up a company online has its limitations. You use a ready-made template of the articles of association, where only certain changes are possible. Additionally - the share capital in this case may be contributed ONLY in cash.

📍 What is worth preparing at the beginning?

• company name,

• registered office address,

• PKD codes defining the scope of business activity,

• amount of share capital (min. 5 000 PLN),

• details of shareholders and management board members.

📍 After preparing and signing the articles of association and the required documents, the shareholders sign the application electronically. Then, after it is paid for and submitted to the National Court Register, the company may be registered - of course, provided that the court does not raise any objections.

📍 After registration, well… this is not the end!

• reporting beneficial owners to CRBR (7 days),

• paying PCC tax – 0,5% of the share capital (14 days),

• submitting the NIP-8 form to the tax office (21 days).

🙌 Need help?

Our accounting company can support you at every stage of setting up your company. Do not make your day more complicated, we will take care of it! After all, this is part of our everyday routine, and it does not necessarily have to be part of yours 😉 We have many years of experience, we know the procedures and we know what to pay attention to.

Trust the professionals - contact us!

📞 +48 797 196 516
📩 [email protected]

💡 STARTING A LIMITED LIABILITY COMPANY IN POLAND?🧑‍💼 It can be established by one person or several shareholders. Both i...
24/06/2026

💡 STARTING A LIMITED LIABILITY COMPANY IN POLAND?

🧑‍💼 It can be established by one person or several shareholders. Both individuals and legal entities, including those from outside Poland, can set up an LLC. As a rule, shareholders are liable only up to the amount of their contributions.

📜 You start with the company’s articles of association. This document defines, among other things, the company name, registered office address, PKD business activity codes, share capital amount - minimum 5 000 PLN and the management board.

🖥 Registration can be done online through the S24 system. It is faster and cheaper, but it has limitations. You use a ready-made template of the articles of association, and contributions can only be made in cash. Registration through a notary gives you more flexibility, for example, non-cash contributions.

🏛 Then comes the registration application in the National Court Register - KRS. Only after this is submitted, company obtain legal personality and can fully operate as a separate legal entity.

📄 After registration:

• PCC-3 – 0,5% of the share capital,

• CRBR,

• NIP-8,

• UPL-1,

• bank account,

• possible VAT registration.

🏘 The registered office can be a private apartment, coworking space or virtual office.

💳 A bank account is not technically mandatory, but in practice, it is necessary.

💰 The company pays CIT at 9% or 19%, depending on its revenue. Profit distribution to shareholders, dividends, is subject to 19% PIT.

📚 Full accounting is mandatory. Every transaction must be properly recorded in the accounting books. On top of that, there are financial statements, accounting rules and ongoing formal obligations.

🧾 NO mandatory ZUS contributions if the company does not employ staff. The exception is a single-shareholder limited liability company, in that case, the shareholder must register with ZUS and pay contributions for themselves.

📊 An LLC is a more advanced business structure than a sole proprietorship, but it offers greater stability, security and better opportunities - especially when operating on a larger scale.

🤝 Get in touch!

📞 +48 797 196 516
📩 [email protected]

🚨 GET IT OVER WITH… MEANING THE APPROVAL OF YOUR FINANCIAL STATEMENT!At the beginning of the month, we reminded you that...
11/06/2026

🚨 GET IT OVER WITH… MEANING THE APPROVAL OF YOUR FINANCIAL STATEMENT!

At the beginning of the month, we reminded you that the deadline for approving the financial statement for 2025 is approaching frighteningly fast. And just to make things worse, it is quite an important obligation that requires your attention, especially if you run a limited liability company.

📑 A financial statement is a document that summarizes the company’s financial results for a given financial year. It includes, among other things, the balance sheet and profit and loss account, which show the company’s financial position. It is a mandatory document that must be prepared in accordance with the Accounting Act and within the required deadline.

🔍 What should you do and in what order?

We assume (for the purpose of this post and your peace of mind) that your financial statement has already been prepared and signed on time, meaning within 3 months from the balance sheet date (most often the end of March). However, if this topic has somehow been “skipped” by you, it is best to contact us AS SOON AS POSSIBLE. As an accounting company, we will do our best to help you sort this situation out, because otherwise it may get difficult.

📍 After preparing and signing the financial statement, it must be approved by the shareholders’ meeting and then submitted to the National Court Register.

📍 The deadline for approval is 30 June 2026, meaning 6 months from the balance sheet date (if the financial year matches the calendar year).

📍 After approval, you have 15 days to submit the documents to the National Court Register (KRS).

✅ Meeting this obligation on time is not just a formality. All those notices, penalties and problems are definitely not something you need 😉 We will take it “on the chin” for you, so that nothing like that happens!

🛟 This obligation will not go away, and there is less and less time. This is a good moment to close the topic of the 2025 financial statement and move forward without that “ball and chain”. If you need help, we are here to guide you through the entire process.

Contact us now and follow us so you do not miss any more important deadlines!

📞 +48 797 196 516
📩 [email protected]

🔔 ENTREPRENEURS! WE KNOW YOU’RE HERE…The deadline for approving the financial statements for 2025 is coming up very soon...
03/06/2026

🔔 ENTREPRENEURS! WE KNOW YOU’RE HERE…

The deadline for approving the financial statements for 2025 is coming up very soon. You have until 30 June 2026 to do it, and this is the FINAL deadline.
After the financial statements are approved, you then have 15 days from the date of approval to submit all required documents to the KRS, the National Court Register.

📅 Remember that financial statements MUST be approved within 6 months from the end of the financial year. Of course, if your financial year matches the calendar year, as in most cases, the deadline falls on 30 June.

⏳️ We don’t want to scare you, but…

Taking care of all these obligations on time helps you avoid penalties, official notices and unnecessary legal complications and we are definitely not fans of those. Plus, speaking honestly from experience, keeping such duties in order and meeting deadlines simply reflects well on your company and how well-organised it is. Do your best!

🔜 Soon, we will try to publish another post here that will explain this topic in a bit more detail, so everything is clear and easy to understand. We’re doing this for you! Follow our profile to stay up to date - our conscience simply wouldn’t let us do otherwise 😉

🙏 Do you have questions or need help preparing or submitting the documents? Don’t worry. In fact, if you reach out to us, there’s really nothing scary waiting for you on the accounting side anymore.

We’re here for you! We’ll help you go through the entire process smoothly and without stress.

There’s no time to waste… Contact us now!

📞 +48 797 196 516
📩 [email protected]

💼 BUSINESS IN POLAND - SOLE PROPRIETORSHIP? SEE HOW TO GET THROUGH IT SMOOTHLY!Starting a business is, for many people, ...
27/05/2026

💼 BUSINESS IN POLAND - SOLE PROPRIETORSHIP? SEE HOW TO GET THROUGH IT SMOOTHLY!

Starting a business is, for many people, the first step towards greater independence, but also towards formal responsibility. And, although it may seem complicated at first, registering a sole proprietorship in Poland is actually quite simple - especially when someone guides you through the process smoothly (and yes, we are winking in your direction 😉).

Referring to our previous post, we will once again focus on a sole proprietorship in Poland.

✍️ How to set it up?

You can do it in person at the city hall or online via biznes.gov.pl (the fastest and most convenient option).

To start, prepare the basic information:

✅ company name, including your first and last name,

✅ business address,

✅ PKD codes, meaning what exactly will be your activities.

📌 What next?

🔹 ZUS

When registering, you also register with ZUS (social security) - at the beginning, luckily, you can use reliefs that reduce your contributions (and yes, this makes a real difference at the start).

🔹 Taxation form

You can choose the tax scale, flat tax or lump-sum tax. This choice affects how much you will ultimately pay in taxes, so it is worth thinking it through before you start (although before your first revenue, in theory, you can still change it).

🔹 VAT

– mandatory if your business activity requires it,

– optional if your turnover is up to 240 000 PLN per year.

In practice, if you operate B2B, VAT registration often makes sense. If you mainly sell to private individuals, the VAT exemption may be more beneficial.

🤝 Not that scary, right?

Of course, no topic is simple enough to fully explain in such a short post and, depending on the case, there may still be certain “catch points”. If you want to handle everything quickly, without mistakes and without wondering “did I click everything correctly?” - contact us. We will go through it together and set everything up, so you have a good start! We know where those catches are hiding 😉

📞 +48 797 196 516
📩 [email protected]

💡 SOLE PROPRIETORSHIP (JDG) IN POLAND? CHECK WHERE TO START IN 2026At the beginning, most people choose a sole proprieto...
22/05/2026

💡 SOLE PROPRIETORSHIP (JDG) IN POLAND? CHECK WHERE TO START IN 2026

At the beginning, most people choose a sole proprietorship and we understand why. It is the simplest form of running a business and you can set it up quickly, without major initial costs.

🧑‍💼 First, check whether you can actually register a sole proprietorship as a foreigner in Poland (we explain this briefly in our previous post).

📝 Then, you register your business in CEIDG, where you provide details such as the business name, address, scope of activity and taxation form.

☝️ You can have only one sole proprietorship, but within it you may carry out different types of business activities.

⌨️ You must indicate at least one PKD code, which defines what your business does. You can also add more codes, even ,,just in case”.

🏘 You may run your business in one or several locations, but for determining the competent Tax Office, your living address is what matters.

💳 Some industries require additional permits (licences or professional qualifications), it is worth checking this before you start.

💸 Taxes (you need to choose taxation form). You choose one from below:

– tax scale: 12% / 32%,

– flat tax: 19%,

– lump-sum tax: the rate depends on the type of activity.

🏛 ZUS contributions are mandatory, but at the beginning you may be able to use a ,,Starter’s relief” for 6 months and then preferential ZUS contributions for the next 24 months.

📃 A bank account is not always formally required, but in practice it is necessary. If you are VAT registered, you need a business bank account.

🚨 VAT and a cash register? Depending on the industry, the obligation may apply from the first sale or only after exceeding certain limits (for example 240 000 PLN annual revenue for VAT registration).

📚 Even with simplified accounting, the beginning can feel overwhelming. You do not have to handle it alone, especially if you are a foreigner here in Poland. WE get it.

🤝 If you want to set things up properly from the start and avoid mistakes, reach out to us! Be aware of your future with us.

📞 +48 797 196 516
📩 [email protected]

💼 CAN A FOREIGNER START A BUSINESS IN POLAND IN 2026?Yeah, but the right legal form depends on your citizenship, residen...
20/05/2026

💼 CAN A FOREIGNER START A BUSINESS IN POLAND IN 2026?

Yeah, but the right legal form depends on your citizenship, residence status, and business plans. We know, we know… but otherwise, it would be too easy!

In Poland, the two most common options are:

🔹 sole proprietorship (JDG),

🔹 limited liability company (LLC / sp. z o.o.).

Both can work well, but they are not available to everyone on the same terms.

🧑‍💼 Sole proprietorship is usually the simplest option, but not every foreigner can register it freely. In practice, foreigners are divided into two main groups:

✅ Citizens of the European Union, the European Economic Area, the USA, and Switzerland.

They can register a sole proprietorship or company in Poland without additional limitations.

✅ Citizens of other countries.

They can open a sole proprietorship only if they meet specific legal conditions. For example, if they have the right type of residence permit, such as:

• Permanent residence permit,

• Certain types of temporary residence permits (e.g., student, family member of a Pole).

❗ No suitable residence permit?

You may still be able to run a business in Poland, but usually not as a sole proprietor. In that case, you can consider:

• opening an LLC,

• joining an existing company,

• buying shares,

• or establishing a branch of a foreign company, if international agreements allow it.

🔢 To establish a business in Poland, you need a PESEL number.

💚 It is also worth setting up a trusted profile. Many formalities can be done remotely, without printing documents or visiting offices in person. A real game-changer!

🌍 So, do you have to live in Poland to run a business here? Not always. But you need to choose the right legal form from the beginning to ensure smooth operations later.

Want to understand which option fits your situation best? Check our blog post (link in the comments).

🤝 Looking for an accountant who understands foreigners doing business in Poland like the back of their hand? We’ve been helping international clients start and run companies in Poland for YEARS.

📞 +48 797 196 516
📩 [email protected]

🩺 HEALTH INSURANCE CONTRIBUTION 2025 – HOW MUCH ARE YOU PAYING, AND HOW MUCH DO YOU ACTUALLY HAVE TO?We may be repeating...
13/05/2026

🩺 HEALTH INSURANCE CONTRIBUTION 2025 – HOW MUCH ARE YOU PAYING, AND HOW MUCH DO YOU ACTUALLY HAVE TO?

We may be repeating ourselves a little, but trust us, even though the PIT settlement season is closed, for entrepreneurs this is still not the end of obligations… Now comes a topic that returns every year like a boomerang and can still catch people by surprise.

🗓️ The annual settlement of health insurance contribution for 2025 must be shown in the ZUS declaration for April 2026 (meaning the one submitted by 20 May, as we mentioned in our previous post).

📍 If you run a business, you are required to make an annual comparison of your health insurance contribution. In other words: how much you paid during the year VS how much you should actually pay in the end.

📍 The result? You may need to make an additional payment or even receive a refund from ZUS (which, as a reminder, you can also freely withdraw).

📊 So what did health insurance contributions look like in 2025?

🔹 Tax scale / flat tax / tax card

👉 contribution calculated based on income,

👉 minimum contribution: 314,96 PLN / month.

🔹 Lump-sum tax (revenue thresholds):

1️⃣ up to 60 000 PLN → 461,66 PLN / month,

2️⃣ 60 000 – 300 000 PLN → 769,43 PLN / month,

3️⃣ above 300 000 PLN → 1 384,97 PLN / month.

❗ These are the values that form the basis for your annual settlement. You do the settlement once a year but pay attention to how its result can realistically affect your cash flow. Especially if it leads to a larger additional payment or refund.

🤳 Save this post, so you do not have to come back to all of this at the last minute. If you want to check whether you have an overpayment, calculate the contribution precisely, or simply have it done quickly, without stress, and finally get it out of the way, then…

➡️ Contact us! We will handle this topic (and more) from A to Z.

📞 +48 797 196 516
📩 [email protected]

👑 So, excellence is not an act, but a habit.As we are after a very busy tax season, feedback like this means the WORLD t...
08/05/2026

👑 So, excellence is not an act, but a habit.

As we are after a very busy tax season, feedback like this means the WORLD to us. Even with the rush of PIT returns, our priority remains the same: delivering top-tier quality without missing a single detail.

We are especially proud of the trust our international clients have placed in us. We’ve worked hard to build a reputation that transcends borders and seeing our global network grow through word-of-mouth is the best reward we could ask for.

🙏 Thank you for trusting us with your business and for this amazing review. We’re not slowing down!

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