IMG Free Financial Education for OFW Middle East /Worldwide

02/09/2026

Minsan, the hardest financial conversations are the ones we hope we never have to face.

What happens kung biglang magkaroon ng unexpected illness, accident, or loss na maaaring makaapekto sa income, expenses, at future plans ng family?

That’s why proper financial protection deserves a place in every family’s financial conversation.

Hindi ito tungkol sa pamumuhay sa takot or expecting something bad to happen.
It’s about being prepared, so the people and things you’ve worked so hard for won’t be left completely unprotected if life takes an unexpected turn.

💚 Preparing with Proper Protection

Join us next Friday for our FREE Financial Literacy face to face & Online Financial Coaching Session (as per your appointment, where we’ll talk about practical ways families can prepare, protect, and plan for the future.

📅 Book your FREE coaching appointment
👉 Click the link in the comments to reserve your schedule.

Empowering OFWs. Strengthening Families. Securing Futures.💚

— Coach Perly Erece Melad, BSN, RN, AFP
🌏 Global IMG Financial Educator
💚 B1M2W Family

01/09/2026

🌟 A Big Congratulations 🌟
to all government institutions who trusted Kaiser as their HMO provider! 💙

You didn’t just choose an HMO—you choose protection, savings, and a brighter future for your people. 🙌
That decision is more than wise—it’s a true investment in health, security, and peace of mind.

Because when we care for our health today, we safeguard our tomorrow. 💚

📩 Message me to know how Kaiser 3-in-1 Savings Plan can also work for you and your loved ones!

01/09/2026

💚 YOUR FINANCIAL GOALS DESERVE A CONVERSATION.

Not sure where to start with saving, protection, healthcare, or planning for your family’s future?

I’m opening my calendar for FREE Financial Coaching Sessions📅✨

You can now choose a date and time that works best for you through my online booking page.

👉BOOK YOUR FREE SESSION HERE:
https://calendar.app.google/twE79e9By4jH4Ho97
Let’s talk about your goals, your priorities, and the steps you can take toward a more financially secure future.

💚 Empowering OFWs. Strengthening Families. Securing Futures.

— Coach Perly Erece Melad, BSN, RN, AFP
Global IMG Financial Educator

01/09/2026

“Yung Akala Mong Ipon na, Pero Panggamot Pala.”

“Sakit ang kalaban ng ipon. Isang sakit, ubos ang ipon.”

Buti na lang may Kaiser 3-in-1 Savings Program:
✅ May healthcare ka
✅ May insurance ka
✅ May investment ka pa

💡 Hindi mo na kailangang mamili kung gamot o groceries.

I-secure mo ang future mo habang malusog ka pa.

📩 Message me to know more. Perly Erece Melad

👉 https://126618me.imgcorp.com/quote/kaiser

31/08/2026

Lahat ng mahalaga sa buhay mo, may proteksyon dito.

Sa Manila Bankers Assurance, may Life at Non-Life Insurance na makakatulong protektahan ang mga taong mahal mo at mga bagay na mahalaga sa'yo. Mula sa kalusugan at kinabukasan ng pamilya, hanggang sa iyong mga ari-arian—sagot ka namin para harapin mo ang bukas nang may kasiguraduhan.

Manila Banker Assurance, kasama mong nagmamahal.

31/08/2026

31/08/2026

💌 IMAGINE RECEIVING A LETTER FROM YOUR FUTURE SELF…

It simply says:

“THANK YOU.” 💚

Thank you for choosing to save instead of spending.

Thank you for thinking ahead kahit hindi laging madali—lalo na kapag ikaw ay OFW na maraming kailangang unahin para sa pamilya. 🇵🇭✈️

Thank you for choosing to prepare, protect, and build a better future instead of living only for today.

Thank you for making financial decisions that gave your family security, confidence, and peace of mind.

Because every ₱1 you save, every financial lesson you learn, and every smart decision you make today can become part of the future you are building for yourself and the people you love.

🌱 Ang future ay hindi binubuo overnight.
It is built one smart financial decision at a time.

As OFWs, we work hard today because we dream of a better tomorrow. But remember:

Hindi sapat na kumita lang. Kailangan din nating matutong mag-ipon, mag-protect, mag-invest, at magplano para sa future. 💚

✨ What is ONE financial decision you can make today that your future self—and your family—will thank you for?

Share it in the comments. 👇
Let’s learn, grow, and build our future together!

💚 B1M2W Family — Empowering OFWs. Strengthening Families. Securing Futures.

30/08/2026

Sa ospital, unang tanong palagi:
“May insurance ka ba?”

Hindi ito simpleng tanong—ito ay realidad.
Dahil sa oras ng emergency, hindi na sapat ang “kaya natin yan.”
Ang tanong: handa ba talaga tayo?

Kung ang mga doktor at ospital mismo ay naniniwala sa kahalagahan ng protection,
bakit tayo magdadalawang-isip? 💡

Lalo na sa ating mga OFW—
malayo sa pamilya, nagsasakripisyo araw-araw…
isang sakit o aksidente lang, pwedeng maubos ang ipon na ilang taon mong pinaghirapan.

At para sa mga pamilya sa Pilipinas—
kapag may nagkasakit, hindi lang health ang naapektuhan…
pati pangarap, edukasyon ng anak, at kinabukasan ng buong pamilya.

Kaya hindi sapat ang “bahala na.”
Kailangan planado at protektado.

👉 Protection para sa health – para hindi ka mabigla sa gastos
👉 Peace of mind para sa pamilya – dahil alam mong may sasalo
👉 Financial security para sa future – dahil hindi mauubos ang pinaghirapan mo

Ang tunay na pagmamahal, handa sa kahit anong mangyari.

Huwag hintayin ang unexpected bago kumilos.
Be prepared. Be protected.

📩 Message me to learn more!
m.me/perly.melad
👉 [https://126618me.imgcorp.com/quote/kaiser

30/08/2026

𝗜𝗠𝗚 𝗠𝗲𝗺𝗯𝗲𝗿𝘀𝗵𝗶𝗽 𝗣6000
𝗬𝗲𝗮𝗿𝗹𝘆 𝗔𝗰𝗰𝗿𝗲𝗱𝗶𝘁𝗮𝘁𝗶𝗼𝗻 𝗥𝗲𝗻𝗲𝘄𝗮𝗹 𝗣1,500
𝗔𝗻𝗼 𝗻𝗴𝗮 𝗯𝗮 𝗺akukuha 𝗺𝗼 𝗸𝗮𝗽𝗮𝗴 𝗜𝗠𝗚 𝗠𝗲𝗺𝗯𝗲𝗿 𝗸𝗮?
𝗜𝗻𝗰𝗹𝘂𝗱𝗲𝘀:
♦️ 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 - 𝗙𝗥𝗘𝗘
♦️ 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗧𝗿𝗮𝗶𝗻𝗶𝗻𝗴𝘀 - 𝗙𝗥𝗘𝗘
♦️ 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗪𝗼𝗿𝗸𝘀𝗵𝗼𝗽 - 𝗙𝗥𝗘𝗘
♦️ 𝗣1,000 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗶𝗻 𝗺𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝘄𝗶𝘁𝗵 𝘇𝗲𝗿𝗼 𝗲𝗻𝘁𝗿𝘆 𝗳𝗲𝗲
♦️ 𝗣100,000 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗮𝗰𝗰𝗶𝗱𝗲𝗻𝘁 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
♦️ 𝗙𝗿𝗲𝗲 𝗲𝘆𝗲 𝗳𝗿𝗮𝗺𝗲𝘀 𝗳𝗿𝗼𝗺 𝗞𝗮𝗶𝘀𝗲𝗿 𝗮𝗻𝗱 𝗜𝗠𝗚
♦️ 𝗙𝗿𝗲𝗲 𝗨𝗡𝗟𝗜𝗠𝗜𝗧𝗘𝗗 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻 𝗮𝘁 𝗞𝗮𝗶𝘀𝗲𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗖𝗲𝗻𝘁𝗲𝗿𝘀
♦️ 20% 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗼𝗻 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗼𝗿𝘆 𝘁𝗲𝘀𝘁𝘀
♦️ 24/7 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹 𝗰𝗼𝗻𝗰𝗶𝗲𝗿𝗴𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗖𝗔𝗥 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲𝘀
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝘃𝗲𝗵𝗶𝗰𝗹𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗳𝗶𝗿𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗲𝘁𝗰.
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗮𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗲𝗿 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗡𝗼𝗻-𝗟𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗦𝗽𝗲𝗰𝗶𝗮𝗹 𝗖𝗼𝘂𝗿s𝗲𝘀
♦️ 𝗥𝗘𝗖𝗢𝗚𝗡𝗜𝗧𝗜𝗢𝗡𝗦
♦️ 𝗘𝗫𝗖𝗟𝗨𝗦𝗜𝗩𝗘 𝗘𝗩𝗘𝗡𝗧𝗦 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗰𝗼𝗱𝗲𝗱 𝗺𝗲𝗺𝗯𝗲𝗿𝘀)
♦️ 𝗪𝗢𝗥𝗟𝗗𝗪𝗜𝗗𝗘 𝗣𝗥𝗢𝗧𝗘𝗖𝗧𝗜𝗢𝗡 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
♦️ 𝗔𝗖𝗖𝗜𝗗𝗘𝗡𝗧𝗔𝗟 𝗗𝗜𝗦𝗔𝗕𝗟𝗘𝗠𝗘𝗡𝗧 𝗕𝗘𝗡𝗘𝗙𝗜𝗧 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
_______________________________
𝗢𝗽𝘁𝗶𝗼𝗻𝗮𝗹: 𝗮𝗱𝗱 500 𝗽𝗲𝘀𝗼𝘀 𝗮𝗻𝗱 𝗴𝗲𝘁
⭐️ 𝗣50,000 𝗟𝗜𝗙𝗘 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 (𝗰𝗼𝗻𝘃𝗲𝗿𝘁𝗶𝗯𝗹𝗲 𝘁𝗼 𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹)
𝗬𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆.
𝗬𝗼𝘂𝗿 𝗰𝗵𝗼𝗶𝗰𝗲.

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