IMG Free Financial Education for OFW Middle East /Worldwide

15/10/2026

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14/10/2026

Celebrating 20 Million Financially Educated Filipinos and Counting! 🎉

This milestone is a testament to the growing impact of our mission to bring financial education to more Filipino families. We’re growing, reaching more lives, and continuing to make a difference. Let’s celebrate how far we’ve come and use this achievement as motivation to keep moving forward in empowering more Filipinos through financial literacy.

A heartfelt thank you to every member, leader, and Financial Educator who continues to believe in and share our mission. This milestone is possible because of you! Together, let’s keep making a difference!

13/10/2026

Kapag makinig ka sa hindi aral, sigurado masisira ang buhay mo or ng pamilya mo. ISIP ISIP DIN

Lahat naman tayo entitled sa mga opinions lalo sa usaping insurance. May mga nagpopost na ang influence regarding insurance ay super negative : kesyo pahirapan sa claims, maraming requirements na icomply, e kung sa pangungutang nga na dami ng requirements makapangutang lang e pwedeng gumawa ng mga papel na di naman totoo - just saying.

Wala kang 1 million pero may 7k ka na pwedeng itapat para sakaling may mangyari e ang pamilya ay di naman luhaan sa pagpanaw mo. Yung 7k mo na tutumbasan ng 1M dahil di naman natin alam kung kelan dating ng kamatayan (natural man o aksidente). Ang protection ay mahalaga sa panahon na ito ay kailanganin ng beneficiary, kasi di naman mapakinabangan yan ng bumili unless magmulto - joke lang po.

Simpleng usapin lang naman, ang insurance parang spare tire yan ; gagana kapag yung ongoing tire e na-flat pero tanong kelan ma-flat? so dahil di alam kelan e nagbabaon ng spare tire kasi abala nga naman, paano kung sa wilderness pa nangyari ang emergency. Kung may mga nakakalungkot na istorya patungkol sa hirap ng claims di ko masagot din, basta ang alam ko nung nagbigay sila ng requirement at sinundan ko ay naka-claim naman po ako. Salamat Kaiser International HealthGroup, Inc. dahil nilagyan mo ng protection ang long term HMO namin.

Natural ang requirements sa pagclaim kasi paniguro na tama sa proseso, tumatagal o humihirap kapag di mo nasundan yung requirements O AYAW MONG SUNDIN / TAMAD GAWIN.

Death certificate, physician certificate at birth cert ng claimants (marriage cert if married) ang unawa ko sa additional requirement pagdating sa cause of death para maiestablish at mavalidate (which is sound naman yun) maiiwasan ang foul representation kasi baka may daya. kung alam mo naman na everything you stated ay truth, e di Diyos na ang bahala dun.

Napacomment lang ako kasi may mga feeling expert pagdating sa insurance pero yung halaga para sa pamilya ay nababalewala. Mahal mo ang pamilya mo kaya ka kukuha ng insurance para pag nangyari di inaasahan di naman sila kawawa.
MAHAL MO NGA BA PAMILYA MO?

Sa kabuuan, financial education ang kailangan. Mag aral na nga lang po tayo at matuto. hayy buhay kapag nakinig ka sa hindi aral, sigurado masisira din ang buhay mo. 🤔

10/10/2026

A high salary doesn't make you good with money.
You need to know what to do with what you have now and how to make the most of it or it can end up being more trouble than it's worth."

A lot of people focus on earning more money without giving time for financial literacy.
But money is a tool. Like any tool, it can accomplish its purpose ONLY if you have the knowledge and skill.

In the hands of a chef, a knife can cook the most delicious dishes. But in the hands of a child, it can only bring harm.

Study financial education, learn and be trained so you can become a better manager of your hard-earned money.

09/10/2026

09/10/2026

Getting sick is already difficult. Paying for healthcare during retirement shouldn’t make it harder.

While we’re still working and earning, we may have company HMO benefits. But what happens when we retire and those benefits are no longer available?

That’s why planning for long-term healthcare should be part of your retirement preparation. Don’t prepare only for your daily expenses—prepare for the possibility of hospitalization, medical needs, and rising healthcare costs as you grow older.

With Kaiser Long-Term Healthcare, you can start building your healthcare fund while you’re still young, healthy, and earning.

💙 Prepare today for the years when you may need healthcare the most.

Retirement planning is not just about having money to live on. It’s also about having healthcare to protect the money you worked so hard to save.

📩 Message me to learn more about Kaiser Long-Term Healthcare and how you can start preparing for your retirement years.

08/10/2026

Hindi pa man ito ganap na naisabatas, ang IMG (International Marketing Group) ay 24 years nang patuloy na nagsusulong at nagtuturo ng financial literacy sa mga Pilipino. ❤️

Sana mas marami pang Pilipino, lalo na ang ating mga kapwa OFW, ang maging open-minded pagdating sa financial planning.

Hindi lang dapat tayo nakatuon sa pangangailangan natin ngayon, kundi pati sa ating kinabukasan, paghahanda sa pagtanda, at pagreretiro.

Dahil hindi habang-buhay ay malakas tayo at may kakayahang magtrabaho. Kaya habang kumikita pa, mahalagang matutong mag-ipon, magplano, at maghanda para sa mas maayos na bukas.

Financial education is not just for today, but for a better and more secure future. ❤️

Inaprubahan ng Kamara sa ikatlo at huling pagbasa ang panukalang batas na magbibigay ng libre at regular na financial education para sa OFWs at kanilang pamilya.

Sa ilalim ng House Bill No. 9806 o Free OFW Financial Education Act, gagawing mandatory at regular na bahagi ng Pre-Departure Orientation Seminar ang financial literacy training para sa mga aalis na manggagawa. Saklaw nito ang lahat ng land-based at sea-based OFW, dokumentado man o hindi, gayundin ang kanilang mga pamilya sa Pilipinas. | ulat ni Kathleen Forbes

Buong detalye ng ulat sa comment section.

07/10/2026

The Best Decision You Can Make: Securing Your Family's Future with Kaiser Healthcare

Have you ever thought about what would happen if you or a loved one faced a serious health challenge? The reality is, medical costs are rising rapidly, and many Filipinos are unprepared for the financial burden of unexpected health issues.

Here's why securing long-term healthcare is so important:

- Medical costs are doubling every 5-7 years.
This means your savings could quickly be depleted by unexpected medical bills.

- Many Filipinos don't have a plan for future healthcare needs.
This leaves them vulnerable to financial hardship in times of illness.

- Your company healthcare benefits don't follow you into retirement. You need a plan to ensure your health is covered when you're no longer working.

- Traditional healthcare companies often have age limits.
This means you may be left without coverage when you need it most.

- Medical crises are a leading cause of personal bankruptcy.
Don't let a health issue derail your family's financial security.

Kaiser 3 in 1 offers a comprehensive solution:

With Kaiser 3 in 1, you can secure your family's future with long-term healthcare, life insurance, and investment options, all in one plan. This allows you to:

- Protect your family from financial hardship.
- Ensure you receive the care you need, no matter what.
- Build a secure financial future for yourself and your loved ones.

Don't wait any longer. Contact me Perly Erece Melad today for a free quotation based on your age.

07/10/2026

Kaiser 3-in-1 Saving Plan is your future Healthcare Fund. 😊